Friends Life Group Limited is a FTSE 100 listed company focused on providing financial security for over five million customers, with a heritage dating back over 200 years. Our strategy is focused on helping customers to save for and achieve a good standard of living in retirement and on providing them with financial protection during their working lives. The business is made up of three divisions: • A specialist Heritage division, looking after customers with products which are no longer actively marketed for new business. The heritage division also include Friends Life Investments, providing asset management services for Group businesses. • The UK division, which provides core business lines of corporate benefits, retirement income and protection. • The International division, which provides savings, investment and protection products for expatriates and local nationals in Asia and the Middle East. Friends Life has the expertise and experience to meet the changing needs of its customers as the life and pensions market continues to evolve. Friends Life is a sustainable business which supports its customers’ financial futures throughout all key life stages whilst creating value for shareholders by growing cash generation and generating returns.