Chime Financial Inc (CHYM)

Currency in USD
21.62
-0.45(-2.04%)
Closed·
21.70+0.09(+0.42%)
·
Earnings results expected in 7 days
CHYM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.4622.68
52 wk Range
16.1744.94
Key Statistics
Prev. Close
22.07
Open
22.18
Day's Range
21.46-22.68
52 wk Range
16.17-44.94
Volume
3.13M
Average Volume (3m)
4.26M
1-Year Change
-
Book Value / Share
3.74
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
30.67
Upside
+41.84%
Members' Sentiments
Bearish
Bullish
ProTips
Stock generally trades with high price volatility

Chime Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Chime Financial Inc Earnings Call Summary for Q4/2025

  • Q4 revenue reached $596M, up 25% YoY; full-year revenue hit $2.2B, marking 31% growth with adjusted EBITDA margin improving 12 percentage points.
  • EPS of -0.12 met analyst forecasts; stock rose 1.86% in aftermarket trading to $20.81 despite declining 43% over the past year.
  • Successfully completed migration to Chime Core technology stack, adding 500K net new active members in Q4 with adjusted EBITDA of $57M at 10% margin.
  • CEO Chris Britt highlighted Chime Core migration as pivotal for long-term growth; company plans 2026 launch of premium membership tier and joint accounts.
  • Analyst price targets range $19-$40; executives project continued revenue expansion while addressing profitability challenges and fintech competition.
Last Updated: 25/02/2026, 23:18
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Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−8.2x36.2x10.0x
PEG Ratio
0.010.270.03
Price/Book
5.9x4.5x1.0x
Price / LTM Sales
3.8x3.7x2.9x
Upside (Analyst Target)
35.9%26.6%14.7%
Fair Value Upside
Unlock8.2%2.0%Unlock

Analyst Ratings

16 Buy
3 Hold
0 Sell
Ratings:
19 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 30.67
(+41.84% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BMO Capital
Buy30.00+38.76%-New Coverage21/04/2026
Wolfe Research
Buy26.00+20.26%30.00Maintain15/04/2026
Texas Capital Securities
Buy28.00+29.51%-New Coverage14/04/2026
Compass Point
Buy27.00+24.88%-Upgrade13/04/2026
Wells Fargo
Buy25.00+15.63%-New Coverage13/04/2026

Earnings

Latest Release
25/02/2026
EPS / Forecast
-0.12 / -0.12
Revenue / Forecast
596M / --
EPS Revisions
Last 90 days

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FAQ

What Is the Chime Financial (NASDAQ: CHYM) Share Price Today?

The Chime Financial stock price today is 21.62 USD.

What Stock Exchange Does Chime Financial (CHYM) Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Chime Financial?

The stock symbol (also called a 'ticker') for Chime Financial is "CHYM."

What Is the Current Chime Financial Market Capitalisation?

As of today, Chime Financial (NASDAQ: CHYM) market cap is 8.26B USD.

What Is Chime Financial's (CHYM) Earnings Per Share (TTM)?

The Chime Financial EPS is currently -4.27 (Trailing Twelve Months).

When Is the Next Chime Financial Earnings Date?

Chime Financial's next earnings report will be released on 06/05/2026.

Is CHYM a Buy or Sell From a Technical Analyst Perspective?

Based on today's Chime Financial moving averages and other technical indicators, the daily buy/sell signal for CHYM stock is Strong Sell.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times. (See the CHYM stock split history page for full effective split date and price information.)

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees, based on their latest Companies House report.

What is the current trading status of Chime Financial (NASDAQ: CHYM)?

As of 29/04/2026, Chime Financial (CHYM) is trading at a share price of 21.62 USD, with a previous close of 22.07 USD. The stock has fluctuated within a day range of 21.46 USD to 22.68 USD, while its 52-week range spans from 16.17 USD to 44.94 USD.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is 30.67 USD, with a high estimate of 40 USD and a low estimate of 24 USD. 16 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +41.84% Upside potential.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 21.81 USD. The pre-market share volume is 1,020.00, and the stock has decreased by -0.26, or -1.18%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 21.70 USD, the stock has decreased by 0.09, or 0.42%.

Industry Spotlight

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