Vipera Limited provides mobile financial and customer engagement services worldwide. The company offers software and services that enable mobile access to personal financial services; and multi-channel mobility solutions for a range of banking, card management, digital customer engagement, and other functionality ready for deployment by financial institutions, primarily banks. It provides Motif, a proprietary platform that offers a secure interface to manage the interactions between end users’ and clients’ enterprise systems. The company also provides personal banking products, including mobile banking, a solution that includes a suite of services for mobiles, pcs, tablets, and wearables; mobile payments, a wallet platform for managing payment and card services; and mobile card control, which offers real-time filters for using debit or credit cards. In addition, it provides SME and commercial banking services, such as value-added services for corporate and business cards, and expense management solutions for employees and finance managers, as well as real-time invoice factoring and banking services for SMEs; and customer engagement solutions comprising transactional analytics, loyalty program execution, and proximity marketing. Further, the company offers enterprise data warehouse, digital multichannel architecture, and Web and mobile information architecture services, as well as consultancy services focused on the technology needs of banks and financial institutions. Vipera Limited was incorporated in 2005 and is based in London, the United Kingdom. As of July 30, 2018, Vipera Limited operates as a subsidiary of Sella Open Fintech Platform S.P.A.