TransUnion (TRU)

Currency in USD
85.75
-1.24(-1.43%)
Closed·
86.41+0.66(+0.77%)
·
TRU is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
85.5687.19
52 wk Range
66.38101.19
Key Statistics
Prev. Close
86.99
Open
86.82
Day's Range
85.56-87.19
52 wk Range
66.38-101.19
Volume
1.7M
Average Volume (3m)
2.56M
1-Year Change
-7.51%
Book Value / Share
22.96
Fair Value
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Fair Value Upside
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TRU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
106.85
Upside
+24.61%
Members' Sentiments
Bearish
Bullish
ProTips
13 analysts have revised their earnings upwards for the upcoming period

TransUnion News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

TransUnion Company Profile

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports and scores, credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

TransUnion SWOT Analysis


Market Dynamics
TransUnion navigates complex credit reporting landscape, facing growth hurdles amid regulatory scrutiny and evolving consumer lending trends
Innovation Pipeline
Explore TransUnion's strategic focus on technology-driven solutions and international expansion as key drivers for future revenue growth
Financial Outlook
Analysts project 7-8% revenue growth for FY2025, with price targets ranging from $105 to $135, suggesting potential upside of up to 20%
Valuation Insights
Despite high P/E ratio, TransUnion trades at a low PEG ratio of 0.38, indicating potential undervaluation relative to near-term earnings growth
Read full SWOT analysis

TransUnion Earnings Call Summary for Q3/2025

  • TransUnion Q3 2025 EPS of $1.10 beat $1.04 forecast; revenue of $1.17B exceeded $1.13B estimate, driving 6.61% stock increase
  • Full-year 2025 guidance raised: 8% organic revenue growth, 9% adjusted EPS increase; plans to improve free cash flow conversion to 90%+ by 2026
  • TrueIQ analytics platform launched; company maintains strong growth in financial services despite mortgage sector challenges
  • CEO highlights potential in credit analytics and fraud solutions; sees high single-digit revenue and double-digit EPS growth as long-term trend
  • Risks include below-trend lending volumes, U.S. tariff impacts on Indian market, and continued weakness in mortgage originations
Last Updated: 23/10/2025, 16:26
Read Full Transcript

Compare TRU to Peers and Sector

Metrics to compare
TRU
Peers
Sector
Relationship
P/E Ratio
39.6x20.4x12.3x
PEG Ratio
0.450.600.03
Price/Book
3.7x3.8x1.4x
Price / LTM Sales
3.7x5.2x1.3x
Upside (Analyst Target)
23.6%19.8%20.2%
Fair Value Upside
Unlock13.8%6.5%Unlock

Analyst Ratings

17 Buy
3 Hold
1 Sell
Ratings:
21 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 106.85
(+24.61% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Buy120.00+39.94%122.00Maintain17/12/2025
RBC Capital
Buy100.00+16.62%121.00Maintain05/12/2025
JPMorgan
Buy107.00+24.78%118.00Maintain24/10/2025
Stifel
Buy103.00+20.12%127.00Maintain24/10/2025
Baird
Buy125.00+45.77%135.00Maintain24/10/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.14%
Dividend Yield
0.54%
Industry Median 1.23%
Annualised payout
0.46
Paid quarterly
5-Years Growth
+8.92%
Growth Streak

Earnings

Latest Release
Oct 23, 2025
EPS / Forecast
1.10 / 1.04
Revenue / Forecast
1.17B / 1.13B
EPS Revisions
Last 90 days

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FAQ

What Is the TransUnion (TRU) Share Price Today?

The live TransUnion share price today is 85.75

What Stock Exchange Does TransUnion (TRU) Trade On?

TransUnion is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for TransUnion?

The stock symbol (also called a 'ticker') for TransUnion is "TRU."

Does TransUnion Pay Dividends? What’s The Current TRU Dividend Yield?

Yes, TRU Pays Dividends to its Shareholders. The current TransUnion dividend yield is 0.54%.

What Is the Current TransUnion Market Cap?

As of today, TransUnion market capitalisation is 16.65B.

What Is TransUnion's (TRU) Earnings Per Share (TTM)?

The TransUnion EPS is currently 2.14 (Trailing Twelve Months).

When Is the Next TransUnion Earnings Date?

TransUnion's next earnings report will be released on 17 Feb 2026.

Is TRU a Buy or Sell From a Technical Analyst Perspective?

Based on today's TransUnion moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has TransUnion Stock Split?

TransUnion has split 0 times. (See the TRU stock split history page for full effective split date and price information.)

How Many Employees Does TransUnion Have?

TransUnion has 13400 employees.

What is the current trading status of TransUnion (TRU)?

As of 01 Jan 2026, TransUnion (TRU) is trading at a price of 85.75, with a previous close of 86.99. The stock has fluctuated within a day range of 85.56 to 87.19, while its 52-week range spans from 66.38 to 101.19.

What Is TransUnion (TRU) Price Target According to Analysts?

The average 12-month price target for TransUnion is USD106.85, with a high estimate of USD125 and a low estimate of USD80. 17 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +24.61% Upside potential.

What Is the TRU After Hours Price?

TRU's last after hours stock price is 86.41, the stock has decreased by 0.66, or 0.77%.
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