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Lloyds Banking Group PLC (LLOY)

Currency in GBP
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LLOY Comments

when you have profit shares go up unfortunately is not the case hsbc happy days is coming. cut interest rates low inflation boost economy all nice
All news and figures of motor finance scandal totally exaggerated
seems to have an issue every time their is a financial report and the SP should be climbing......clever banks....
Hey there, just wanted to share my thoughts on Lloyds Bank's earnings call tomorrow. I've got a bit of a uneasy feeling about it – historically, bad news tends to come close to the weekend. I hope I'm mistaken, but it seems like Lloyds shares might face a challenge. Keeping my fingers crossed for a positive surprise, but you know how it goes with investments. Let's hope for the best outcome. lloyds is bad investment as it stand.
Good news means bad news, and bad news means bad news for SP. lost for words with Lloyd's
Yes, market reaction is always disappointing, but at end of day profit will end up in shareholders pockets one way or another.
Hey there, just wanted to share my thoughts on Lloyds Bank's earnings call tomorrow. I've got a bit of a uneasy feeling about it – historically, bad news tends to come close to the weekend. I hope I'm mistaken, but it seems like Lloyds shares might face a challenge. Keeping my fingers crossed for a positive surprise, but you know how it goes with investments. Let's hope for the best outcome. As it stand lloyds is bad investment.
Lloyds finance company Blackhorse helped me a lot when I needed to finance a car, motorcycle van through the dealer and when I went to the bank I always received a negative response and an injustice that they are doing to the loan industry
now Fca wants to set a specific interest for finance companies and banks to take a high risk by financing vehicles to customers who are dubious of non-payment and wants to blame them for this, it's not even worth lending money and what's worse, many can withdraw from the market and what's more It's funny because it was reported now in 2024 that banks are showing profits
All over the world, the agreement between the finance company and the dealer, the interest is higher than the bank, but with the dealer you have credit approved instantly, you drive the car, the motorcycle, the van, the truck on the same day, in addition to having a relationship with the dealer and Vice versa, the bank, my dears, asks you a lot of questions and often doesn't lend the money. I always bought it from the dealer, even though it was more expensive, I don't know what the FCA is looking for.
50p after 22nd Feb.
Lloyds Bank projects a pretax profit of £7.4bn for 2023, a rise from £6.9bn in 2022. However, ongoing news and potential damages could impact reserves. Market anticipates a £1.5bn share buyback, but Lloyds 63.5 billion shares outstanding, above the UK banking average of 18 billion, Lloyds' share price definitely face challenges.
While some investors may be optimistic about Lloyds Banking shares, my market research and performance analysis suggest caution. Despite the recent momentum and a speculated 50p target, I remain skeptical about Lloyds as a strong investment. It's crucial to consider underlying facts and market news beyond short-term price boosts, as they may not necessarily indicate a robust long-term outlook. Investors should exercise prudence and conduct thorough research before making investment decisions in the banking sector.
Where's Frank the plank ?
Lloyds Bank facing potential trouble ahead of earnings, following Close Brothers' dividend cancellation amid a City watchdog investigation into car finance mis-selling. Lord Lupton's exit from AGM suggests concerns, and ongoing reshuffling in boardroom hints at deeper issues. Shareholders anticipate FCA's September outcome on car finance, impacting Lloyds' fate and share prices.
Bass shandy 0.5% abv
It's inaccurate to claim Lloyds Bank's share price rises when interest rates drop. In reality, higher interest rates benefit banks as they profit from mortgages and loans. Loan defaults occur irrespective of interest rate changes. Lloyds' shares appear unfavorable due to the recent 22nd Feb earnings call, indicating a less promising investment.
@Frank Ellul.......Where did you parachute in from! You obviously are not a Lloyds share holder so what is your agenda?
My aim to educate and provide insights. Currently, Lloyds appears to be a risky investment until the bank undergoes revaluation. Its value has remained stagnant since 2007, posing a potential trap for shares since 2004, which may not be ideal for retirement planning. My advice care full with investment decisions.
Frank, you come across as being a pretentious twat.
Lloyds shares likely to hit new lows this year due to significant losses from bad dealings, costing billions. Top executives receiving millions while investors bear the brunt; Lloyds expected to incur around 6 billion pounds this year alone for poor decisions.
Lloyds bank and other banks' shares may face a downturn next week following emerging news from the Financial Times regarding US financial institutions loaning over $1tn to shadow banks. Concerns are rising about potential systemic risks in both traditional and alternative lending sectors.
joggers niple.
In a high-interest-rate environment, Lloyds' shares must improve; otherwise, the impending threat of low interest rates could devastate them. As the largest mortgage provider in the UK, Lloyds heavily relies on high interest rates, and a decrease would result in diminished profits. The anticipated poor earnings report on 22nd Feb adds to the concern, making the notion of Lloyds' shares hitting 100p or above one morning seem more like a fantasy.
Given Lloyds' substantial mortgage holdings and its underperformance in a high-interest-rate environment, it raises questions about the potential for improvement in Lloyds shares during a low-interest-rate environment, especially when it's known for generating more money compared to other banks due to its prominent position as the largest mortgage holder in the country.
Investors may not fully grasp the extent of Lloyds' challenges, such as the potential £2 billion impact from car finance, the risk of a minimum £1.5 billion fine for Iran-related issues, a recent £1.6 billion settlement with a property company, ongoing COVID loan defaults, and the impact of a recession on their property portfolio. With numerous legal cases, the possibility of Lloyds needing a bailout could render its shares worthless, presenting a bleak outlook for investors.
Does Lloyds really got billions of pound lawsuits in pipe line? the way shares stracture is investor can’t have anything to say. Monthly fool can’t have enough to write about Lloyds everyday. Does Monthly fool making investor fool?
After 20 years of holding lloyds shares and reinvesting, I am still down 20%. As soon as I feel I am getting a fair value for my money, I will be selling! The board has done nothing to support their investors. I would get a better return in a savings acc.
Another bad news on horizon, tighten your belts..
On 22nd Earning news going to be like this. Lloyds Bank to announce robust profits on 22nd Feb, but cautions uncertainty ahead due to fluctuating interest rates. Allocating billions for potential losses and liabilities to navigate future challenges.
Do you have a crystal ball? Oh no! This is what they say every year
Last time Lloyds bank share hit his peak, it was 1999. 25 years no light in tunnel just misery for investors.
I said Friday bad news on horizon. Lloyds and Santander UK provided accounts to British front companies secretly owned by a sanctioned Iranian petrochemicals company based near Buckingham Palace, according to documents seen by the Financial Times
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