Five Star Bancorp (FSBC)

Currency in USD
41.05
+0.44(+1.08%)
Closed·
41.050.00(0.00%)
·
Trading near 52-week High
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Fair Value
Day's Range
40.7541.56
52 wk Range
22.2241.56
Key Statistics
Prev. Close
41.05
Open
41.01
Day's Range
40.75-41.56
52 wk Range
22.22-41.56
Volume
82.88K
Average Volume (3m)
66.03K
1-Year Change
35.1663%
Book Value / Share
20.87
Fair Value
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Fair Value Upside
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FSBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
42.00
Upside
+2.31%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Five Star Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Five Star Bancorp Company Profile

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.

Sector
Financial
Employees
208

Five Star Bancorp SWOT Analysis


Solid Growth Trajectory
Five Star Bancorp demonstrates resilience with a 48.5% price increase over six months, maintaining profitability amid banking sector challenges
Shareholder Value Focus
Explore FSBC's commitment to investors through consecutive dividend raises, a 2.42% yield, and strong fundamentals including a 13% return on equity
Analyst Optimism
Delve into the positive analyst sentiment, with upward earnings revisions and a price target of $32.00, reflecting confidence in FSBC's market strategy
Strategic Engagement
Learn about FSBC's upcoming Non-Deal Roadshow events, offering potential for increased investor interest and enhanced market visibility
Read full SWOT analysis

Five Star Bancorp Earnings Call Summary for Q4/2025

  • Five Star Bancorp reported Q4 2025 EPS of $0.83, exceeding forecasts by 8.92%, while revenue of $40.67 million missed expectations by 4.49%.
  • Full-year 2025 performance showed strong growth with net income up 35% to $61.6 million, EPS increasing 28% to $2.90, and deposit and loan growth of 18% and 15% respectively.
  • Management projects 10% growth in both loans and deposits for 2026, with plans to eliminate $175 million in brokered deposits and maintain an expense-to-assets ratio of 1.48-1.55%.
  • CEO James Beckwith emphasized the company's commitment to organic growth and client trust, with stock rising 0.92% in after-hours trading to $38.58.
  • A potential capital raise is anticipated in 2027-2028 if growth exceeds 15%, while the company continues expansion in the agribusiness sector and new office openings.
Last Updated: 02/02/2026, 22:06
Read Full Transcript

Compare FSBC to Peers and Sector

Metrics to compare
FSBC
Peers
Sector
Relationship
P/E Ratio
14.2x12.0x10.1x
PEG Ratio
0.500.320.03
Price/Book
2.0x1.1x1.0x
Price / LTM Sales
5.9x3.4x2.9x
Upside (Analyst Target)
1.1%0.3%10.9%
Fair Value Upside
Unlock18.3%1.2%Unlock

Analyst Ratings

2 Buy
2 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 42.00
(+2.31% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold41.00-0.12%40.00Maintain29/01/2026
DA Davidson
Buy45.00+9.62%43.00Maintain28/01/2026
Raymond James
Buy42.00+2.31%40.00Maintain27/01/2026
Stephens
Hold37.00-9.87%-Downgrade10/11/2025
Keefe, Bruyette & Woods
Hold40.00-2.56%35.00Maintain30/10/2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.90%
Dividend Yield
2.44%
Industry Median 3.19%
Annualised payout
1.00
Paid quarterly
5-Years Growth
-21.18%
Growth Streak

Earnings

Latest Release
Jan 26, 2026
EPS / Forecast
0.83 / 0.762
Revenue / Forecast
40.67M / 42.58M
EPS Revisions
Last 90 days

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FAQ

What Is the Five Star Bancorp (FSBC) Share Price Today?

The live Five Star Bancorp share price today is 41.05

What Stock Exchange Does Five Star Bancorp (FSBC) Trade On?

Five Star Bancorp is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Five Star Bancorp?

The stock symbol (also called a 'ticker') for Five Star Bancorp is "FSBC."

Does Five Star Bancorp Pay Dividends? What’s The Current FSBC Dividend Yield?

Yes, FSBC Pays Dividends to its Shareholders. The current Five Star Bancorp dividend yield is 2.44%.

What Is the Current Five Star Bancorp Market Cap?

As of today, Five Star Bancorp market capitalisation is 877.13M.

What Is Five Star Bancorp's (FSBC) Earnings Per Share (TTM)?

The Five Star Bancorp EPS is currently 2.90 (Trailing Twelve Months).

When Is the Next Five Star Bancorp Earnings Date?

Five Star Bancorp's next earnings report will be released on 26 Apr 2026.

Is FSBC a Buy or Sell From a Technical Analyst Perspective?

Based on today's Five Star Bancorp moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Five Star Bancorp Stock Split?

Five Star Bancorp has split 0 times. (See the FSBC stock split history page for full effective split date and price information.)

How Many Employees Does Five Star Bancorp Have?

Five Star Bancorp has 208 employees.

What is the current trading status of Five Star Bancorp (FSBC)?

As of 05 Feb 2026, Five Star Bancorp (FSBC) is trading at a price of 41.05, with a previous close of 41.05. The stock has fluctuated within a day range of 40.75 to 41.56, while its 52-week range spans from 22.22 to 41.56.

What Is Five Star Bancorp (FSBC) Price Target According to Analysts?

The average 12-month price target for Five Star Bancorp is USD42.00, with a high estimate of USD45 and a low estimate of USD40. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +2.31% Upside potential.
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