Banco Santander SA ADR (SAN)

Currency in USD
12.560
+0.100(+0.80%)
Closed·
12.730+0.170(+1.35%)
·
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Fair Value
Day's Range
12.46512.680
52 wk Range
10.05015.050
Key Statistics
Prev. Close
12.46
Open
12.63
Day's Range
12.465-12.68
52 wk Range
10.05-15.05
Volume
7.32M
Average Volume (3m)
11.52M
1-Year Change
16.6202%
Book Value / Share
8.76
Fair Value
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Fair Value Upside
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SAN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
14.557
Upside
+15.90%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Banco Santander SA ADR News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
2 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 14.557
(+15.90% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Erste Group
Hold---Downgrade30/10/2026
JPMorgan
Buy39.00+210.51%43.00Maintain06/10/2026
JPMorgan
Hold6.00-52.23%6.50Maintain30/07/2026

Banco Santander SA ADR Earnings Call Summary for Q3/2026

  • Santander posted Q3 2026 EPS of $0.29, beating estimates by 22.75%, though revenue of $18.0B missed forecasts by 0.77%; shares fell 4.39% premarket.
  • Record 9-month underlying profit hit EUR 11.2B, up 14% YoY; efficiency ratio improved to 42.6%, best in 17 years, with CET1 ratio at 12.7%.
  • Management raised full-year guidance to above EUR 15B underlying profit including M&A, up from prior EUR 14.1B target excluding acquisitions.
  • Bank targets ROTE above 20% by 2028; TSB integration on track for Q1 2027 completion, Webster integration progressing to boost U.S. returns.
  • Brazil pressures persist from inflation and high rates; deposit pricing remains competitive in Spain and Mexico; ONE Transformation driving efficiency gains.
Last Updated: 28/10/2026, 10:44
Read Full Transcript

Earnings

Latest Release
28/10/2026
EPS / Forecast
0.29 / 0.24
Revenue / Forecast
18B / 18.14B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.03
Dividend Yield
1.67%
Industry Median 2.78%
Annualised payout
0.21
Paid quarterly
5-Years Growth
+25.73%
Growth Streak

Compare SAN to Peers and Sector

Metrics to compare
SAN
Peers
Sector
Relationship
P/E Ratio
12.2x11.8x9.1x
PEG Ratio
0.500.740.03
Price/Book
1.4x1.6x1.0x
Price / LTM Sales
3.3x3.7x2.8x
Upside (Analyst Target)
16.8%10.1%18.4%
Fair Value Upside
Unlock−5.1%4.0%Unlock

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Sector
Financial
Employees
185821

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
4.64B32.35%57.79B
Other Institutional Investors
831.14M5.80%10.36B
Public Companies & Retail Investors
8.87B61.85%110.49B
Total
14.34B100.00%178.63B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.15%1,025,581,81812,778,749
Vanguard Capital Management, LLC4.09%586,932,0367,313,173

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FAQ

What Is the Santander ADR (NYSE: SAN) Share Price Today?

The Santander ADR stock price today is 12.560 USD.

What Stock Exchange Does Santander ADR (SAN) Trade On?

Santander ADR is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for Santander ADR?

The stock symbol (also called a 'ticker') for Santander ADR is "SAN."

Does Santander ADR Pay Dividends? What’s The Current SAN Dividend Yield?

Yes, SAN Pays Dividends to its Shareholders. The current Santander ADR dividend yield is 1.7%%.

What Is the Current Santander ADR Market Capitalisation?

As of today, Santander ADR (NYSE: SAN) market cap is 180.230B USD.

What Is Santander ADR's (SAN) Earnings Per Share (TTM)?

The Santander ADR EPS is currently 1.03 (Trailing Twelve Months).

When Is the Next Santander ADR Earnings Date?

Santander ADR's next earnings report will be released on 03/02/2027.

Is SAN a Buy or Sell From a Technical Analyst Perspective?

Based on today's Santander ADR moving averages and other technical indicators, the daily buy/sell signal for SAN stock is Buy.

How Many Times Has Santander ADR Stock Split?

Santander ADR has split 8 times. (See the SAN stock split history page for full effective split date and price information.)

How Many Employees Does Santander ADR Have?

Santander ADR has 185821 employees, based on their latest Companies House report.

What is the current trading status of Santander ADR (NYSE: SAN)?

As of 11/11/2026, Santander ADR (SAN) is trading at a share price of 12.560 USD, with a previous close of 12.460 USD. The stock has fluctuated within a day range of 12.465 USD to 12.680 USD, while its 52-week range spans from 10.050 USD to 15.050 USD.

What Is Santander ADR (SAN) Price Target According to Analysts?

The average 12-month price target for Santander ADR is 14.557 USD, with a high estimate of 15.57 USD and a low estimate of 13 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +15.90% Upside potential.

What Is the SAN Premarket Price?

SAN's last pre-market stock price is 12.630 USD. The pre-market share volume is 287,000.000, and the stock has decreased by 0.170, or 1.360%.

What Is the SAN After Hours Price?

SAN's last after hours stock price is 12.730 USD, the stock has decreased by 0.170, or 1.350%.
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