OptimumBank Holdi receives Investment Bank Analyst Rating Update
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OptimumBank Holdings Inc (OPHC)
Assess today's live OptimumBank Holdings Inc (OPHC) share price, performance and insights using our live NYSE: OPHC stock exchange data.
Analyse the historical data and OptimumBank Holdings Inc share price performance charts on this page. Our technical summary section provides analysis on OptimumBank Holdings share price buy/sell indicators using real-time data (or discuss the OptimumBank Holdings (OPHC) stock price today with other investors in the OptimumBank Holdings NYSE share price and sentiment chat forum).
Use the dropdown to select a relevant stock exchange for the current NYSE OPHC share price (ISIN: US68401P4037) to enhance your trading decisions with our free investment tools and resources.
What Is the OptimumBank Holdings Inc Share Price Today?
The OptimumBank Holdings share price today is 5.490.
What Is the Stock Symbol for OptimumBank Holdings Inc
The stock symbol (or 'ticker') for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, investors can sign up to InvestingPro, where they can assess share price, fair value and other essential metrics.
Analyse the historical data and OptimumBank Holdings Inc share price performance charts on this page. Our technical summary section provides analysis on OptimumBank Holdings share price buy/sell indicators using real-time data (or discuss the OptimumBank Holdings (OPHC) stock price today with other investors in the OptimumBank Holdings NYSE share price and sentiment chat forum).
Use the dropdown to select a relevant stock exchange for the current NYSE OPHC share price (ISIN: US68401P4037) to enhance your trading decisions with our free investment tools and resources.
What Is the OptimumBank Holdings Inc Share Price Today?
The OptimumBank Holdings share price today is 5.490.
What Is the Stock Symbol for OptimumBank Holdings Inc
The stock symbol (or 'ticker') for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, investors can sign up to InvestingPro, where they can assess share price, fair value and other essential metrics.
NYSE
Currency in USD
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
5.360
5.500
52 wk Range
3.901
5.590
OPHC is not included in our AI-picked strategies. See which stocks are.
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
5.3605.500
52 wk Range
3.9015.590
Key Statistics
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OPHC Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Buy
Price Target
6.250
Upside
+13.84%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Trading at a low earnings multiple
- OptimumBank Holdi receives Investment Bank Analyst Rating Update
- Investing.com
Pro - Form PRE 14A OptimumBank Holdings For: 17 March
- Investing.com
- OptimumBank Holdi receives Investment Bank Analyst Rating Update
- Investing.com
Pro - Form PRE 14A OptimumBank Holdings For: 17 March
- Investing.com
- Form 8K OptimumBank Holdings Inc For: 23 February
- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
OptimumBank Holdings Inc Earnings Call Summary for Q4/2025
- OptimumBank reported Q4 2025 EPS of $0.21, beating forecasts by 40%, with net income rising to $4.85 million and stock price increasing 3.08% pre-market to $4.855.
- The bank achieved a 4.28% net interest margin and grew total assets to $1.11 billion, maintaining strong loan growth (39.75% CAGR) and deposit growth (33.6% CAGR) since 2021.
- Management launched a new HUD/FHA financing subsidiary as part of its strategic expansion in the South Florida market with a diversified loan portfolio.
- For upcoming quarters, OptimumBank forecasts over 25% loan growth and aims for $50 million in net interest income, with Chairman Moishe Gubin calling it 'the best year in OptimumBank's history.'
- The company is considering equity or subordinated debt raises to fund new initiatives and has infrastructure ready to support growth to $3 billion in assets.
Last Updated: 18/02/2026, 15:58
Read Full TranscriptCompare OPHC to Peers and Sector
Metrics to compare | OPHC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOPHCPeersSector | |
|---|---|---|---|---|
P/E Ratio | 4.0x | 15.7x | 10.1x | |
PEG Ratio | 0.31 | 0.30 | 0.03 | |
Price/Book | 0.5x | 1.3x | 1.0x | |
Price / LTM Sales | 1.4x | 4.1x | 2.9x | |
Upside (Analyst Target) | 15.1% | 7.2% | 12.6% | |
Fair Value Upside | Unlock | −12.7% | 1.5% | Unlock |
Analyst Ratings
1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy
Analysts 12-Month Price Target:
Average 6.250
(+13.84% Upside)
Earnings
Latest Release
02/02/2026
EPS / Forecast
0.21 / 0.15
Revenue / Forecast
13.59M / --
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FAQ
What Is the OptimumBank Holdings (OPHC) Share Price Today?
The OptimumBank Holdings stock price today is 5.490 USD.
What Stock Exchange Does OptimumBank Holdings (OPHC) Trade On?
OptimumBank Holdings is listed and trades on the New York Stock Exchange.
What Is the Ticker (Stock Symbol) for OptimumBank Holdings?
The stock symbol (also called a 'ticker') for OptimumBank Holdings is "OPHC."
What Is the Current OptimumBank Holdings Market Cap?
As of today, OptimumBank Holdings market cap is 66.120M USD.
What Is OptimumBank Holdings's (OPHC) Earnings Per Share (TTM)?
The OptimumBank Holdings EPS is currently 0.710 (Trailing Twelve Months).
When Is the Next OptimumBank Holdings Earnings Date?
OptimumBank Holdings's next earnings report will be released on 12/05/2026.
Is OPHC a Buy or Sell From a Technical Analyst Perspective?
Based on today's OptimumBank Holdings moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
How Many Times Has OptimumBank Holdings Stock Split?
OptimumBank Holdings has split 7 times. (See the OPHC stock split history page for full effective split date and price information.)
How Many Employees Does OptimumBank Holdings Have?
OptimumBank Holdings has 98 employees.
What is the current trading status of OptimumBank Holdings (OPHC)?
As of 20/04/2026, OptimumBank Holdings (OPHC) is trading at a price of 5.490 USD, with a previous close of 5.430 USD. The stock has fluctuated within a day range of 5.360 USD to 5.500 USD, while its 52-week range spans from 3.901 USD to 5.590 USD.
What Is OptimumBank Holdings (OPHC) Price Target According to Analysts?
The average 12-month price target for OptimumBank Holdings is 6.250 USD, with a high estimate of 6.5 USD and a low estimate of 6 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +13.84% Upside potential.
What Is the OPHC Premarket Price?
OPHC's last pre-market stock price is 5.499 USD. The pre-market share volume is 20.000, and the stock has decreased by 0.069, or 1.270%.
What Is the OPHC After Hours Price?
OPHC's last after hours stock price is 5.500 USD, the stock has decreased by 0.010, or 0.180%.
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