HCI Group Inc (HCI)

Currency in USD
152.82
-1.09(-0.71%)
Closed·
149.87-2.95(-1.93%)
·
HCI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
144.75153.00
52 wk Range
136.37210.50
Key Statistics
Prev. Close
153.91
Open
152.13
Day's Range
144.75-153
52 wk Range
136.37-210.5
Volume
263.73K
Average Volume (3m)
161.54K
1-Year Change
0.4773%
Book Value / Share
80.33
Fair Value
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Fair Value Upside
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HCI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
245.00
Upside
+60.32%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to drop this year

HCI Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Neutral

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 245.00
(+60.32% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy255.00+66.86%-Maintain16/01/2026
Oppenheimer
Hold---Downgrade13/11/2025
Citizens
Buy255.00+66.86%225.00Maintain10/11/2025
Truist Securities
Buy235.00+53.78%190.00Maintain07/11/2025
Compass Point
Buy205.00+34.14%148.00Upgrade30/05/2025

HCI Group Inc SWOT Analysis


Tech-Driven Profits
HCI Group's proprietary technology yields superior underwriting results, with a combined ratio of 62% in Q2 2025, showcasing its competitive edge in the insurance sector.
Unlocking Value
Explore HCI's strategic move to spin off its technology subsidiary, Exzeo, through an IPO by 2025's end, potentially catalyzing significant shareholder value.
Market Positioning
Delve into HCI's unique approach in the Florida insurance market, leveraging regulatory reforms and strategic policy acquisitions to drive growth and profitability.
Future Prospects
Analyst projections value HCI at $225 per share in the base case, with a bull case scenario reaching $547, contingent on Exzeo's growth and market conditions.
Read full SWOT analysis

HCI Group Inc Earnings Call Summary for Q1/2026

  • HCI Group reported record Q1 2026 EPS of $5.45, beating forecast of $5.24; stock dipped 0.56% to $154.78 in after-hours trading
  • Revenue increased 12.3% year-over-year; pre-tax income rose 15% to $115M with 35% after-tax return on equity
  • Company maintains 2026 target combined ratio of 60% ±5%; expects premium stability despite softening rate environment
  • Management highlighted strong balance sheet with low debt-to-capital ratio and disciplined capital allocation strategy
  • Key risks include softening rates, economic uncertainties, regulatory changes, and competitive pressures in insurance sector
Last Updated: 06/05/2026, 22:26
Read Full Transcript

Earnings

Latest Release
06/05/2026
EPS / Forecast
5.45 / 5.24
Revenue / Forecast
242.88M / 238.46M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 22.72%
Dividend Yield
1.05%
Industry Median 3.36%
Annualised payout
1.60
Paid quarterly
5-Years Growth
-
Growth Streak

Compare HCI to Peers and Sector

Metrics to compare
HCI
Peers
Sector
Relationship
P/E Ratio
6.9x0.0x10.0x
PEG Ratio
0.040.000.03
Price/Book
1.9x0.0x1.0x
Price / LTM Sales
2.2x0.0x2.9x
Upside (Analyst Target)
59.2%0.0%14.9%
Fair Value Upside
Unlock0.0%0.8%Unlock

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners’ property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
594

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
5.23M40.27%805.32M
Other Institutional Investors
5.12M39.43%788.50M
Public Companies & Retail Investors
2.64M20.29%405.78M
Total
12.99M100.00%2B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.13.73%1,783,282274,465
The Vanguard Group, Inc.6.46%839,621129,226

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FAQ

What Is the HCI Group Inc (NYSE: HCI) Share Price Today?

The HCI Group Inc stock price today is 152.82 USD.

What Stock Exchange Does HCI Group Inc (HCI) Trade On?

HCI Group Inc is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for HCI Group Inc?

The stock symbol (also called a 'ticker') for HCI Group Inc is "HCI."

Does HCI Group Inc Pay Dividends? What’s The Current HCI Dividend Yield?

Yes, HCI Pays Dividends to its Shareholders. The current HCI Group Inc dividend yield is 1.05%.

What Is the Current HCI Group Inc Market Capitalisation?

As of today, HCI Group Inc (NYSE: HCI) market cap is 1.97B USD.

What Is HCI Group Inc's (HCI) Earnings Per Share (TTM)?

The HCI Group Inc EPS is currently 22.72 (Trailing Twelve Months).

When Is the Next HCI Group Inc Earnings Date?

HCI Group Inc's next earnings report will be released on 06/08/2026.

Is HCI a Buy or Sell From a Technical Analyst Perspective?

Based on today's HCI Group Inc moving averages and other technical indicators, the daily buy/sell signal for HCI stock is Sell.

How Many Times Has HCI Group Inc Stock Split?

HCI Group Inc has split 0 times. (See the HCI stock split history page for full effective split date and price information.)

How Many Employees Does HCI Group Inc Have?

HCI Group Inc has 594 employees, based on their latest Companies House report.

What is the current trading status of HCI Group Inc (NYSE: HCI)?

As of 08/05/2026, HCI Group Inc (HCI) is trading at a share price of 152.82 USD, with a previous close of 153.91 USD. The stock has fluctuated within a day range of 144.75 USD to 153.00 USD, while its 52-week range spans from 136.37 USD to 210.50 USD.

What Is HCI Group Inc (HCI) Price Target According to Analysts?

The average 12-month price target for HCI Group Inc is 245.00 USD, with a high estimate of 255 USD and a low estimate of 235 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +60.32% Upside potential.

What Is the HCI Premarket Price?

HCI's last pre-market stock price is 150.34 USD. The pre-market share volume is 380.00, and the stock has decreased by -3.57, or -2.32%.

What Is the HCI After Hours Price?

HCI's last after hours stock price is 149.87 USD, the stock has decreased by -2.95, or -1.93%.
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