Xero Limited is a software-as-a -service company. The Company offers a cloud-based accounting software. Its segments include Australia and New Zealand (ANZ) and International. The Company provides online business solutions for small businesses and their advisors. The features and tools of its software platform include accepting payments, bank reconciliation, pay bills, claim expenses, bank connections, tracking projects, GST returns, payroll, contact management, data capture, online file storage, reporting, inventory, multi-currency accounting, purchase orders, quotes, accounting dashboard and managing fixed assets. It is focused on small business operational and financial needs across area beyond accounting and compliance, such as expenses, inventory management, financial services and employee services. The Company serves various industries, such as retail, high tech, non-profit, hospitality, startups and construction.