First Financial Bancorp (FFBC)

Currency in USD
33.01
+0.44(+1.35%)
Closed·
33.010.00(0.00%)
·
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Fair Value
Day's Range
32.7733.32
52 wk Range
23.1636.24
Key Statistics
Prev. Close
33.01
Open
33.01
Day's Range
32.77-33.32
52 wk Range
23.16-36.24
Volume
799.24K
Average Volume (3m)
841.88K
1-Year Change
36.5743%
Book Value / Share
27.45
Fair Value
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Fair Value Upside
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FFBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
37.71
Upside
+14.25%
Members' Sentiments
Bearish
Bullish
ProTips
5 analysts have revised their earnings upwards for the upcoming period

First Financial Bancorp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

4 Buy
3 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 37.71
(+14.25% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Truist Securities
Buy38.00+15.12%37.00Maintain02/11/2026
Raymond James
Buy37.00+12.09%39.00Maintain29/10/2026
Keefe, Bruyette & Woods
Hold38.00+15.12%39.00Maintain29/10/2026
Truist Securities
Buy37.00+12.09%35.00Upgrade24/09/2026
Truist Securities
Hold35.00+6.03%33.00Maintain10/07/2026

First Financial Bancorp Earnings Call Summary for Q3/2026

  • Q3 adjusted EPS hit record $0.84, beating $0.82 estimate; revenue reached $273.9M, topping forecasts with 11% YoY earnings growth.
  • Net interest margin expanded to 4.07%, up 9 bps quarterly; fee income hit record $77.6M, comprising 28% of total revenue.
  • Q4 NIM guidance of 4.08%-4.12% assumes December rate hike; loan growth expected in low-to-mid single digits annualized.
  • Finward acquisition approved, closing expected Jan. 1, 2027; earn-back period extended to 0.9 years due to rate environment.
  • Shares rose 3.13% after-hours to $33.56; stock up 33% YTD, trading at 11.5x P/E with 3.2% dividend yield.
Last Updated: 28/10/2026, 13:32
Read Full Transcript

Earnings

Latest Release
27/10/2026
EPS / Forecast
0.84 / 0.82
Revenue / Forecast
273.9M / 270.97M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.88
Dividend Yield
3.15%
Industry Median 2.78%
Annualised payout
1.04
Paid quarterly
5-Years Growth
+1.88%
Growth Streak

Compare FFBC to Peers and Sector

Metrics to compare
FFBC
Peers
Sector
Relationship
P/E Ratio
11.8x11.1x9.1x
PEG Ratio
2.050.250.03
Price/Book
1.2x1.0x1.0x
Price / LTM Sales
3.5x3.8x2.8x
Upside (Analyst Target)
14.3%19.1%18.4%
Fair Value Upside
Unlock−9.9%4.0%Unlock

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Sector
Financial
Employees
2199

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
58.57M55.68%1.91B
Other Institutional Investors
32.16M30.57%1.05B
Public Companies & Retail Investors
14.46M13.75%471.01M
Total
105.19M100.00%3.43B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.14.52%15,274,013497,475
Dimensional Fund Advisors LP6.39%6,719,321218,848

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FAQ

What Is the First Financial Bancorp (NASDAQ: FFBC) Share Price Today?

The First Financial Bancorp stock price today is 33.01 USD.

What Stock Exchange Does First Financial Bancorp (FFBC) Trade On?

First Financial Bancorp is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for First Financial Bancorp?

The stock symbol (also called a 'ticker') for First Financial Bancorp is "FFBC."

Does First Financial Bancorp Pay Dividends? What’s The Current FFBC Dividend Yield?

Yes, FFBC Pays Dividends to its Shareholders. The current First Financial Bancorp dividend yield is 3.2%%.

What Is the Current First Financial Bancorp Market Capitalisation?

As of today, First Financial Bancorp (NASDAQ: FFBC) market cap is 3.47B USD.

What Is First Financial Bancorp's (FFBC) Earnings Per Share (TTM)?

The First Financial Bancorp EPS is currently 2.88 (Trailing Twelve Months).

When Is the Next First Financial Bancorp Earnings Date?

First Financial Bancorp's next earnings report will be released on 28/01/2027.

Is FFBC a Buy or Sell From a Technical Analyst Perspective?

Based on today's First Financial Bancorp moving averages and other technical indicators, the daily buy/sell signal for FFBC stock is Strong Buy.

How Many Times Has First Financial Bancorp Stock Split?

First Financial Bancorp has split 15 times. (See the FFBC stock split history page for full effective split date and price information.)

How Many Employees Does First Financial Bancorp Have?

First Financial Bancorp has 2199 employees, based on their latest Companies House report.

What is the current trading status of First Financial Bancorp (NASDAQ: FFBC)?

As of 10/11/2026, First Financial Bancorp (FFBC) is trading at a share price of 33.01 USD, with a previous close of 33.01 USD. The stock has fluctuated within a day range of 32.77 USD to 33.32 USD, while its 52-week range spans from 23.16 USD to 36.24 USD.

What Is First Financial Bancorp (FFBC) Price Target According to Analysts?

The average 12-month price target for First Financial Bancorp is 37.71 USD, with a high estimate of 40 USD and a low estimate of 36 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +14.25% Upside potential.
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