HCI Group Inc (HCI)

Currency in USD
175.95
+1.00(+0.57%)
Closed·
175.95-0.08(-0.05%)
·
HCI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
173.25176.69
52 wk Range
115.65210.50
Key Statistics
Prev. Close
174.95
Open
173.25
Day's Range
173.25-176.69
52 wk Range
115.65-210.5
Volume
117.34K
Average Volume (3m)
160.05K
1-Year Change
44.5175%
Book Value / Share
63.41
Fair Value
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Fair Value Upside
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HCI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
245.00
Upside
+39.24%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

HCI Group Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

HCI Group Inc Company Profile

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowners, fire, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. It also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, the company designs and develops web-based applications and products, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
552

HCI Group Inc SWOT Analysis


Tech-Driven Profits
HCI Group's proprietary technology yields superior underwriting results, with a combined ratio of 62% in Q2 2025, showcasing its competitive edge in the insurance sector.
Unlocking Value
Explore HCI's strategic move to spin off its technology subsidiary, Exzeo, through an IPO by 2025's end, potentially catalyzing significant shareholder value.
Market Positioning
Delve into HCI's unique approach in the Florida insurance market, leveraging regulatory reforms and strategic policy acquisitions to drive growth and profitability.
Future Prospects
Analyst projections value HCI at $225 per share in the base case, with a bull case scenario reaching $547, contingent on Exzeo's growth and market conditions.
Read full SWOT analysis

HCI Group Inc Earnings Call Summary for Q3/2025

  • HCI Group reported Q3 2025 EPS of $4.90, significantly exceeding the forecast of $1.87, while stock declined 4.22% to $203.61 despite strong results.
  • Year-to-date pre-tax income increased 70% to $285 million, with Q3 contributing $90 million; book value per share rose 50% to $63 with after-tax ROE exceeding 30%.
  • The company projects its book value to exceed $1 billion by year-end with book value per share approaching $80, anticipating a 15% growth rate this year.
  • Executives expressed optimism about continued performance through 2026, with COO Karin Coleman highlighting business strength and financial leadership emphasizing the company's robust balance sheet.
Last Updated: 06/11/2025, 22:38
Read Full Transcript

Compare HCI to Peers and Sector

Metrics to compare
HCI
Peers
Sector
Relationship
P/E Ratio
11.5x0.0x10.1x
PEG Ratio
0.360.000.03
Price/Book
2.8x0.0x1.0x
Price / LTM Sales
2.8x0.0x2.9x
Upside (Analyst Target)
39.2%0.0%11.4%
Fair Value Upside
Unlock0.0%1.0%Unlock

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 245.00
(+39.24% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy255.00+44.93%-Maintain16/01/2026
Oppenheimer
Hold---Downgrade13/11/2025
Citizens
Buy255.00+44.93%225.00Maintain10/11/2025
Truist Securities
Buy235.00+33.56%190.00Maintain07/11/2025
Compass Point
Buy205.00+16.51%148.00Upgrade30/05/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 15.80%
Dividend Yield
0.91%
Industry Median 2.98%
Annualised payout
1.60
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Nov 06, 2025
EPS / Forecast
4.90 / 1.87
Revenue / Forecast
216.35M / 223.90M
EPS Revisions
Last 90 days

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FAQ

What Is the HCI Group Inc (HCI) Share Price Today?

The live HCI Group Inc share price today is 175.95

What Stock Exchange Does HCI Group Inc (HCI) Trade On?

HCI Group Inc is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for HCI Group Inc?

The stock symbol (also called a 'ticker') for HCI Group Inc is "HCI."

Does HCI Group Inc Pay Dividends? What’s The Current HCI Dividend Yield?

Yes, HCI Pays Dividends to its Shareholders. The current HCI Group Inc dividend yield is 0.91%.

What Is the Current HCI Group Inc Market Cap?

As of today, HCI Group Inc market capitalisation is 2.28B.

What Is HCI Group Inc's (HCI) Earnings Per Share (TTM)?

The HCI Group Inc EPS is currently 15.80 (Trailing Twelve Months).

When Is the Next HCI Group Inc Earnings Date?

HCI Group Inc's next earnings report will be released on 05 Mar 2026.

Is HCI a Buy or Sell From a Technical Analyst Perspective?

Based on today's HCI Group Inc moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has HCI Group Inc Stock Split?

HCI Group Inc has split 0 times. (See the HCI stock split history page for full effective split date and price information.)

How Many Employees Does HCI Group Inc Have?

HCI Group Inc has 552 employees.

What is the current trading status of HCI Group Inc (HCI)?

As of 17 Jan 2026, HCI Group Inc (HCI) is trading at a price of 175.95, with a previous close of 174.95. The stock has fluctuated within a day range of 173.25 to 176.69, while its 52-week range spans from 115.65 to 210.50.

What Is HCI Group Inc (HCI) Price Target According to Analysts?

The average 12-month price target for HCI Group Inc is USD245, with a high estimate of USD255 and a low estimate of USD235. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +39.24% Upside potential.

What Is the HCI Premarket Price?

HCI's last pre-market stock price is 173.92. The pre-market share volume is 100.00, and the stock has decreased by -1.03, or -0.59%.

What Is the HCI After Hours Price?

HCI's last after hours stock price is 175.95, the stock has decreased by -0.08, or -0.05%.
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