First Internet Bancorp (INBK)

Currency in USD
28.42
+2.13(+8.08%)
Real-time Data·
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Fair Value
Day's Range
27.2029.99
52 wk Range
17.0529.99
Key Statistics
Prev. Close
26.29
Open
27.2
Day's Range
27.2-29.99
52 wk Range
17.05-29.99
Volume
27.13K
Average Volume (3m)
45.54K
1-Year Change
29.5942%
Book Value / Share
41.41
Fair Value
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Fair Value Upside
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INBK Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
28.40
Downside
-0.07%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

First Internet Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

2 Buy
3 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 28.40
(-0.07% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold29.50+1.86%26.00Maintain31/07/2026
Benchmark
Buy35.00+20.86%33.00Maintain31/07/2026
Piper Sandler
Hold26.00-10.22%24.00Maintain26/06/2026
Benchmark
Buy33.00+13.95%-New Coverage24/06/2026
Piper Sandler
Hold24.00-17.13%23.50Maintain01/05/2026

First Internet Bancorp Earnings Call Summary for Q2/2026

  • First Internet Bancorp Q2 2026 EPS of $0.27 beat estimates by 68.75%, though revenue of $41.1M missed forecasts by 6.08%.
  • Net interest margin expanded 40+ bps YoY to 2.47% (FTE) as fintech deposits replaced pricier CDs; delinquencies fell to 78 bps from 106 bps.
  • Management called Q2 a 'meaningful inflection point' in credit; SBA charge-offs halved to $4.8M from $9.1M in Q1.
  • Full-year 2026 EPS guidance held at $2.35-$2.45; non-interest income raised to $40.5M-$41M, expenses lowered to $106M-$107M.
  • Q4 NIM target of 2.75%-2.80% (FTE); $445M in CDs maturing Q3 at 4.04% to be replaced with fintech deposits at ~3.15%-3.20%.
Last Updated: 30/07/2026, 23:02
Read Full Transcript

Earnings

Latest Release
30/07/2026
EPS / Forecast
0.27 / 0.16
Revenue / Forecast
41.12M / 43.78M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -3.85%
Dividend Yield
0.90%
Industry Median 2.83%
Annualised payout
0.24
Paid quarterly
5-Years Growth
-
Growth Streak

Compare INBK to Peers and Sector

Metrics to compare
INBK
Peers
Sector
Relationship
P/E Ratio
−6.8x16.8x10.0x
PEG Ratio
0.031.120.03
Price/Book
0.6x1.7x1.0x
Price / LTM Sales
4.8x4.6x2.9x
Upside (Analyst Target)
6.5%9.7%13.9%
Fair Value Upside
Unlock−15.7%2.8%Unlock

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

Sector
Financial
Employees
355

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.54M29.10%67.77M
Other Institutional Investors
3.80M43.59%101.51M
Public Companies & Retail Investors
2.38M27.32%63.63M
Total
8.72M100.00%232.91M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.93%778,52420,802
Heartland Advisors, Inc.4.42%384,90010,285

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FAQ

What Is the First Internet (NASDAQ: INBK) Share Price Today?

The First Internet stock price today is 28.42 USD.

What Stock Exchange Does First Internet (INBK) Trade On?

First Internet is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for First Internet?

The stock symbol (also called a 'ticker') for First Internet is "INBK."

Does First Internet Pay Dividends? What’s The Current INBK Dividend Yield?

Yes, INBK Pays Dividends to its Shareholders. The current First Internet dividend yield is 0.91%.

What Is the Current First Internet Market Capitalisation?

As of today, First Internet (NASDAQ: INBK) market cap is 252.43M USD.

What Is First Internet's (INBK) Earnings Per Share (TTM)?

The First Internet EPS is currently -3.85 (Trailing Twelve Months).

When Is the Next First Internet Earnings Date?

First Internet's next earnings report will be released on 28/10/2026.

Is INBK a Buy or Sell From a Technical Analyst Perspective?

Based on today's First Internet moving averages and other technical indicators, the daily buy/sell signal for INBK stock is Strong Buy.

How Many Times Has First Internet Stock Split?

First Internet has split 1 times. (See the INBK stock split history page for full effective split date and price information.)

How Many Employees Does First Internet Have?

First Internet has 355 employees, based on their latest Companies House report.

What is the current trading status of First Internet (NASDAQ: INBK)?

As of 31/07/2026, First Internet (INBK) is trading at a share price of 28.42 USD, with a previous close of 26.29 USD. The stock has fluctuated within a day range of 27.20 USD to 29.99 USD, while its 52-week range spans from 17.05 USD to 29.99 USD.

What Is First Internet (INBK) Price Target According to Analysts?

The average 12-month price target for First Internet is 28.40 USD, with a high estimate of 33 USD and a low estimate of 25 USD. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an -0.07% Downside potential.

What Is the INBK After Hours Price?

INBK's last after hours stock price is 27.20 USD, the stock has decreased by 0.91, or 3.46%.
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