Abu Dhabi Commercial Bank PJSC (ADCB)

Currency in AED
16.70
0.00(0.00%)
Closed·
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High dividend Yield
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Fair Value
Day's Range
16.7016.70
52 wk Range
11.5817.04
Key Statistics
Bid/Ask
7.47 / 7.50
Prev. Close
11
Open
16.7
Day's Range
16.7-16.7
52 wk Range
11.58-17.04
Volume
-
Average Volume (3m)
4.21M
1-Year Change
9.5801%
Fair Value
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Fair Value Upside
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ADCB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
17.99
Upside
+7.73%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings upwards for the upcoming period
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

15 Buy
2 Hold
1 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 17.99
(+7.73% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Buy17.00+1.80%18.00Maintain08/06/2026
Citi
Buy19.20+14.97%16.95Maintain27/04/2026

Abu Dhabi Commercial Bank PJSC Earnings Call Summary for Q3/2026

  • ADCB reported record Q3 2026 profit of AED 3.56B (+15% YoY) and nine-month profit of AED 10.3B (+27%), marking 21 consecutive quarters of growth.
  • Bank lowered full-year cost of risk guidance to below 50bps from 60bps, citing improved credit quality; expects 30-50bps corridor going forward.
  • Loan growth reached 16% while deposits rose 12%; non-interest income climbed 21% to represent 38% of operating income in nine months.
  • Management expects continued double-digit loan growth in 2027 but warns net interest margin pressure may persist amid competitive deposit market.
  • Stock trades at 10.3x P/E near 52-week high; dividend yield of 5.73% after three consecutive annual increases reflects strong capital generation.
Last Updated: 23/10/2026, 09:42
Read Full Transcript

Earnings

Latest Release
23/10/2026
EPS / Forecast
-- / 0.38
Revenue / Forecast
-- / 5.98B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.64
Dividend Yield
5.73%
Industry Median 4.28%
Annualised payout
0.63
Paid annually
5-Years Growth
+19.68%
Growth Streak

Compare ADCB to Peers and Sector

Metrics to compare
ADCB
Peers
Sector
Relationship
P/E Ratio
10.5x9.1x9.2x
PEG Ratio
0.340.440.03
Price/Book
1.5x1.3x1.0x
Price / LTM Sales
6.3x4.6x2.8x
Upside (Analyst Target)
8.0%13.5%20.2%
Fair Value Upside
Unlock3.4%3.8%Unlock

Abu Dhabi Commercial Bank PJSC, together with its subsidiaries, provides banking products and services in the United Arab Emirates and internationally. The company operates in five segments: Retail Banking, Private Banking, Corporate and Investment Banking, Investments and Treasury, and others. It offers current, savings, call, Islamic deposit, business, and money transfer accounts; debit, credit, and corporate cards; auto, car, home, business, and personal loans; and safe deposit lockers. The company also provides Islamic banking retail business finance; wealth management, managed funds, trading securities, and mutual funds; financial education services; cash management; and trade finance services. In addition, it offers Commercial Banking Financing Solutions, such as Insta Finance, POS receivable, construction equipment, professional equipment, medical equipment, commercial vehicle, two-wheeler, construction, lease rental, commercial property, retail business, small and medium enterprise financing, infrastructure and asset finance, and government and public enterprises financing. Further, the company provides working capital solutions; term finance; investment banking; and financial markets solutions; asset management, brokerage, and fund management activities; central treasury operations, and currency and commodity derivative services. In addition, it offers transaction processing and back-office support, trust, and engineering services; Treasury financing services; Data classification and analysis services; and marketing consultancy, as well as involved in private banking; and developing, investing, leasing, and managing real estate properties. The company was incorporated in 1985 and is headquartered in Abu Dhabi, the United Arab Emirates. Abu Dhabi Commercial Bank PJSC operates as a subsidiary of One Hundred and Fourteenth Investment Company LLC.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
878.52M11.13%14.67B
Other Institutional Investors
4.76B60.29%79.50B
Public Companies & Retail Investors
2.26B28.58%37.68B
Total
7.9B100.00%131.85B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Mubadala Investment Company PJSC60.33%4,763,129,77779,544,267
Capital Research and Management Company2.44%193,020,4443,223,441

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FAQ

What Is the Abu Dhabi Commercial Bank PJSC (Abu Dhabi: ADCB) Share Price Today?

The Abu Dhabi Commercial Bank PJSC stock price today is 16.70 AED.

What Stock Exchange Does Abu Dhabi Commercial Bank PJSC (ADCB) Trade On?

Abu Dhabi Commercial Bank PJSC is listed and trades on the Abu Dhabi.

What Is the Ticker (Stock Symbol) for Abu Dhabi Commercial Bank PJSC?

The stock symbol (also called a 'ticker') for Abu Dhabi Commercial Bank PJSC is "ADCB."

Does Abu Dhabi Commercial Bank PJSC Pay Dividends? What’s The Current ADCB Dividend Yield?

Yes, ADCB Pays Dividends to its Shareholders. The current Abu Dhabi Commercial Bank PJSC dividend yield is 5.7%%.

What Is the Current Abu Dhabi Commercial Bank PJSC Market Capitalisation?

As of today, Abu Dhabi Commercial Bank PJSC (Abu Dhabi: ADCB) market cap is 126.95B AED.

What Is Abu Dhabi Commercial Bank PJSC's (ADCB) Earnings Per Share (TTM)?

The Abu Dhabi Commercial Bank PJSC EPS is currently 1.64 (Trailing Twelve Months).

When Is the Next Abu Dhabi Commercial Bank PJSC Earnings Date?

Abu Dhabi Commercial Bank PJSC's next earnings report will be released on 01/02/2027.

Is ADCB a Buy or Sell From a Technical Analyst Perspective?

Based on today's Abu Dhabi Commercial Bank PJSC moving averages and other technical indicators, the daily buy/sell signal for ADCB stock is Strong Buy.

How Many Times Has Abu Dhabi Commercial Bank PJSC Stock Split?

Abu Dhabi Commercial Bank PJSC has split 5 times. (See the ADCB stock split history page for full effective split date and price information.)

What is the current trading status of Abu Dhabi Commercial Bank PJSC (Abu Dhabi: ADCB)?

As of 24/10/2026, Abu Dhabi Commercial Bank PJSC (ADCB) is trading at a share price of 16.70 AED, with a previous close of 11.00 AED. The stock has fluctuated within a day range of 16.70 AED to 16.70 AED, while its 52-week range spans from 11.58 AED to 17.04 AED.

What Is Abu Dhabi Commercial Bank PJSC (ADCB) Price Target According to Analysts?

The average 12-month price target for Abu Dhabi Commercial Bank PJSC is 17.99 AED, with a high estimate of 23.04 AED and a low estimate of 11.25 AED. 15 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +7.73% Upside potential.
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