First Citizens BancShares Inc (FCNCA)

Currency in USD
2,168.13
+1.13(+0.05%)
Closed·
2,168.130.00(0.00%)
·
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Fair Value
Day's Range
2,149.942,177.45
52 wk Range
1,473.622,412.93
Key Statistics
Prev. Close
2,168.13
Open
2,149.94
Day's Range
2,149.94-2,177.45
52 wk Range
1,473.62-2,412.93
Volume
58.69K
Average Volume (3m)
117K
1-Year Change
1.89%
Book Value / Share
1,633.36
Fair Value
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Fair Value Upside
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FCNCA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2,223.46
Upside
+2.55%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 9 consecutive years
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

First Citizens BancShares Company Profile

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company’s deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services. Additionally, the company offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. It provides its products and services through online and mobile banking platforms, as well as branch locations. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Sector
Financial
Employees
17333

First Citizens BancShares Inc Earnings Call Summary for Q3/2025

  • Q3 2025 EPS of $44.62, beating forecast by 6.4%. Stock rose 1.12% to $1,780 in pre-market trading.
  • Acquisition of 138 BMO Bank branches announced, strengthening market presence and growth strategy.
  • Net income of $587 million, 2.5% quarter-over-quarter loan growth, and continued deposit increases for 7 consecutive quarters.
  • Q4 guidance: Loan growth $143-$146 billion, deposits $161-$165 billion. Full-year net interest income projected at $6.74-$6.84 billion.
  • Strong capital position maintained with CET1 ratio of 11.65%. Company anticipates two potential Fed rate cuts in 2026.
Last Updated: 23/10/2025, 15:38
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Compare FCNCA to Peers and Sector

Metrics to compare
FCNCA
Peers
Sector
Relationship
P/E Ratio
11.7x13.6x9.7x
PEG Ratio
−3.890.340.03
Price/Book
1.3x0.9x1.0x
Price / LTM Sales
3.0x3.9x2.9x
Upside (Analyst Target)
1.5%17.1%12.0%
Fair Value Upside
Unlock15.9%0.8%Unlock

Analyst Ratings

8 Buy
5 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2,223.46
(+2.55% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy2,500.00+15.31%2,300.00Maintain16/12/2025
Raymond James
Buy2,200.00+1.47%2,100.00Upgrade20/11/2025
Truist Securities
Hold2,050.00-5.45%2,000.00Maintain28/10/2025
Citi
Hold2,000.00-7.75%2,250.00Maintain27/10/2025
JPMorgan
Buy2,300.00+6.08%2,100.00Maintain24/10/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 169.29%
Dividend Yield
0.39%
Industry Median 3.16%
Annualised payout
8.40
Paid quarterly
5-Years Growth
+37.28%
Growth Streak

Earnings

Latest Release
Oct 23, 2025
EPS / Forecast
44.62 / 41.94
Revenue / Forecast
2.25B / 2.22B
EPS Revisions
Last 90 days

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FAQ

What Is the First Citizens BancShares (FCNCA) Share Price Today?

The live First Citizens BancShares share price today is 2,168.13

What Stock Exchange Does First Citizens BancShares (FCNCA) Trade On?

First Citizens BancShares is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for First Citizens BancShares?

The stock symbol (also called a 'ticker') for First Citizens BancShares is "FCNCA."

Does First Citizens BancShares Pay Dividends? What’s The Current FCNCA Dividend Yield?

Yes, FCNCA Pays Dividends to its Shareholders. The current First Citizens BancShares dividend yield is 0.39%.

What Is the Current First Citizens BancShares Market Cap?

As of today, First Citizens BancShares market capitalisation is 27.00B.

What Is First Citizens BancShares's (FCNCA) Earnings Per Share (TTM)?

The First Citizens BancShares EPS is currently 169.29 (Trailing Twelve Months).

When Is the Next First Citizens BancShares Earnings Date?

First Citizens BancShares's next earnings report will be released on 23 Jan 2026.

Is FCNCA a Buy or Sell From a Technical Analyst Perspective?

Based on today's First Citizens BancShares moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has First Citizens BancShares Stock Split?

First Citizens BancShares has split 0 times. (See the FCNCA stock split history page for full effective split date and price information.)

How Many Employees Does First Citizens BancShares Have?

First Citizens BancShares has 17333 employees.

What is the current trading status of First Citizens BancShares (FCNCA)?

As of 24 Dec 2025, First Citizens BancShares (FCNCA) is trading at a price of 2,168.13, with a previous close of 2,168.13. The stock has fluctuated within a day range of 2,149.94 to 2,177.45, while its 52-week range spans from 1,473.62 to 2,412.93.

What Is First Citizens BancShares (FCNCA) Price Target According to Analysts?

The average 12-month price target for First Citizens BancShares is USD2223.46154, with a high estimate of USD2600 and a low estimate of USD1950. 8 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +2.55% Upside potential.
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