Public Joint-Stock Company Bank Otkritie Financial Corporation provides various banking products and services to corporate, retail, small and medium business, and private banking clients in Russia. It operates through Retail Banking, SME Banking, Corporate Banking, Financial Institutions, and Private Banking divisions. The company offers various deposit products, savings accounts, mortgage lending programs, and insurance and investment products; and issues bank cards for car owners, frequent travelers, and sports fans and retirees. It also provides payment and settlement services and products for businesses, such as deposits, interest-bearing accounts, exchange control, acquiring, and lending and payroll programs; and services for international contract management, including payment accounts, contract maintenance, and structuring and financing, as well as business financing solutions. In addition, the company offers repurchase transactions, brokerage and hedging of foreign exchange, and commodity and interest risks services; and operates as a bond issuer and underwriters for Russian companies and federal territories. Further, it provides traditional banking and investment products, and legal and tax advice services, as well as a lifestyle program. Public Joint-Stock Company Bank Otkritie Financial Corporation was formerly known as Open Joint Stock Company NOMOS-BANK and changed its name to Public Joint-Stock Company Bank Otkritie Financial Corporation in June 2014. The company was incorporated in 1992 and is headquartered in Moscow, Russia. As of December 27, 2022, Public Joint-Stock Company Bank Otkritie Financial Corporation operates as a subsidiary of VTB Bank (public joint-stock company).