Consumer Portfolio Services Inc (CPSS)

Currency in USD
8.460
+0.480(+6.02%)
Closed·
8.680+0.220(+2.60%)
·
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Fair Value
Day's Range
7.8208.640
52 wk Range
6.66712.730
Key Statistics
Prev. Close
8.46
Open
7.98
Day's Range
7.82-8.64
52 wk Range
6.667-12.73
Volume
28.61K
Average Volume (3m)
21.17K
1-Year Change
-29.0863%
Book Value / Share
13.84
Fair Value
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Fair Value Upside
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CPSS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
Currently not supported.
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

Consumer Portfolio Services Company Profile

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Sector
Financial
Employees
918

Consumer Portfolio Services Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.20, missing forecast by 48.72%; revenue of $109.8M, 5.19% below expectations
  • Revenue up 14% YoY; net income rose to $4.8M; finance receivables increased 20% to $3.56B
  • Stock showed minimal movement post-earnings; trading slightly above Fair Value with P/E of 9.35x
  • Company anticipates potential interest rate cuts; focuses on efficiency and portfolio growth
  • Challenges include cautious auto lending market, increased competition, and macroeconomic factors
Last Updated: 12/08/2025, 22:48
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Compare CPSS to Peers and Sector

Metrics to compare
CPSS
Peers
Sector
Relationship
P/E Ratio
9.6x21.2x10.1x
PEG Ratio
−1.140.120.03
Price/Book
0.6x3.3x1.0x
Price / LTM Sales
1.0x2.3x2.9x
Upside (Analyst Target)
75.4%8.2%12.7%
Fair Value Upside
Unlock9.9%1.1%Unlock
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Earnings

Latest Release
Nov 10, 2025
EPS / Forecast
0.20 / 0.31
Revenue / Forecast
108.40M / 113.66M
EPS Revisions
Last 90 days

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FAQ

What Is the Consumer Portfolio Services (CPSS) Share Price Today?

The live Consumer Portfolio Services share price today is 8.460

What Stock Exchange Does Consumer Portfolio Services (CPSS) Trade On?

Consumer Portfolio Services is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Consumer Portfolio Services?

The stock symbol (also called a 'ticker') for Consumer Portfolio Services is "CPSS."

What Is the Current Consumer Portfolio Services Market Cap?

As of today, Consumer Portfolio Services market capitalisation is 186.72M.

What Is Consumer Portfolio Services's (CPSS) Earnings Per Share (TTM)?

The Consumer Portfolio Services EPS is currently 0.80 (Trailing Twelve Months).

When Is the Next Consumer Portfolio Services Earnings Date?

Consumer Portfolio Services's next earnings report will be released on 23 Mar 2026.

Is CPSS a Buy or Sell From a Technical Analyst Perspective?

Based on today's Consumer Portfolio Services moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Consumer Portfolio Services Stock Split?

Consumer Portfolio Services has split 1 times. (See the CPSS stock split history page for full effective split date and price information.)

How Many Employees Does Consumer Portfolio Services Have?

Consumer Portfolio Services has 918 employees.

What is the current trading status of Consumer Portfolio Services (CPSS)?

As of 28 Jan 2026, Consumer Portfolio Services (CPSS) is trading at a price of 8.460, with a previous close of 8.460. The stock has fluctuated within a day range of 7.820 to 8.640, while its 52-week range spans from 6.667 to 12.730.

What Is Consumer Portfolio Services (CPSS) Price Target According to Analysts?

The average 12-month price target for Consumer Portfolio Services is USD14.000, with a high estimate of USD14 and a low estimate of USD14. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +65.48% Upside potential.

What Is the CPSS After Hours Price?

CPSS's last after hours stock price is 8.680, the stock has decreased by 0.220, or 2.600%.
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