Open Lending Corp (LPRO)

Currency in USD
1.770
0.000(0.00%)
Closed·
1.800+0.030(+1.69%)
·
LPRO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1.6701.795
52 wk Range
1.1752.700
Key Statistics
Prev. Close
1.77
Open
1.74
Day's Range
1.67-1.795
52 wk Range
1.175-2.7
Volume
813.19K
Average Volume (3m)
576.53K
1-Year Change
35.1145%
Book Value / Share
0.63
Fair Value
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Fair Value Upside
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LPRO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.380
Upside
+34.46%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period

Open Lending Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

2 Buy
5 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2.380
(+34.46% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Hold---Maintain18/03/2026
DA Davidson
Buy3.00+69.49%4.00Maintain16/03/2026
DA Davidson
Buy3.00+69.49%4.00Maintain16/03/2026
DA Davidson
Buy4.00+125.99%4.00Maintain13/03/2026
Jefferies
Hold1.75-1.13%1.60Maintain07/01/2026

Open Lending Corp SWOT Analysis


Underwriting Overhaul
Delve into Open Lending's comprehensive restructuring of its underwriting models, aimed at regaining partner confidence and improving risk assessment accuracy
Financial Headwinds
Explore the company's financial challenges, including profit share revenue underperformance and downward revisions of adjusted EBITDA estimates for 2025 and 2026
Market Positioning
Uncover Open Lending's struggle with partner retention and its impact on market share, as certified loans from current customers drop from 95% to 85%
Future Prospects
Analyst price targets range from $1.60 to $7.00 per share, reflecting mixed views on Open Lending's recovery potential amid ongoing market challenges
Read full SWOT analysis

Open Lending Corp Earnings Call Summary for Q4/2025

  • Q4 revenue of $19.3M missed forecasts by 11.72%, while EPS met expectations at $0.01; stock fell 9.02% after-hours to $1.33.
  • Certified loans dropped 25.9% YoY to 19,308, but company posted $1.7M net income vs. $144M loss in Q4 2024.
  • Launched ApexOne Auto platform to expand into prime credit segment and transform into full-spectrum decisioning engine.
  • 2026 guidance targets 100K-110K certified loans (8% growth) and adjusted EBITDA of $25-29M, with growth accelerating in later quarters.
  • Operating expenses decreased 9.3% YoY to $13.9M; adjusted EBITDA improved to $2.8M from negative $75.9M in prior year.
Last Updated: 12/03/2026, 22:38
Read Full Transcript

Earnings

Latest Release
12/03/2026
EPS / Forecast
0.01 / 0.01
Revenue / Forecast
19.35M / 21.92M
EPS Revisions
Last 90 days

Compare LPRO to Peers and Sector

Metrics to compare
LPRO
Peers
Sector
Relationship
P/E Ratio
−49.4x42.4x9.9x
PEG Ratio
−0.510.350.03
Price/Book
2.8x3.6x1.0x
Price / LTM Sales
2.2x5.3x2.9x
Upside (Analyst Target)
13.0%34.0%16.2%
Fair Value Upside
Unlock−11.1%1.7%Unlock

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
23.52M19.99%41.63M
Other Institutional Investors
81.34M69.13%143.98M
Public Companies & Retail Investors
12.81M10.89%22.67M
Total
117.68M100.00%208.29M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Bregal Investments Inc.6.40%7,564,56613,389
Bregal Sagemount I, L.P.6.40%7,564,56613,389

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FAQ

What Is the Open Lending (NASDAQ: LPRO) Share Price Today?

The Open Lending stock price today is 1.770 USD.

What Stock Exchange Does Open Lending (LPRO) Trade On?

Open Lending is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Open Lending?

The stock symbol (also called a 'ticker') for Open Lending is "LPRO."

What Is the Current Open Lending Market Capitalisation?

As of today, Open Lending (NASDAQ: LPRO) market cap is 207.470M USD.

What Is Open Lending's (LPRO) Earnings Per Share (TTM)?

The Open Lending EPS is currently -0.040 (Trailing Twelve Months).

When Is the Next Open Lending Earnings Date?

Open Lending's next earnings report will be released on 07/05/2026.

Is LPRO a Buy or Sell From a Technical Analyst Perspective?

Based on today's Open Lending moving averages and other technical indicators, the daily buy/sell signal for LPRO stock is Strong Buy.

How Many Times Has Open Lending Stock Split?

Open Lending has split 0 times. (See the LPRO stock split history page for full effective split date and price information.)

How Many Employees Does Open Lending Have?

Open Lending has 164 employees, based on their latest Companies House report.

What is the current trading status of Open Lending (NASDAQ: LPRO)?

As of 05/05/2026, Open Lending (LPRO) is trading at a share price of 1.770 USD, with a previous close of 1.770 USD. The stock has fluctuated within a day range of 1.670 USD to 1.795 USD, while its 52-week range spans from 1.175 USD to 2.700 USD.

What Is Open Lending (LPRO) Price Target According to Analysts?

The average 12-month price target for Open Lending is 2.380 USD, with a high estimate of 3.5 USD and a low estimate of 1.4 USD. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +34.46% Upside potential.

What Is the LPRO Premarket Price?

LPRO's last pre-market stock price is 1.810 USD. The pre-market share volume is 80.000, and the stock has decreased by 0.040, or 2.260%.

What Is the LPRO After Hours Price?

LPRO's last after hours stock price is 1.800 USD, the stock has decreased by 0.030, or 1.690%.
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