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OptimumBank Holdings Inc (OPHC)
Track today's live OptimumBank Holdings (OPHC) share price, performance and key data on this page with our current NYSE:OPHC stock exchange information. Analyse interactive charts and historical data, check technical buy and sell signals in real time, and follow the OptimumBank Holdings share price on the NYSE exchange. Use the dropdown to switch exchange for the OPHC share price, head to our technical summary section, which provides analysis on OptimumBank Holdings share price buy/sell indicators using real-time data (or discuss the OptimumBank Holdings (OPHC) stock price today with other investors in the OptimumBank Holdings NYSE share price and sentiment chat forum).
Use the dropdown to select a relevant stock exchange for the current NYSE:OPHC share price (ISIN: US68401P4037) to enhance your trading decisions with our free investment tools and resources.
What Is the OptimumBank Holdings Inc Share Price Today?
The OptimumBank Holdings share price today is 9.030.
What Is the Stock Symbol for OptimumBank Holdings Inc
The stock symbol (or 'ticker') for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings (or any stock) is a good buy requires comprehensive market analysis. To evaluate its potential, investors can sign up to InvestingPro, where they can assess share price, fair value and more than 1,200 other metrics.
Use the dropdown to select a relevant stock exchange for the current NYSE:OPHC share price (ISIN: US68401P4037) to enhance your trading decisions with our free investment tools and resources.
What Is the OptimumBank Holdings Inc Share Price Today?
The OptimumBank Holdings share price today is 9.030.
What Is the Stock Symbol for OptimumBank Holdings Inc
The stock symbol (or 'ticker') for OptimumBank Holdings Inc is "OPHC."
What Stock Exchange Does OptimumBank Holdings Inc Trade On?
OptimumBank Holdings Inc is listed and trades on the NYSE stock exchange.
Is OptimumBank Holdings Inc a Good Stock to Buy?
Determining whether OptimumBank Holdings (or any stock) is a good buy requires comprehensive market analysis. To evaluate its potential, investors can sign up to InvestingPro, where they can assess share price, fair value and more than 1,200 other metrics.
NYSE
Currency in USD
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
8.650
9.410
52 wk Range
4.040
10.680
OPHC is not included in our AI-picked strategies. See which stocks are.
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
8.6509.410
52 wk Range
4.04010.680
Key Statistics
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Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
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Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
UnlockFair Value Upside
UnlockMarket Cap
Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
UnlockNext Earnings Date
Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
OPHC Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Buy
Analysts Sentiment
Strong Buy
Price Target
10.917
Upside
+20.89%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Suffers from weak gross profit margins
OptimumBank Holdi receives Investment Bank Analyst Rating Update- Investing.com
Pro
Why is OptimumBank stock surging today?- Investing.com
- Why is OptimumBank stock surging today?
- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy
Analyst Ratings
3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy
Analysts 12-Month Price Target:
Average 10.917
(+20.89% Upside)
OptimumBank Holdings Inc Earnings Call Summary for Q3/2026
- OptimumBank reported record Q3 net income of $7.2M, up 65.9% YoY, but EPS of $0.30 missed analyst estimates of $0.31 by a penny.
- Net interest margin expanded to 4.63%, while total assets grew 45.2% YoY to $1.58B driven by commercial real estate and healthcare lending.
- Management projects 2027 loan growth of $500M-$600M and pre-tax, pre-provision earnings of $48M-$50M with margins holding at 4.6%-4.7%.
- Company completed $35M subordinated debt offering and $25.4M private placement; plans $50M equity raise in 2027 to fund expansion.
- No dividend planned for 2027 as bank prioritizes capital retention for growth; stock declined 1.12% to $8.86 on modest earnings miss.
Last Updated: 13/11/2026, 16:16
Read Full TranscriptEarnings
Latest Release
13/11/2026
EPS / Forecast
0.30 / 0.31
Revenue / Forecast
19.62M / --
Compare OPHC to Peers and Sector
Metrics to compare | OPHC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOPHCPeersSector | |
|---|---|---|---|---|
P/E Ratio | 10.6x | 12.1x | 9.2x | |
PEG Ratio | 0.16 | 0.11 | 0.03 | |
Price/Book | 1.6x | 1.2x | 1.0x | |
Price / LTM Sales | 3.8x | 3.3x | 2.8x | |
Upside (Analyst Target) | 20.9% | 11.2% | 17.0% | |
Fair Value Upside | Unlock | 7.7% | 3.5% | Unlock |
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Ownership
Ownership Overview
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FAQ
What Is the OptimumBank Holdings (NYSE: OPHC) Share Price Today?
The OptimumBank Holdings stock price today is 9.030 USD.
What Stock Exchange Does OptimumBank Holdings (OPHC) Trade On?
OptimumBank Holdings is listed and trades on the New York Stock Exchange.
What Is the Ticker (Stock Symbol) for OptimumBank Holdings?
The stock symbol (also called a 'ticker') for OptimumBank Holdings is "OPHC."
What Is the Current OptimumBank Holdings Market Capitalisation?
As of today, OptimumBank Holdings (NYSE: OPHC) market cap is 215.760M USD.
What Is OptimumBank Holdings's (OPHC) Earnings Per Share (TTM)?
The OptimumBank Holdings EPS is currently 1.58 (Trailing Twelve Months).
When Is the Next OptimumBank Holdings Earnings Date?
OptimumBank Holdings's next earnings report will be released on 09/02/2027.
Is OPHC a Buy or Sell From a Technical Analyst Perspective?
Based on today's OptimumBank Holdings moving averages and other technical indicators, the daily buy/sell signal for OPHC stock is Strong Buy.
How Many Times Has OptimumBank Holdings Stock Split?
OptimumBank Holdings has split 7 times. (See the OPHC stock split history page for full effective split date and price information.)
How Many Employees Does OptimumBank Holdings Have?
OptimumBank Holdings has 98 employees, based on their latest Companies House report.
What is the current trading status of OptimumBank Holdings (NYSE: OPHC)?
As of 14/11/2026, OptimumBank Holdings (OPHC) is trading at a share price of 9.030 USD, with a previous close of 8.960 USD. The stock has fluctuated within a day range of 8.650 USD to 9.410 USD, while its 52-week range spans from 4.040 USD to 10.680 USD.
What Is OptimumBank Holdings (OPHC) Price Target According to Analysts?
The average 12-month price target for OptimumBank Holdings is 10.917 USD, with a high estimate of 11.25 USD and a low estimate of 10.5 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +20.89% Upside potential.
What Is the OPHC Premarket Price?
OPHC's last pre-market stock price is 9.410 USD. The pre-market share volume is 60.000, and the stock has decreased by 0.450, or 5.020%.
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