Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and services to support debt collections and recovery management. It also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers.It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Mortgage Headwinds | Equifax faces challenges in the mortgage sector, with recovery now expected beyond 2025, impacting revenue growth and margin expansion prospects |
Non-Mortgage Strength | Explore Equifax's resilience in non-mortgage verticals, particularly in government sectors, leveraging its extensive records library for growth |
Cloud Transformation | Delve into Equifax's USIS Cloud transition, set to begin in Q4 2024, promising operational efficiencies and potential margin improvements |
Market Valuation | Analysts offer varied price targets, ranging from $260 to $380, reflecting diverse views on Equifax's growth potential amid sector challenges |
Metrics to compare | EFX | Sector Sector - Average of metrics from a broad group of related Industrials sector companies | Relationship RelationshipEFXPeersSector | |
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P/E Ratio | 45.7x | 28.3x | 11.4x | |
PEG Ratio | 4.57 | 0.09 | 0.03 | |
Price/Book | 5.8x | 2.3x | 1.4x | |
Price / LTM Sales | 4.9x | 1.0x | 1.1x | |
Upside (Analyst Target) | 25.9% | 47.7% | 31.1% | |
Fair Value Upside | Unlock | 12.2% | 9.8% | Unlock |