OptimumBank Holdi receives Investment Bank Analyst Rating Update
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OptimumBank Holdings Inc (OPHC)
Track today's live OptimumBank Holdings (OPHC) share price, performance and key data on this page with our current NYSE:OPHC stock exchange information. Analyse interactive charts and historical data, check technical buy and sell signals in real time, and follow the OptimumBank Holdings share price on the NYSE exchange. Use the dropdown to switch exchange for the OPHC share price, head to our technical summary section, which provides analysis on OptimumBank Holdings share price buy/sell indicators using real-time data (or discuss the OptimumBank Holdings (OPHC) stock price today with other investors in the OptimumBank Holdings NYSE share price and sentiment chat forum).
Use the dropdown to select a relevant stock exchange for the current NYSE:OPHC share price (ISIN: US68401P4037) to enhance your trading decisions with our free investment tools and resources.
What Is the OptimumBank Holdings Inc Share Price Today?
The OptimumBank Holdings share price today is 10.030.
What Is the Stock Symbol for OptimumBank Holdings Inc
The stock symbol (or 'ticker') for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings (or any stock) is a good buy requires comprehensive market analysis. To evaluate its potential, investors can sign up to InvestingPro, where they can assess share price, fair value and more than 1,200 other metrics.
Use the dropdown to select a relevant stock exchange for the current NYSE:OPHC share price (ISIN: US68401P4037) to enhance your trading decisions with our free investment tools and resources.
What Is the OptimumBank Holdings Inc Share Price Today?
The OptimumBank Holdings share price today is 10.030.
What Is the Stock Symbol for OptimumBank Holdings Inc
The stock symbol (or 'ticker') for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings (or any stock) is a good buy requires comprehensive market analysis. To evaluate its potential, investors can sign up to InvestingPro, where they can assess share price, fair value and more than 1,200 other metrics.
NYSE
Currency in USD
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
9.850
10.220
52 wk Range
3.910
10.680
OPHC is not included in our AI-picked strategies. See which stocks are.
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
9.85010.220
52 wk Range
3.91010.680
Key Statistics
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1-Year Change
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Fair Value
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Return on Assets
Return on Equity
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EV/EBITDA
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Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Shares Outstanding
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Net Income
EPS
EPS Growth Forecast
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(N/A)
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Price/Book
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EV/EBITDA
Beta
OPHC Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Buy
Analysts Sentiment
Strong Buy
Price Target
9.917
Downside
-1.13%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Trading at a low P/E ratio relative to near-term earnings growth
OptimumBank Holdi receives Investment Bank Analyst Rating Update- Investing.com
Pro
- OptimumBank Holdi receives Investment Bank Analyst Rating Update
- Investing.com
Pro 
Form 8K OptimumBank Holdings Inc For: 13 August- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy
Analyst Ratings
3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy
Analysts 12-Month Price Target:
Average 9.917
(-1.13% Downside)
OptimumBank Holdings Inc Earnings Call Summary for Q2/2026
- OptimumBank Q2 EPS of $0.28 beat estimates by 40%; net income surged 85% YoY to record $6.7M with margin expanding to 4.57%
- Management raised FY guidance to $1.00-$1.15 per share, citing sustainable quarterly run rate and continued loan growth opportunities
- Stock jumped 52.5% post-earnings to $9.12; assets surpassed $1.4B as bank maintains strong credit quality with zero net charge-offs
- New Optimum Finance platform completed first deals at 18%+ yields, expected to reach profitability in Q3 amid $700M+ loan pipeline
- CEO Gubin noted 26.9% annualized ROE; warned future equity raises may be needed to fund growth, posing potential dilution risk
Last Updated: 13/08/2026, 19:06
Read Full TranscriptEarnings
Latest Release
24/07/2026
EPS / Forecast
0.28 / 0.20
Revenue / Forecast
17.1M / --
Compare OPHC to Peers and Sector
Metrics to compare | OPHC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOPHCPeersSector | |
|---|---|---|---|---|
P/E Ratio | 11.9x | 13.1x | 9.9x | |
PEG Ratio | 0.18 | −0.97 | 0.03 | |
Price/Book | 1.8x | 1.2x | 1.0x | |
Price / LTM Sales | 4.3x | 3.3x | 3.0x | |
Upside (Analyst Target) | 4.1% | 9.8% | 13.1% | |
Fair Value Upside | Unlock | 2.1% | 2.3% | Unlock |
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
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FAQ
What Is the OptimumBank Holdings (NYSE: OPHC) Share Price Today?
The OptimumBank Holdings stock price today is 10.030 USD.
What Stock Exchange Does OptimumBank Holdings (OPHC) Trade On?
OptimumBank Holdings is listed and trades on the New York Stock Exchange.
What Is the Ticker (Stock Symbol) for OptimumBank Holdings?
The stock symbol (also called a 'ticker') for OptimumBank Holdings is "OPHC."
What Is the Current OptimumBank Holdings Market Capitalisation?
As of today, OptimumBank Holdings (NYSE: OPHC) market cap is 243.460M USD.
What Is OptimumBank Holdings's (OPHC) Earnings Per Share (TTM)?
The OptimumBank Holdings EPS is currently 0.824 (Trailing Twelve Months).
When Is the Next OptimumBank Holdings Earnings Date?
OptimumBank Holdings's next earnings report will be released on 06/11/2026.
Is OPHC a Buy or Sell From a Technical Analyst Perspective?
Based on today's OptimumBank Holdings moving averages and other technical indicators, the daily buy/sell signal for OPHC stock is Strong Buy.
How Many Times Has OptimumBank Holdings Stock Split?
OptimumBank Holdings has split 7 times. (See the OPHC stock split history page for full effective split date and price information.)
How Many Employees Does OptimumBank Holdings Have?
OptimumBank Holdings has 98 employees, based on their latest Companies House report.
What is the current trading status of OptimumBank Holdings (NYSE: OPHC)?
As of 18/08/2026, OptimumBank Holdings (OPHC) is trading at a share price of 10.030 USD, with a previous close of 10.090 USD. The stock has fluctuated within a day range of 9.850 USD to 10.220 USD, while its 52-week range spans from 3.910 USD to 10.680 USD.
What Is OptimumBank Holdings (OPHC) Price Target According to Analysts?
The average 12-month price target for OptimumBank Holdings is 9.917 USD, with a high estimate of 11 USD and a low estimate of 8.25 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an -1.13% Downside potential.
What Is the OPHC Premarket Price?
OPHC's last pre-market stock price is 10.080 USD. The pre-market share volume is 1,180.000, and the stock has decreased by -0.010, or -0.100%.
What Is the OPHC After Hours Price?
OPHC's last after hours stock price is 10.030 USD, the stock has decreased by 0.060, or 0.600%.
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