Credit Acceptance Corporation (CACC)

Currency in USD
559.96
+1.41(+0.25%)
Real-time Data·
Advertisement
Earnings results expected in 6 days
CACC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
554.95572.25
52 wk Range
401.90668.86
Key Statistics
Prev. Close
558.55
Open
555.83
Day's Range
554.95-572.25
52 wk Range
401.9-668.86
Volume
110.22K
Average Volume (3m)
167.85K
1-Year Change
8.5446%
Book Value / Share
140.88
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
CACC Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
628.33
Upside
+12.21%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 628.33
(+12.21% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold500.00-10.76%450.00Maintain06/05/2026
Stephens
Hold540.00-3.62%450.00Maintain17/04/2026
TD Cowen
Hold470.00-16.12%460.00Maintain30/01/2026
TD Cowen
Hold460.00-17.90%430.00Downgrade08/01/2026
TD Cowen
Sell430.00-23.26%450.00Maintain31/10/2025

Credit Acceptance Corporation Earnings Call Summary for Q1/2026

  • Q1 2026 adjusted EPS of $10.71 beat forecast of $10.5; stock rose 3.76% aftermarket to $507.81, trading near 52-week high of $549.75.
  • GAAP net income reached $135.8M ($12.40/share); unit volume decline improved to -4.3% YoY from -9.1% in Q4 2025, signaling stabilization.
  • AI-driven call center operations enhanced efficiency and customer engagement; workforce reduced 6% as part of operational optimization efforts.
  • Market share in subprime used vehicles declined as company prioritizes profitability over volume growth amid challenging non-prime consumer environment.
  • Analysts revised earnings upward with FY2026 EPS forecast at $43.14; management expects continued loan volume stabilization and sustainable value creation.
Last Updated: 05/05/2026, 22:38
Read Full Transcript

Earnings

Latest Release
05/05/2026
EPS / Forecast
10.71 / 10.50
Revenue / Forecast
580M / 580.83M
EPS Revisions
Last 90 days

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
13.1x14.2x10.1x
PEG Ratio
0.180.840.03
Price/Book
3.9x1.8x1.0x
Price / LTM Sales
4.6x4.0x3.0x
Upside (Analyst Target)
16.4%56.8%13.3%
Fair Value Upside
Unlock−10.4%2.2%Unlock

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2314

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.70M25.83%1.49B
Other Institutional Investors
6.53M62.38%3.61B
Public Companies & Retail Investors
1.23M11.79%681.58M
Total
10.46M100.00%5.78B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Prescott General Partners LLC14.04%1,468,497811,682
Donald A. Foss Trust12.33%1,289,642712,824

People Also Watch

98.68
AX
-0.51%
60.58
CBSH
+0.95%
80.73
BC
-1.56%
77.99
TNL
-0.59%
34.57
PRDO
+5.25%

FAQ

What Is the Credit Acceptance (NASDAQ: CACC) Share Price Today?

The Credit Acceptance stock price today is 559.96 USD.

What Stock Exchange Does Credit Acceptance (CACC) Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Credit Acceptance?

The stock symbol (also called a 'ticker') for Credit Acceptance is "CACC."

What Is the Current Credit Acceptance Market Capitalisation?

As of today, Credit Acceptance (NASDAQ: CACC) market cap is 5.83B USD.

What Is Credit Acceptance's (CACC) Earnings Per Share (TTM)?

The Credit Acceptance EPS is currently 40.05 (Trailing Twelve Months).

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance's next earnings report will be released on 04/08/2026.

Is CACC a Buy or Sell From a Technical Analyst Perspective?

Based on today's Credit Acceptance moving averages and other technical indicators, the daily buy/sell signal for CACC stock is Strong Sell.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times. (See the CACC stock split history page for full effective split date and price information.)

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2314 employees, based on their latest Companies House report.

What is the current trading status of Credit Acceptance (NASDAQ: CACC)?

As of 29/07/2026, Credit Acceptance (CACC) is trading at a share price of 559.96 USD, with a previous close of 558.55 USD. The stock has fluctuated within a day range of 554.95 USD to 572.25 USD, while its 52-week range spans from 401.90 USD to 668.86 USD.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is 628.33 USD, with a high estimate of 660 USD and a low estimate of 575 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +12.21% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.