Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
Digital Banking Giant | NU Holdings, a fintech leader in Latin America, disrupts traditional banking with innovative digital services, targeting underserved populations across the region |
Financial Resilience | Explore NU's impressive revenue growth and expansion, balanced against challenges like FX headwinds and increased provisions, with analyst targets ranging $9-$18.90 |
Strategic Expansion | Delve into NU's ambitious plans for a fourth market entry and the potential of its NuCel initiative to differentiate from competitors and drive customer engagement |
Market Dynamics | Uncover NU's dominant position in Brazil, its growth potential in Mexico and Colombia, and how the company navigates regulatory challenges across multiple jurisdictions |
Metrics to compare | NU | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipNUPeersSector | |
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P/E Ratio | 27.2x | 10.4x | 9.1x | |
PEG Ratio | 0.39 | 0.13 | 0.03 | |
Price/Book | 6.8x | 0.9x | 1.0x | |
Price / LTM Sales | 10.4x | 3.4x | 2.7x | |
Upside (Analyst Target) | 21.5% | 15.1% | 14.2% | |
Fair Value Upside | Unlock | −0.2% | 3.0% | Unlock |