Pagaya (PGY)

Currency in USD
21.810
-0.270(-1.22%)
Closed·
21.800-0.010(-0.05%)
·
Earnings results expected in 15 days
PGY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.35021.980
52 wk Range
8.50044.990
Key Statistics
Prev. Close
22.08
Open
21.95
Day's Range
21.35-21.98
52 wk Range
8.5-44.99
Volume
2.2M
Average Volume (3m)
3.38M
1-Year Change
125.7764%
Book Value / Share
5.72
Fair Value
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Fair Value Upside
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PGY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
39.000
Upside
+78.82%
Members' Sentiments
Bearish
Bullish
ProTips
Valuation implies a strong free cash flow yield

Pagaya News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Pagaya Company Profile

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.

Pagaya SWOT Analysis


Fintech Innovato
Pagaya Technologies leverages AI-driven technology to revolutionize consumer finance, partnering with lending institutions for efficient scaling and improved margins
Growth Trajectory
Explore Pagaya's impressive revenue growth and projected profitability, with analysts forecasting a 20% CAGR and GAAP profitability by Q1 2025
Strategic Partnerships
Delve into Pagaya's collaboration with Klarna, potentially generating over $1 billion in originations and expanding into point-of-sale financing for major retailers
Market Outlook
Analysts maintain bullish ratings with price targets ranging from $13.75 to $46, citing Pagaya's unique business model and potential for significant operating leverage
Read full SWOT analysis

Pagaya Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.64 beat forecast by 392%, revenue up 30% YoY to $326M, stock surged 15.88% pre-market
  • Network volume grew 14% YoY to $2.6B, adjusted EBITDA up 72% YoY, marking second consecutive profitable quarter
  • 2025 outlook: Network volumes $10.5-11.5B, revenue $1.25-1.325B, adjusted EBITDA $345-370M
  • CEO targets 2x capacity expansion in 18 months, emphasizes technological advantages supporting partner growth
  • Analysts revise earnings estimates upward; company faces potential risks from economic uncertainty and competition
Last Updated: 07/08/2025, 18:12
Read Full Transcript

Compare PGY to Peers and Sector

Metrics to compare
PGY
Peers
Sector
Relationship
P/E Ratio
−9.1x−13.8x12.4x
PEG Ratio
−2.280.140.01
Price/Book
4.0x3.5x2.4x
Price / LTM Sales
1.4x3.2x2.4x
Upside (Analyst Target)
69.6%40.5%19.4%
Fair Value Upside
Unlock15.6%3.5%Unlock

Analyst Ratings

9 Buy
1 Hold
0 Sell
Ratings:
10 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 39.000
(+78.82% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Jefferies
Buy35.00+60.48%46.00Maintain21/01/2026
Citizens
Buy35.00+60.48%-Maintain06/01/2026
Keefe, Bruyette & Woods
Buy35.00+60.48%38.00Maintain02/01/2026
Benchmark
Buy48.00+120.08%48.00Maintain11/11/2025
Canaccord Genuity
Buy39.00+78.82%36.00Maintain11/11/2025

Earnings

Latest Release
Nov 10, 2025
EPS / Forecast
1.02 / 0.18
Revenue / Forecast
350.16M / 335.69M
EPS Revisions
Last 90 days

Pagaya (PGY) Income Statement & Profits

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FAQ

What Is the Pagaya (PGY) Share Price Today?

The live Pagaya share price today is 21.810

What Stock Exchange Does Pagaya (PGY) Trade On?

Pagaya is listed and trades on the Nasdaq Stock Exchange.

What Is the Ticker (Stock Symbol) for Pagaya?

The stock symbol (also called a 'ticker') for Pagaya is "PGY."

What Is the Current Pagaya Market Cap?

As of today, Pagaya market capitalisation is 1.75B.

What Is Pagaya's (PGY) Earnings Per Share (TTM)?

The Pagaya EPS is currently -2.53 (Trailing Twelve Months).

When Is the Next Pagaya Earnings Date?

Pagaya's next earnings report will be released on 09 Feb 2026.

Is PGY a Buy or Sell From a Technical Analyst Perspective?

Based on today's Pagaya moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Pagaya Stock Split?

Pagaya has split 1 times. (See the PGY stock split history page for full effective split date and price information.)

How Many Employees Does Pagaya Have?

Pagaya has 531 employees.

What is the current trading status of Pagaya (PGY)?

As of 25 Jan 2026, Pagaya (PGY) is trading at a price of 21.810, with a previous close of 22.080. The stock has fluctuated within a day range of 21.350 to 21.980, while its 52-week range spans from 8.500 to 44.990.

What Is Pagaya (PGY) Price Target According to Analysts?

The average 12-month price target for Pagaya is USD39.000, with a high estimate of USD54 and a low estimate of USD27. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +78.82% Upside potential.

What Is the PGY Premarket Price?

PGY's last pre-market stock price is 22.070. The pre-market share volume is 44,500.000, and the stock has decreased by -0.010, or -0.050%.

What Is the PGY After Hours Price?

PGY's last after hours stock price is 21.800, the stock has decreased by -0.010, or -0.050%.
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