U.S. Bancorp (USB)

Currency in USD
55.47
-0.71(-1.26%)
Closed·
55.80+0.33(+0.59%)
·
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Fair Value
Day's Range
55.2856.21
52 wk Range
35.1856.70
Key Statistics
Prev. Close
56.18
Open
55.93
Day's Range
55.28-56.21
52 wk Range
35.18-56.7
Volume
15.68M
Average Volume (3m)
9.22M
1-Year Change
13.0426%
Book Value / Share
37.56
Fair Value
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Fair Value Upside
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USB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
62.34
Upside
+12.39%
Members' Sentiments
Bearish
Bullish
ProTips
14 analysts have revised their earnings upwards for the upcoming period

U.S. Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Neutral

U.S. Bancorp Company Profile

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Sector
Financial
Employees
70000

U.S. Bancorp SWOT Analysis


Leadership Shift
Explore U.S. Bancorp's strategic repositioning under new CEO Gunjan Kedia, aiming for ambitious net interest margin goals amid industry challenges
Financial Resilience
Delve into USB's mixed Q1 2025 results, showcasing strong EPS and dividend growth, while navigating pressures on net interest income and expenses
Strategic Initiatives
Uncover USB's key growth drivers: Union Bank acquisition synergies, cost-saving measures, NIM improvement targets, and ongoing share repurchase program
Market Outlook
Analyst targets cluster around $56, reflecting USB's potential amid competitive pressures. EPS projections: $4.45 (FY2025) and $4.90 (FY2026)
Read full SWOT analysis

U.S. Bancorp Earnings Call Summary for Q4/2025

  • U.S. Bancorp reported Q4 2025 EPS of $1.26, beating forecasts by 5.88%, with record quarterly revenue of $7.4 billion, though stock dipped 2.19% pre-market
  • Financial highlights include 18% YoY EPS growth, 5.1% revenue growth, 18.4% return on tangible common equity, and an efficiency ratio of 57.4%
  • The company maintained stable expenses over nine consecutive quarters and delivered positive operating leverage of 440 basis points
  • For 2026, management forecasts 4-6% revenue growth, mid-single digit growth in payments and card businesses, and targets 200 basis points of positive operating leverage
  • CEO Gunjan Kedia highlighted progress in capital markets and payments, with a projected path to 3% net interest margin by 2027
Last Updated: 20/01/2026, 15:38
Read Full Transcript

Compare USB to Peers and Sector

Metrics to compare
USB
Peers
Sector
Relationship
P/E Ratio
12.0x11.4x10.1x
PEG Ratio
0.551.550.03
Price/Book
1.5x1.2x1.0x
Price / LTM Sales
3.3x3.8x2.9x
Upside (Analyst Target)
10.9%14.4%12.5%
Fair Value Upside
Unlock15.8%1.0%Unlock

Analyst Ratings

13 Buy
10 Hold
1 Sell
Ratings:
24 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 62.34
(+12.39% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Argus
Buy63.00+13.57%62.00Maintain22/01/2026
Morgan Stanley
Hold60.00+8.17%57.00Maintain21/01/2026
Baird
Hold60.00+8.17%58.00Maintain21/01/2026
RBC Capital
Buy59.00+6.36%57.00Maintain21/01/2026
Oppenheimer
Buy77.00+38.81%75.00Maintain21/01/2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4.62%
Dividend Yield
3.75%
Industry Median 3.20%
Annualised payout
2.08
Paid quarterly
5-Years Growth
+3.96%
Growth Streak

Earnings

Latest Release
Jan 20, 2026
EPS / Forecast
1.26 / 1.19
Revenue / Forecast
7.36B / 7.32B
EPS Revisions
Last 90 days

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FAQ

What Is the U.S. Bancorp (USB) Share Price Today?

The live U.S. Bancorp share price today is 55.47

What Stock Exchange Does U.S. Bancorp (USB) Trade On?

U.S. Bancorp is listed and trades on the New York Stock Exchange.

What Is the Ticker (Stock Symbol) for U.S. Bancorp?

The stock symbol (also called a 'ticker') for U.S. Bancorp is "USB."

Does U.S. Bancorp Pay Dividends? What’s The Current USB Dividend Yield?

Yes, USB Pays Dividends to its Shareholders. The current U.S. Bancorp dividend yield is 3.75%.

What Is the Current U.S. Bancorp Market Cap?

As of today, U.S. Bancorp market capitalisation is 86.22B.

What Is U.S. Bancorp's (USB) Earnings Per Share (TTM)?

The U.S. Bancorp EPS is currently 4.62 (Trailing Twelve Months).

When Is the Next U.S. Bancorp Earnings Date?

U.S. Bancorp's next earnings report will be released on 15 Apr 2026.

Is USB a Buy or Sell From a Technical Analyst Perspective?

Based on today's U.S. Bancorp moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has U.S. Bancorp Stock Split?

U.S. Bancorp has split 6 times. (See the USB stock split history page for full effective split date and price information.)

How Many Employees Does U.S. Bancorp Have?

U.S. Bancorp has 70000 employees.

What is the current trading status of U.S. Bancorp (USB)?

As of 26 Jan 2026, U.S. Bancorp (USB) is trading at a price of 55.47, with a previous close of 56.18. The stock has fluctuated within a day range of 55.28 to 56.21, while its 52-week range spans from 35.18 to 56.70.

What Is U.S. Bancorp (USB) Price Target According to Analysts?

The average 12-month price target for U.S. Bancorp is USD62.34, with a high estimate of USD77 and a low estimate of USD55.5. 13 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +12.39% Upside potential.

What Is the USB Premarket Price?

USB's last pre-market stock price is 56.15. The pre-market share volume is 1,140.00, and the stock has decreased by -0.03, or -0.05%.

What Is the USB After Hours Price?

USB's last after hours stock price is 55.80, the stock has decreased by 0.33, or 0.59%.
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