Credit Acceptance Corporation (CACC)

Currency in USD
495.97
-15.46(-3.02%)
Closed·
495.970.00(0.00%)
·
Unusual trading volume
CACC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
486.96515.46
52 wk Range
401.90549.75
Key Statistics
Prev. Close
511.43
Open
508.98
Day's Range
486.96-515.46
52 wk Range
401.9-549.75
Volume
311.04K
Average Volume (3m)
141.4K
1-Year Change
-2.8653%
Book Value / Share
140.47
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
466.67
Downside
-5.91%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

Credit Acceptance Company Profile

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2431

Credit Acceptance Corporation Earnings Call Summary for Q4/2025

  • Credit Acceptance reported Q4 2025 EPS of $11.35, exceeding forecasts by 13.39%, while revenue fell short at $579.9M against $584M expected, leading to a 3.1% stock decline in after-hours trading.
  • The company's loan portfolio grew 1% year-over-year, but active dealers decreased by 2.8% and volume per dealer fell by 6.4%, indicating challenges in dealer network expansion.
  • CEO Vinayak Hegde emphasized a 'long-term, conservative approach to lending' and highlighted the company's adaptability to serve customers 'in all sorts of environments.'
  • Management is focusing on strategic initiatives including demand generation, dealer empowerment, and enhancing customer service through AI and digital technologies.
  • Key challenges include high inflation affecting subprime consumers, declining dealer networks, competitive pressures in the used vehicle market, and macroeconomic uncertainties.
Last Updated: 29/01/2026, 22:50
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Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
11.5x12.8x10.0x
PEG Ratio
0.080.870.03
Price/Book
3.3x1.9x1.0x
Price / LTM Sales
4.2x2.9x2.9x
Upside (Analyst Target)
−8.1%22.7%11.6%
Fair Value Upside
Unlock6.3%1.1%Unlock

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 466.67
(-5.91% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold470.00-5.24%460.00Maintain30/01/2026
TD Cowen
Hold460.00-7.25%430.00Downgrade08/01/2026
TD Cowen
Sell430.00-13.30%450.00Maintain31/10/2025
Stephens
Hold525.00+5.85%550.00Maintain01/05/2025

Earnings

Latest Release
Jan 29, 2026
EPS / Forecast
11.35 / 10.01
Revenue / Forecast
579.90M / 584.02M
EPS Revisions
Last 90 days

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FAQ

What Is the Credit Acceptance (CACC) Share Price Today?

The live Credit Acceptance share price today is 495.97

What Stock Exchange Does Credit Acceptance (CACC) Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Credit Acceptance?

The stock symbol (also called a 'ticker') for Credit Acceptance is "CACC."

What Is the Current Credit Acceptance Market Cap?

As of today, Credit Acceptance market capitalisation is 5.29B.

What Is Credit Acceptance's (CACC) Earnings Per Share (TTM)?

The Credit Acceptance EPS is currently 37.89 (Trailing Twelve Months).

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance's next earnings report will be released on 03 May 2026.

Is CACC a Buy or Sell From a Technical Analyst Perspective?

Based on today's Credit Acceptance moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times. (See the CACC stock split history page for full effective split date and price information.)

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2431 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of 03 Feb 2026, Credit Acceptance (CACC) is trading at a price of 495.97, with a previous close of 511.43. The stock has fluctuated within a day range of 486.96 to 515.46, while its 52-week range spans from 401.90 to 549.75.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is USD466.67, with a high estimate of USD475 and a low estimate of USD455. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an -5.91% Downside potential.
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