Inversiones La Construcción S.A. operates in the financial and health sectors in Chile, Peru, and Colombia. It operates through six segments: AFP, Ispare, Insurance, Health, Banking, and Other segments. The company is involved in the management of products related to savings and retirement, including mandatory individual retirement savings; individual and group voluntary retirement savings; voluntary individual savings; management and payment of pensions under scheduled or temporary withdrawal programs through a network of branches and digital platforms, such as websites, call centers, and mobile applications; and provision of health insurance solutions, plans, and supplementary products and collective credit life insurance for mortgages, as well as educational and information technology services. It also provides savings and retirement products, such as annuities, individual life insurance, consumer loans for pensioners, and credit life insurance; and corporate and retail banking products comprising checking accounts, lines of credit, insurance, financing, state guarantees, foreign trade, leasing, factoring, investments, cash management, treasury, mortgages, investments, and online time deposits. In addition, the company operates inpatient, outpatient, and dental networks; and manages financial and real estate assets. Inversiones La Construcción S.A. was founded in 1980 and is based in Santiago, Chile. Inversiones La Construcción S.A. operates as a subsidiary of Cámara Chilena de La Construcción A.G., Endowment Arm.
Metrics to compare | ILC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipILCPeersSector | |
|---|---|---|---|---|
P/E Ratio | 7.7x | 12.3x | 9.9x | |
PEG Ratio | 0.08 | 0.34 | 0.03 | |
Price/Book | 1.7x | 1.6x | 1.0x | |
Price / LTM Sales | 0.5x | 1.1x | 2.9x | |
Upside (Analyst Target) | 16.0% | 7.3% | 15.0% | |
Fair Value Upside | Unlock | −6.6% | 2.1% | Unlock |