Norwood Financial Corp (NWFL)

Currency in USD
28.66
-0.26(-0.90%)
Closed·
28.660.00(0.00%)
·
High dividend Yield
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Fair Value
Day's Range
28.3929.35
52 wk Range
21.2530.59
Key Statistics
Prev. Close
28.66
Open
28.73
Day's Range
28.39-29.35
52 wk Range
21.25-30.59
Volume
15.48K
Average Volume (3m)
27.13K
1-Year Change
4.79%
Book Value / Share
25.51
Fair Value
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Fair Value Upside
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NWFL Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
28.00
Downside
-2.30%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Norwood Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Norwood Company Profile

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

Sector
Financial
Employees
268

Norwood Financial Corp Earnings Call Summary for Q3/2025

  • Q3 EPS met $0.695 forecast; revenue aligned with $22.1M projection; stock rose 3.11% pre-market
  • Net interest margin up 20 bps QoQ; pre-provision net revenue increased 15% (19% adjusted for merger charges)
  • CEO highlighted strong results, $100M YTD asset growth; CFO noted improving margins and controlled expenses
  • Company targets 4% net interest margin; explores deposit cost reductions and remains open to M&A opportunities
  • Presence Bank merger completion anticipated; potential delays and interest rate fluctuations pose risks
Last Updated: 22/10/2025, 14:56
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Compare NWFL to Peers and Sector

Metrics to compare
NWFL
Peers
Sector
Relationship
P/E Ratio
34.5x20.4x9.7x
PEG Ratio
−0.750.590.03
Price/Book
1.1x1.0x1.0x
Price / LTM Sales
4.4x2.8x2.9x
Upside (Analyst Target)
−2.3%6.4%12.0%
Fair Value Upside
Unlock−7.6%0.8%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 28.00
(-2.30% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Stephens
Hold25.50-11.03%-Maintain14/04/2025
Piper Sandler
Hold28.00-2.30%-New Coverage08/01/2025
Janney
Buy31.00+8.16%-New Coverage02/01/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.86%
Dividend Yield
4.47%
Industry Median 3.16%
Annualised payout
1.28
Paid quarterly
5-Years Growth
+4.40%
Growth Streak

Earnings

Latest Release
Oct 22, 2025
EPS / Forecast
0.89 / 0.70
Revenue / Forecast
22.96M / 22.10M
EPS Revisions
Last 90 days

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FAQ

What Is the Norwood (NWFL) Share Price Today?

The live Norwood share price today is 28.66

What Stock Exchange Does Norwood (NWFL) Trade On?

Norwood is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Norwood?

The stock symbol (also called a 'ticker') for Norwood is "NWFL."

Does Norwood Pay Dividends? What’s The Current NWFL Dividend Yield?

Yes, NWFL Pays Dividends to its Shareholders. The current Norwood dividend yield is 4.47%.

What Is the Current Norwood Market Cap?

As of today, Norwood market capitalisation is 264.14M.

What Is Norwood's (NWFL) Earnings Per Share (TTM)?

The Norwood EPS is currently 0.86 (Trailing Twelve Months).

When Is the Next Norwood Earnings Date?

Norwood's next earnings report will be released on 23 Jan 2026.

Is NWFL a Buy or Sell From a Technical Analyst Perspective?

Based on today's Norwood moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Norwood Stock Split?

Norwood has split 6 times. (See the NWFL stock split history page for full effective split date and price information.)

How Many Employees Does Norwood Have?

Norwood has 268 employees.

What is the current trading status of Norwood (NWFL)?

As of 24 Dec 2025, Norwood (NWFL) is trading at a price of 28.66, with a previous close of 28.66. The stock has fluctuated within a day range of 28.39 to 29.35, while its 52-week range spans from 21.25 to 30.59.

What Is Norwood (NWFL) Price Target According to Analysts?

The average 12-month price target for Norwood is USD28, with a high estimate of USD28 and a low estimate of USD28. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an -2.30% Downside potential.
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