Citizens & Northern Corp (CZNC)

Currency in USD
22.76
+0.43(+1.93%)
Closed·
22.760.00(0.00%)
·
Trading near 52-week High
High dividend Yield
CZNC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.9622.86
52 wk Range
18.0222.86
Key Statistics
Prev. Close
22.33
Open
22.3
Day's Range
21.96-22.86
52 wk Range
18.02-22.86
Volume
78.72K
Average Volume (3m)
56.7K
1-Year Change
6.7042%
Book Value / Share
19.2
Fair Value
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Fair Value Upside
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CZNC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
22.75
Downside
-0.04%
Members' Sentiments
Bearish
Bullish
ProTips
Has maintained dividend payments for 40 consecutive years

Citizens & Northern Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Citizens&Northern Company Profile

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. The company also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. It operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

Sector
Financial
Employees
386

Compare CZNC to Peers and Sector

Metrics to compare
CZNC
Peers
Sector
Relationship
P/E Ratio
17.5x0.0x10.0x
PEG Ratio
−1.280.000.03
Price/Book
1.2x0.0x1.0x
Price / LTM Sales
3.5x0.0x2.9x
Upside (Analyst Target)
0.0%0.0%12.4%
Fair Value Upside
Unlock0.0%1.2%Unlock

Analyst Ratings

0 Buy
2 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 22.75
(-0.04% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold23.50+3.25%22.50Maintain29/01/2026
Piper Sandler
Hold22.00-3.34%21.00Maintain24/10/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.46%
Dividend Yield
4.92%
Industry Median 3.21%
Annualised payout
1.12
Paid quarterly
5-Years Growth
+0.73%
Growth Streak

Earnings

Latest Release
Jan 28, 2026
EPS / Forecast
0.56 / 0.57
Revenue / Forecast
36.83M / 35.40M
EPS Revisions
Last 90 days

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FAQ

What Is the Citizens&Northern (CZNC) Share Price Today?

The live Citizens&Northern share price today is 22.76

What Stock Exchange Does Citizens&Northern (CZNC) Trade On?

Citizens&Northern is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Citizens&Northern?

The stock symbol (also called a 'ticker') for Citizens&Northern is "CZNC."

Does Citizens&Northern Pay Dividends? What’s The Current CZNC Dividend Yield?

Yes, CZNC Pays Dividends to its Shareholders. The current Citizens&Northern dividend yield is 4.92%.

What Is the Current Citizens&Northern Market Cap?

As of today, Citizens&Northern market capitalisation is 405.66M.

What Is Citizens&Northern's (CZNC) Earnings Per Share (TTM)?

The Citizens&Northern EPS is currently 1.46 (Trailing Twelve Months).

When Is the Next Citizens&Northern Earnings Date?

Citizens&Northern's next earnings report will be released on 15 Apr 2026.

Is CZNC a Buy or Sell From a Technical Analyst Perspective?

Based on today's Citizens&Northern moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Citizens&Northern Stock Split?

Citizens&Northern has split 19 times. (See the CZNC stock split history page for full effective split date and price information.)

How Many Employees Does Citizens&Northern Have?

Citizens&Northern has 386 employees.

What is the current trading status of Citizens&Northern (CZNC)?

As of 31 Jan 2026, Citizens&Northern (CZNC) is trading at a price of 22.76, with a previous close of 22.33. The stock has fluctuated within a day range of 21.96 to 22.86, while its 52-week range spans from 18.02 to 22.86.

What Is Citizens&Northern (CZNC) Price Target According to Analysts?

The average 12-month price target for Citizens&Northern is USD22.75, with a high estimate of USD23.5 and a low estimate of USD22. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an -0.04% Downside potential.

What Is the CZNC Premarket Price?

CZNC's last pre-market stock price is 22.50. The pre-market share volume is 350.00, and the stock has decreased by 0.17, or 0.76%.
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