TransUnion (TRU)

Currency in USD
73.92
+3.11(+4.39%)
Closed·
73.920.00(0.00%)
·
TRU is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
70.7974.77
52 wk Range
65.24100.18
Key Statistics
Prev. Close
70.81
Open
72.14
Day's Range
70.79-74.77
52 wk Range
65.24-100.18
Volume
3.87M
Average Volume (3m)
2.31M
1-Year Change
-25.8873%
Book Value / Share
22.86
Fair Value
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Fair Value Upside
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TRU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
95.80
Upside
+29.60%
Members' Sentiments
Bearish
Bullish
ProTips
Impressive gross profit margins

TransUnion News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

TransUnion Company Profile

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports and scores, credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

TransUnion SWOT Analysis


Market Dynamics
TransUnion navigates complex credit reporting landscape, facing growth hurdles amid regulatory scrutiny and evolving consumer lending trends
Innovation Pipeline
Explore TransUnion's strategic focus on technology-driven solutions and international expansion as key drivers for future revenue growth
Financial Outlook
Analysts project 7-8% revenue growth for FY2025, with price targets ranging from $105 to $135, suggesting potential upside of up to 20%
Valuation Insights
Despite high P/E ratio, TransUnion trades at a low PEG ratio of 0.38, indicating potential undervaluation relative to near-term earnings growth
Read full SWOT analysis

TransUnion Earnings Call Summary for Q4/2025

  • TransUnion exceeded Q4 2025 forecasts with EPS of $1.07 (vs $1.03) and revenue of $1.17B (vs $1.13B), driving a 4.35% pre-market stock increase to $74.90.
  • The company reported 12% organic revenue growth with U.S. market up 16%, while completing $150M in share repurchases for Q4 and increasing quarterly dividend by 9% to $0.125.
  • For 2026, TransUnion projects 8-9% organic revenue growth, 7-8% adjusted EBITDA growth, and 8-10% adjusted diluted EPS increase with margin expansion of 70 basis points.
  • CEO Chris Cartwright highlighted AI as 'a revenue and profit growth enabler,' with the company launching over 30 product enhancements and expanding AI capabilities.
  • Challenges include a 4% performance decline in India, potential market saturation, currency fluctuations, and global economic uncertainties affecting consumer credit markets.
Last Updated: 12/02/2026, 16:22
Read Full Transcript

Compare TRU to Peers and Sector

Metrics to compare
TRU
Peers
Sector
Relationship
P/E Ratio
31.2x28.5x12.6x
PEG Ratio
0.520.080.03
Price/Book
3.2x5.2x1.4x
Price / LTM Sales
3.1x2.6x1.3x
Upside (Analyst Target)
28.5%18.6%15.5%
Fair Value Upside
Unlock17.1%5.1%Unlock

Analyst Ratings

17 Buy
3 Hold
1 Sell
Ratings:
21 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 95.80
(+29.60% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Baird
Buy107.00+44.75%125.00Maintain13/02/2026
Morgan Stanley
Buy105.00+42.05%116.00Maintain13/02/2026
Stifel
Buy88.00+19.05%103.00Maintain13/02/2026
Deutsche Bank
Buy111.00+50.16%116.00Maintain13/02/2026
Needham
Buy95.00+28.52%115.00Maintain13/02/2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.34%
Dividend Yield
0.68%
Industry Median 1.31%
Annualised payout
0.50
Paid quarterly
5-Years Growth
+8.92%
Growth Streak

Earnings

Latest Release
Feb 12, 2026
EPS / Forecast
1.07 / 1.03
Revenue / Forecast
1.17B / 1.13B
EPS Revisions
Last 90 days

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FAQ

What Is the TransUnion (TRU) Share Price Today?

The live TransUnion share price today is 73.92

What Stock Exchange Does TransUnion (TRU) Trade On?

TransUnion is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for TransUnion?

The stock symbol (also called a 'ticker') for TransUnion is "TRU."

Does TransUnion Pay Dividends? What’s The Current TRU Dividend Yield?

Yes, TRU Pays Dividends to its Shareholders. The current TransUnion dividend yield is 0.62%.

What Is the Current TransUnion Market Cap?

As of today, TransUnion market capitalisation is 14.22B.

What Is TransUnion's (TRU) Earnings Per Share (TTM)?

The TransUnion EPS is currently 2.34 (Trailing Twelve Months).

When Is the Next TransUnion Earnings Date?

TransUnion's next earnings report will be released on 28/04/2026.

Is TRU a Buy or Sell From a Technical Analyst Perspective?

Based on today's TransUnion moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has TransUnion Stock Split?

TransUnion has split 0 times. (See the TRU stock split history page for full effective split date and price information.)

How Many Employees Does TransUnion Have?

TransUnion has 13500 employees.

What is the current trading status of TransUnion (TRU)?

As of 15 Feb 2026, TransUnion (TRU) is trading at a price of 73.92, with a previous close of 70.81. The stock has fluctuated within a day range of 70.79 to 74.77, while its 52-week range spans from 65.24 to 100.18.

What Is TransUnion (TRU) Price Target According to Analysts?

The average 12-month price target for TransUnion is USD95.80, with a high estimate of USD120 and a low estimate of USD78. 17 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +29.60% Upside potential.

What Is the TRU Premarket Price?

TRU's last pre-market stock price is 71.77. The pre-market share volume is 10.00, and the stock has decreased by 0.96, or 1.36%.
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