Horizon Bancorp (HBNC)

Currency in USD
17.67
-0.15(-0.84%)
Closed·
17.670.00(0.00%)
·
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Fair Value
Day's Range
17.5717.80
52 wk Range
12.7018.70
Key Statistics
Prev. Close
17.82
Open
17.72
Day's Range
17.57-17.8
52 wk Range
12.7-18.7
Volume
392.25K
Average Volume (3m)
378.48K
1-Year Change
8.81%
Book Value / Share
12.9
Fair Value
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Fair Value Upside
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HBNC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.00
Upside
+13.19%
Members' Sentiments
Bearish
Bullish
ProTips
6 analysts have revised their earnings upwards for the upcoming period

Horizon Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Horizon Bancorp Company Profile

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage warehouse Loans, consumer loans, land and home equity, auto, and agriculture loans. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; trust and wealth management services; retirement plans; and sells various insurance products. It operates through full-service offices in northern and central Indiana and southern and central Michigan. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Sector
Financial
Employees
852

Horizon Bancorp Earnings Call Summary for Q3/2025

  • Horizon Bancorp reported Q3 EPS of -$4.69, missing forecast by 1077.08%; revenue at $62.18M, 10.33% below expectations
  • Stock price fell 2.38% in regular trading, 3.32% in premarket; net interest margin expanded to 3.52% in Q3
  • Company projects net interest margin of 4.15-4.25% in Q4 2025, 4.2-4.3% in 2026; expects low double-digit net interest income growth
  • Strategic initiatives include new syndicated equipment finance program and balance sheet repositioning
  • CEO emphasizes focus on profitable growth and capital stewardship; analysts inquire about M&A strategies and capital deployment
Last Updated: 23/10/2025, 14:42
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Compare HBNC to Peers and Sector

Metrics to compare
HBNC
Peers
Sector
Relationship
P/E Ratio
−4.8x8.5x9.7x
PEG Ratio
0.00−0.040.03
Price/Book
1.4x1.0x1.0x
Price / LTM Sales
−11.4x2.8x2.9x
Upside (Analyst Target)
13.2%17.7%12.0%
Fair Value Upside
Unlock−4.6%0.8%Unlock

Analyst Ratings

4 Buy
2 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.00
(+13.19% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Buy19.00+7.53%-Maintain02/12/2025
Stephens
Buy22.00+24.50%19.00Maintain02/09/2025
Keefe, Bruyette & Woods
Buy19.00+7.53%18.00Upgrade26/08/2025
Keefe, Bruyette & Woods
Hold18.00+1.87%17.00Maintain25/07/2025
Hovde Group
Buy19.00+7.53%18.00Maintain09/07/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -4.22%
Dividend Yield
3.62%
Industry Median 3.16%
Annualised payout
0.64
Paid quarterly
5-Years Growth
+5.92%
Growth Streak

Earnings

Latest Release
Oct 22, 2025
EPS / Forecast
-4.69 / 0.48
Revenue / Forecast
62.18M / 69.34M
EPS Revisions
Last 90 days

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FAQ

What Is the Horizon Bancorp (HBNC) Share Price Today?

The live Horizon Bancorp share price today is 17.67

What Stock Exchange Does Horizon Bancorp (HBNC) Trade On?

Horizon Bancorp is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Horizon Bancorp?

The stock symbol (also called a 'ticker') for Horizon Bancorp is "HBNC."

Does Horizon Bancorp Pay Dividends? What’s The Current HBNC Dividend Yield?

Yes, HBNC Pays Dividends to its Shareholders. The current Horizon Bancorp dividend yield is 3.62%.

What Is the Current Horizon Bancorp Market Cap?

As of today, Horizon Bancorp market capitalisation is 905.01M.

What Is Horizon Bancorp's (HBNC) Earnings Per Share (TTM)?

The Horizon Bancorp EPS is currently -4.22 (Trailing Twelve Months).

When Is the Next Horizon Bancorp Earnings Date?

Horizon Bancorp's next earnings report will be released on 28 Jan 2026.

Is HBNC a Buy or Sell From a Technical Analyst Perspective?

Based on today's Horizon Bancorp moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Horizon Bancorp Stock Split?

Horizon Bancorp has split 6 times. (See the HBNC stock split history page for full effective split date and price information.)

How Many Employees Does Horizon Bancorp Have?

Horizon Bancorp has 852 employees.

What is the current trading status of Horizon Bancorp (HBNC)?

As of 24 Dec 2025, Horizon Bancorp (HBNC) is trading at a price of 17.67, with a previous close of 17.82. The stock has fluctuated within a day range of 17.57 to 17.80, while its 52-week range spans from 12.70 to 18.70.

What Is Horizon Bancorp (HBNC) Price Target According to Analysts?

The average 12-month price target for Horizon Bancorp is USD20, with a high estimate of USD21 and a low estimate of USD19. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +13.19% Upside potential.
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