Banco Santander SA ADR (SAN)

Currency in USD
14.760
-0.020(-0.14%)
Closed·
14.799+0.039(+0.26%)
·
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Fair Value
Day's Range
14.65514.920
52 wk Range
9.31015.000
Key Statistics
Prev. Close
14.78
Open
14.84
Day's Range
14.655-14.92
52 wk Range
9.31-15
Volume
16.92M
Average Volume (3m)
10.05M
1-Year Change
53.112%
Book Value / Share
8.72
Fair Value
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Fair Value Upside
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SAN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
13.560
Downside
-8.13%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

Banco Santander SA ADR News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

Analyst Ratings

1 Buy
1 Hold
1 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 13.560
(-8.13% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Hold6.00-59.35%6.50Maintain30/07/2026
Goldman Sachs
Sell4.90-66.80%-Downgrade14/10/2025

Banco Santander SA ADR Earnings Call Summary for Q2/2026

  • Santander posted record Q2 2026 profit of €3.8B, beating revenue forecasts by 0.11% but missing EPS estimates by 1.04%; shares rose 0.66% premarket.
  • Revenue grew 6% YoY in constant currency driven by net interest income and fees, while costs fell 1% and efficiency ratio improved to 42.8%.
  • Bank maintained full-year profit guidance of €14.1B+ and reiterated medium-term targets: 20%+ ROE by 2028, cost of risk at 1-1.1% through 2028.
  • ECB approved new €1.8B buyback program; total buybacks expected to reach €9B, nearing €10B commitment for 2025-2026; CET1 ratio held at 14%.
  • Key risks include elevated credit costs at 115bps, Argentina provisions, Brazil rate pressures, and ongoing TSB/Webster integration execution challenges.
Last Updated: 22/07/2026, 11:00
Read Full Transcript

Earnings

Latest Release
22/07/2026
EPS / Forecast
0.29 / 0.29
Revenue / Forecast
17.94B / 17.92B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -
Dividend Yield
1.36%
Industry Median 2.68%
Annualised payout
0.20
Paid quarterly
5-Years Growth
+9.28%
Growth Streak

Compare SAN to Peers and Sector

Metrics to compare
SAN
Peers
Sector
Relationship
P/E Ratio
14.2x12.0x9.9x
PEG Ratio
0.500.610.03
Price/Book
1.7x1.4x1.0x
Price / LTM Sales
3.8x3.5x3.0x
Upside (Analyst Target)
5.7%3.3%12.6%
Fair Value Upside
Unlock−2.4%2.3%Unlock

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Sector
Financial
Employees
185279

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
4.50B31.65%66.40B
Other Institutional Investors
935.62M6.58%13.81B
Public Companies & Retail Investors
8.78B61.77%129.62B
Total
14.22B100.00%209.83B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.21%1,025,581,81815,137,588
Vanguard Capital Management, LLC4.10%582,206,9838,593,375

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FAQ

What Is the Santander ADR (NYSE: SAN) Share Price Today?

The Santander ADR stock price today is 14.760 USD.

What Stock Exchange Does Santander ADR (SAN) Trade On?

Santander ADR is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for Santander ADR?

The stock symbol (also called a 'ticker') for Santander ADR is "SAN."

Does Santander ADR Pay Dividends? What’s The Current SAN Dividend Yield?

Yes, SAN Pays Dividends to its Shareholders. The current Santander ADR dividend yield is 1.36%.

What Is the Current Santander ADR Market Capitalisation?

As of today, Santander ADR (NYSE: SAN) market cap is 211.850B USD.

When Is the Next Santander ADR Earnings Date?

Santander ADR's next earnings report will be released on 28/10/2026.

Is SAN a Buy or Sell From a Technical Analyst Perspective?

Based on today's Santander ADR moving averages and other technical indicators, the daily buy/sell signal for SAN stock is Strong Buy.

How Many Times Has Santander ADR Stock Split?

Santander ADR has split 8 times. (See the SAN stock split history page for full effective split date and price information.)

How Many Employees Does Santander ADR Have?

Santander ADR has 185279 employees, based on their latest Companies House report.

What is the current trading status of Santander ADR (NYSE: SAN)?

As of 15/08/2026, Santander ADR (SAN) is trading at a share price of 14.760 USD, with a previous close of 14.780 USD. The stock has fluctuated within a day range of 14.655 USD to 14.920 USD, while its 52-week range spans from 9.310 USD to 15.000 USD.

What Is Santander ADR (SAN) Price Target According to Analysts?

The average 12-month price target for Santander ADR is 13.560 USD, with a high estimate of 15.78 USD and a low estimate of 9.3 USD. 1 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an -8.13% Downside potential.

What Is the SAN Premarket Price?

SAN's last pre-market stock price is 14.850 USD. The pre-market share volume is 83,940.000, and the stock has decreased by 0.070, or 0.470%.

What Is the SAN After Hours Price?

SAN's last after hours stock price is 14.799 USD, the stock has decreased by 0.039, or 0.260%.
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