Affirm Holdings Inc (AFRM)

Currency in USD
75.64
-2.93(-3.73%)
Closed·
75.52-0.12(-0.16%)
·
AFRM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
74.6978.22
52 wk Range
30.90100.00
Key Statistics
Prev. Close
78.57
Open
77.47
Day's Range
74.69-78.22
52 wk Range
30.9-100
Volume
3.71M
Average Volume (3m)
5.83M
1-Year Change
16.46%
Book Value / Share
10.13
Fair Value
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Fair Value Upside
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AFRM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
92.67
Upside
+22.52%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Affirm Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

Affirm Holdings Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Affirm Holdings Inc SWOT Analysis


BNPL Pioneer's Path
Affirm's journey as a Buy Now, Pay Later leader, showcasing impressive growth with a 38.8% year-over-year revenue increase and strategic partnerships
Financial Trajectory
Explore Affirm's path to profitability, with projections indicating positive EPS by fiscal year 2025 and analyst price targets ranging from $64 to $115
Market Dynamics
Delve into Affirm's competitive landscape, examining its position against traditional financial institutions and emerging fintech rivals in the evolving BNPL secto
Future-Focused Strategy
Learn about Affirm's innovative initiatives, including the Affirm Card and international expansion, poised to drive growth and diversify revenue streams
Read full SWOT analysis

Affirm Holdings Inc Earnings Call Summary for Q1/2026

  • Affirm Holdings (AFRM) exceeded Q1 2026 expectations with EPS of $0.23 (109.09% above forecast) and revenue of $933 million, though shares fell 7.73% in after-hours trading.
  • The company extended its partnership with Amazon through January 2031, strengthening its position in e-commerce while expanding into new verticals including service and automotive repair.
  • Revenue-less transaction cost rose to 4.2%, exceeding the full-year target of 4%, demonstrating effective cost management amid strategic growth initiatives.
  • CEO Max Levchin reaffirmed the company's 15-year mission of building 'honest financial products that improve lives' while targeting 10 million active cardholders.
  • Affirm projects continued growth in new verticals and international markets despite investor concerns about maintaining momentum in a competitive landscape.
Last Updated: 06/11/2025, 23:36
Read Full Transcript

Compare AFRM to Peers and Sector

Metrics to compare
AFRM
Peers
Sector
Relationship
P/E Ratio
107.1x32.7x9.7x
PEG Ratio
0.730.640.03
Price/Book
7.6x3.8x1.0x
Price / LTM Sales
7.2x2.5x2.9x
Upside (Analyst Target)
24.9%45.6%12.0%
Fair Value Upside
Unlock28.7%0.8%Unlock

Analyst Ratings

20 Buy
8 Hold
1 Sell
Ratings:
29 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 92.67
(+22.52% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BTIG
Hold---Maintain17/12/2025
Evercore ISI
Buy95.00+25.59%-Maintain16/12/2025
Wolfe Research
Hold---New Coverage09/12/2025
Freedom Capital Markets
Buy90.00+18.98%-New Coverage05/12/2025
Truist Securities
Buy85.00+12.37%90.00Maintain19/11/2025

Earnings

Latest Release
Nov 06, 2025
EPS / Forecast
0.23 / 0.11
Revenue / Forecast
933.00M / 881.84M
EPS Revisions
Last 90 days

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FAQ

What Is the Affirm Holdings (AFRM) Share Price Today?

The live Affirm Holdings share price today is 75.64

What Stock Exchange Does Affirm Holdings (AFRM) Trade On?

Affirm Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Affirm Holdings?

The stock symbol (also called a 'ticker') for Affirm Holdings is "AFRM."

What Is the Current Affirm Holdings Market Cap?

As of today, Affirm Holdings market capitalisation is 24.97B.

What Is Affirm Holdings's (AFRM) Earnings Per Share (TTM)?

The Affirm Holdings EPS is currently 0.67 (Trailing Twelve Months).

When Is the Next Affirm Holdings Earnings Date?

Affirm Holdings's next earnings report will be released on 05 Feb 2026.

Is AFRM a Buy or Sell From a Technical Analyst Perspective?

Based on today's Affirm Holdings moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Affirm Holdings Stock Split?

Affirm Holdings has split 0 times. (See the AFRM stock split history page for full effective split date and price information.)

How Many Employees Does Affirm Holdings Have?

Affirm Holdings has 2206 employees.

What is the current trading status of Affirm Holdings (AFRM)?

As of 24 Dec 2025, Affirm Holdings (AFRM) is trading at a price of 75.64, with a previous close of 78.57. The stock has fluctuated within a day range of 74.69 to 78.22, while its 52-week range spans from 30.90 to 100.00.

What Is Affirm Holdings (AFRM) Price Target According to Analysts?

The average 12-month price target for Affirm Holdings is USD92.67083, with a high estimate of USD115 and a low estimate of USD53. 20 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +22.52% Upside potential.

What Is the AFRM Premarket Price?

AFRM's last pre-market stock price is 77.61. The pre-market share volume is 14,790.00, and the stock has decreased by -0.96, or -1.22%.

What Is the AFRM After Hours Price?

AFRM's last after hours stock price is 75.52, the stock has decreased by -0.12, or -0.16%.
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