Mercury General Corp (MCY)

Currency in USD
105.70
+1.83(+1.76%)
Closed·
105.700.00(0.00%)
·
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Fair Value
Day's Range
104.06106.13
52 wk Range
74.29113.06
Key Statistics
Prev. Close
103.87
Open
104.35
Day's Range
104.06-106.13
52 wk Range
74.29-113.06
Volume
271.12K
Average Volume (3m)
293.48K
1-Year Change
38.2784%
Book Value / Share
51.2
Fair Value
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Fair Value Upside
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MCY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
120.00
Upside
+13.53%
Members' Sentiments
Bearish
Bullish
ProTips
Cash flows can sufficiently cover interest payments
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 120.00
(+13.53% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Raymond James
Buy100.00-5.39%90.00Maintain22/09/2025

Mercury General Corporation Earnings Call Summary for Q4/2024

  • Q4 2024 EPS of $2.78 beat $1.77 forecast; revenue of $1.35B exceeded $1.27B estimate; stock surged 8.66% to $54.43
  • Net premiums written grew 16% in Q4, 20.5% for full year; combined ratio improved to 91.4%; investment income up 1518% YoY
  • 2025 outlook: investment income near 2024 levels; moderate reinsurance cost increase; aim for 96% combined ratio long-term
  • Challenges: high wildfire losses, rising reinsurance costs, California market risks, bodily injury severity trends in mid-teens
  • Strong cash position of $1B+ earning 4.35%; maintained dividends for 39 consecutive years, demonstrating financial stability
Last Updated: 12/02/2025, 18:48
Read Full Transcript

Earnings

Latest Release
04/08/2026
EPS / Forecast
3.52 / 2.40
Revenue / Forecast
1.56B / 1.5B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 16.91%
Dividend Yield
1.20%
Industry Median 3.19%
Annualised payout
1.27
Paid quarterly
5-Years Growth
-12.86%
Growth Streak

Compare MCY to Peers and Sector

Metrics to compare
MCY
Peers
Sector
Relationship
P/E Ratio
6.2x15.2x9.8x
PEG Ratio
0.040.360.03
Price/Book
2.1x2.0x1.0x
Price / LTM Sales
0.9x1.5x2.9x
Upside (Analyst Target)
13.5%−1.1%14.2%
Fair Value Upside
Unlock−4.8%2.7%Unlock

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company’s automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Industry
Insurance
Sector
Financial
Employees
4380

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
13.60M24.55%1.44B
Other Institutional Investors
13.29M24.00%1.41B
Public Companies & Retail Investors
28.50M51.45%3.01B
Total
55.39M100.00%5.85B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.12%4,498,256475,466
Rubric Capital Management LP3.89%2,154,504227,731

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FAQ

What Is the Mercury General (NYSE: MCY) Share Price Today?

The Mercury General stock price today is 105.70 USD.

What Stock Exchange Does Mercury General (MCY) Trade On?

Mercury General is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for Mercury General?

The stock symbol (also called a 'ticker') for Mercury General is "MCY."

Does Mercury General Pay Dividends? What’s The Current MCY Dividend Yield?

Yes, MCY Pays Dividends to its Shareholders. The current Mercury General dividend yield is 1.2%.

What Is the Current Mercury General Market Capitalisation?

As of today, Mercury General (NYSE: MCY) market cap is 5.75B USD.

What Is Mercury General's (MCY) Earnings Per Share (TTM)?

The Mercury General EPS is currently 16.91 (Trailing Twelve Months).

When Is the Next Mercury General Earnings Date?

Mercury General's next earnings report will be released on 03/11/2026.

Is MCY a Buy or Sell From a Technical Analyst Perspective?

Based on today's Mercury General moving averages and other technical indicators, the daily buy/sell signal for MCY stock is Neutral.

How Many Times Has Mercury General Stock Split?

Mercury General has split 2 times. (See the MCY stock split history page for full effective split date and price information.)

How Many Employees Does Mercury General Have?

Mercury General has 4380 employees, based on their latest Companies House report.

What is the current trading status of Mercury General (NYSE: MCY)?

As of 22/08/2026, Mercury General (MCY) is trading at a share price of 105.70 USD, with a previous close of 103.87 USD. The stock has fluctuated within a day range of 104.06 USD to 106.13 USD, while its 52-week range spans from 74.29 USD to 113.06 USD.

What Is Mercury General (MCY) Price Target According to Analysts?

The average 12-month price target for Mercury General is 120.00 USD, with a high estimate of 120 USD and a low estimate of 120 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +13.53% Upside potential.

What Is the MCY Premarket Price?

MCY's last pre-market stock price is 104.79 USD. The pre-market share volume is 60.00, and the stock has decreased by 0.92, or 0.89%.
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