Chime Financial Inc (CHYM)

Currency in USD
21.06
-0.25(-1.17%)
Real-time Data·
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Fair Value
Day's Range
21.0422.18
52 wk Range
15.8838.67
Key Statistics
Prev. Close
21.31
Open
21.84
Day's Range
21.04-22.18
52 wk Range
15.88-38.67
Volume
1.08M
Average Volume (3m)
5.12M
1-Year Change
-31.6456%
Book Value / Share
3.75
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
30.16
Upside
+43.20%
Members' Sentiments
Bearish
Bullish
ProTips
Not profitable over the last twelve months

Chime Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Neutral

Analyst Ratings

16 Buy
3 Hold
0 Sell
Ratings:
19 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 30.16
(+43.20% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Barclays
Buy---New Coverage07/07/2026
Morgan Stanley
Buy31.00+47.13%30.00Maintain07/05/2026
Wells Fargo
Buy28.00+32.89%25.00Maintain07/05/2026
BMO Capital
Buy30.00+42.38%-New Coverage21/04/2026
Wolfe Research
Buy26.00+23.40%30.00Maintain15/04/2026

Chime Financial Inc Earnings Call Summary for Q1/2026

  • Chime Financial posted Q1 2026 EPS of $0.13 vs. forecast of -$0.08, marking first GAAP profitable quarter with $53M net income.
  • Revenue grew 25% YoY to $647M, surpassing guidance; adjusted EBITDA reached $119M with 18% margin reflecting strong cost management.
  • Stock surged 4.52% to $20.79 in regular trading, continuing gains in aftermarket as investors responded to profitability milestone.
  • Full-year 2026 revenue guidance raised to $2.66B-$2.69B (22-23% growth); Q2 revenue expected at $633M-$643M with 16% EBITDA margin.
  • Launched Chime Prime targeting higher-earning members as part of strategic growth initiatives to expand engagement and market share.
Last Updated: 07/05/2026, 00:16
Read Full Transcript

Earnings

Latest Release
06/05/2026
EPS / Forecast
0.13 / -0.08
Revenue / Forecast
647M / --
EPS Revisions
Last 90 days

Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−8.7x41.4x10.0x
PEG Ratio
0.010.440.03
Price/Book
5.8x7.4x1.0x
Price / LTM Sales
3.6x6.1x2.9x
Upside (Analyst Target)
40.8%15.0%13.8%
Fair Value Upside
Unlock−1.4%2.5%Unlock

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
46.41M12.18%973.67M
Other Institutional Investors
390.03M87.82%8.18B
Public Companies & Retail Investors
0.000.00%0.00
Total
436.44M100.00%9.16B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
DST Global13.72%52,268,7151,096,598
DST Global VI, L.P.6.28%23,924,810501,943

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FAQ

What Is the Chime Financial (NASDAQ: CHYM) Share Price Today?

The Chime Financial stock price today is 21.06 USD.

What Stock Exchange Does Chime Financial (CHYM) Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Chime Financial?

The stock symbol (also called a 'ticker') for Chime Financial is "CHYM."

What Is the Current Chime Financial Market Capitalisation?

As of today, Chime Financial (NASDAQ: CHYM) market cap is 8.12B USD.

What Is Chime Financial's (CHYM) Earnings Per Share (TTM)?

The Chime Financial EPS is currently -3.04 (Trailing Twelve Months).

When Is the Next Chime Financial Earnings Date?

Chime Financial's next earnings report will be released on 06/08/2026.

Is CHYM a Buy or Sell From a Technical Analyst Perspective?

Based on today's Chime Financial moving averages and other technical indicators, the daily buy/sell signal for CHYM stock is Strong Buy.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times. (See the CHYM stock split history page for full effective split date and price information.)

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees, based on their latest Companies House report.

What is the current trading status of Chime Financial (NASDAQ: CHYM)?

As of 10/07/2026, Chime Financial (CHYM) is trading at a share price of 21.06 USD, with a previous close of 21.31 USD. The stock has fluctuated within a day range of 21.04 USD to 22.18 USD, while its 52-week range spans from 15.88 USD to 38.67 USD.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is 30.16 USD, with a high estimate of 40 USD and a low estimate of 21 USD. 16 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +43.20% Upside potential.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 21.60 USD. The pre-market share volume is 5,460.00, and the stock has decreased by 0.29, or 1.36%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 21.25 USD, the stock has decreased by -0.06, or -0.28%.
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