Credit Acceptance Corporation (CACC)

Currency in USD
570.54
-2.55(-0.44%)
Closed·
575.05+4.51(+0.79%)
·
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Fair Value
Day's Range
570.22579.60
52 wk Range
401.90668.86
Key Statistics
Prev. Close
570.54
Open
570.31
Day's Range
570.22-579.6
52 wk Range
401.9-668.86
Volume
86.92K
Average Volume (3m)
154.6K
1-Year Change
19.6728%
Book Value / Share
151.9
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
636.67
Upside
+11.59%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 636.67
(+11.59% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold600.00+5.16%575.00Maintain05/08/2026
TD Cowen
Hold500.00-12.36%450.00Maintain06/05/2026
Stephens
Hold540.00-5.35%450.00Maintain17/04/2026
TD Cowen
Hold470.00-17.62%460.00Maintain30/01/2026
TD Cowen
Hold460.00-19.37%430.00Downgrade08/01/2026

Credit Acceptance Corporation Earnings Call Summary for Q2/2026

  • Credit Acceptance Q2 GAAP EPS rose 71% YoY to $12.66, beating forecasts; adjusted EPS of $12.12 topped estimates, driving shares up 6.1% to $608.18.
  • Unit volume decline narrowed to 1% from 4.3% in Q1; monthly volumes returned to YoY growth in June, with active dealers hitting record 11,000+ for second quarter.
  • Company guides Q3 2026 EPS of $11.90 and Q4 EPS of $12.24, with revenues of $590.9M and $598M respectively; focus remains on profitable growth over volume.
  • CEO Hegde emphasized AI-driven transformation and disciplined capital allocation; $39M downward revision in cash flow forecasts tied to slower prepayments.
  • Franchise dealer strategy gaining traction with improved loan yields; market share in core subprime segment at 4.9%, up from Q4 2024 low of 4.4%.
Last Updated: 04/08/2026, 22:44
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Earnings

Latest Release
05/08/2026
EPS / Forecast
12.12 / 12.20
Revenue / Forecast
587.4M / 588.07M
EPS Revisions
Last 90 days

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
11.8x15.4x9.9x
PEG Ratio
0.390.490.03
Price/Book
3.7x2.1x1.0x
Price / LTM Sales
4.5x4.2x3.0x
Upside (Analyst Target)
13.9%17.2%13.4%
Fair Value Upside
Unlock−4.8%2.4%Unlock

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2314

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.72M26.16%1.56B
Other Institutional Investors
7.05M67.96%4.04B
Public Companies & Retail Investors
610.35K5.88%349.78M
Total
10.38M100.00%5.95B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Prescott General Partners LLC14.15%1,468,497841,581
Donald A. Foss Trust12.42%1,289,642739,081

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FAQ

What Is the Credit Acceptance (NASDAQ: CACC) Share Price Today?

The Credit Acceptance stock price today is 570.54 USD.

What Stock Exchange Does Credit Acceptance (CACC) Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Credit Acceptance?

The stock symbol (also called a 'ticker') for Credit Acceptance is "CACC."

What Is the Current Credit Acceptance Market Capitalisation?

As of today, Credit Acceptance (NASDAQ: CACC) market cap is 5.92B USD.

What Is Credit Acceptance's (CACC) Earnings Per Share (TTM)?

The Credit Acceptance EPS is currently 45.36 (Trailing Twelve Months).

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance's next earnings report will be released on 02/11/2026.

Is CACC a Buy or Sell From a Technical Analyst Perspective?

Based on today's Credit Acceptance moving averages and other technical indicators, the daily buy/sell signal for CACC stock is Strong Sell.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times. (See the CACC stock split history page for full effective split date and price information.)

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2314 employees, based on their latest Companies House report.

What is the current trading status of Credit Acceptance (NASDAQ: CACC)?

As of 19/08/2026, Credit Acceptance (CACC) is trading at a share price of 570.54 USD, with a previous close of 570.54 USD. The stock has fluctuated within a day range of 570.22 USD to 579.60 USD, while its 52-week range spans from 401.90 USD to 668.86 USD.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is 636.67 USD, with a high estimate of 660 USD and a low estimate of 600 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +11.59% Upside potential.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 575.05 USD. The pre-market share volume is 50.00, and the stock has decreased by 4.51, or 0.79%.

What Is the CACC After Hours Price?

CACC's last after hours stock price is 575.06 USD, the stock has decreased by 4.52, or 0.79%.
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