Bendigo and Adelaide Bank Limited is an Australia-based banking and financial services company. It serves primarily to retail customers and small to medium sized businesses. The principal activities are the provision of a range of banking and other financial services, including lending, deposit taking, superannuation and funds management, insurance, treasury and foreign exchange services, financial advisory and trustee services. It operates through three segments: Consumer, Business and Agribusiness. Consumer is focused on engaging with and servicing customers and includes branch network, mobile relationship managers, third party banking channels, wealth services, homesafe, call centers and customer support functions including processing centers. Business is focused on servicing customers, and includes business banking, portfolio funding, Delphi Bank, community sector banking and great southern. Agribusiness includes all banking services to agribusiness and rural communities.