Nu Holdings Ltd (NU)

NYSE
Currency in USD
12.14
-0.10(-0.82%)
Closed·
After Hours
12.15+0.01(+0.08%)
·
NU Scorecard
Full Analysis
2 analysts have revised their earnings downwards for the upcoming period
NU is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
12.1112.43
52 wk Range
9.0116.15
Key Statistics
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Prev. Close
12.24
Open
12.31
Day's Range
12.11-12.43
52 wk Range
9.01-16.15
Volume
61.02M
Average Volume (3m)
56.55M
1-Year Change
-0.9%
Book Value / Share
1.79
Fair Value
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Fair Value Upside
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NU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
14.55
Upside
+19.84%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Nu Holdings Ltd News & Analysis

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Nu Holdings Company Profile

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Nu Holdings Ltd SWOT Analysis


Digital Banking Giant
NU Holdings, a fintech leader in Latin America, disrupts traditional banking with innovative digital services, targeting underserved populations across the region
Financial Resilience
Explore NU's impressive revenue growth and expansion, balanced against challenges like FX headwinds and increased provisions, with analyst targets ranging $9-$18.90
Strategic Expansion
Delve into NU's ambitious plans for a fourth market entry and the potential of its NuCel initiative to differentiate from competitors and drive customer engagement
Market Dynamics
Uncover NU's dominant position in Brazil, its growth potential in Mexico and Colombia, and how the company navigates regulatory challenges across multiple jurisdictions
Read full SWOT analysis

Nu Holdings Ltd Earnings Call Summary for Q2/2024

  • Nu Holdings added 5.2M customers, reaching 104.5M total; revenue up 65% YoY to $2.8B; net income at $487M
  • Average products per active customer: 4.1; ARPAC rose to $11.2; lending originations up 78% YoY to R$13B
  • Deposits in Brazil grew 10% QoQ to $21.7B; total deposit base reached $25.2B; net interest income up 77% YoY to $1.7B
  • Company acquired AI solutions provider Hyperplane; aims to become S2 financial institution in Brazil by mid-2025
  • Executives bullish on Mexico growth, open banking opportunities in Brazil, and expansion in high-income customer segment
Last Updated: 14/08/2024, 20:24
Read Full Transcript

Compare NU to Peers and Sector

Metrics to compare
NU
Peers
Sector
Relationship
P/E Ratio
27.2x10.4x9.1x
PEG Ratio
0.390.130.03
Price/Book
6.8x0.9x1.0x
Price / LTM Sales
10.4x3.4x2.7x
Upside (Analyst Target)
21.5%15.1%14.2%
Fair Value Upside
Unlock−0.2%3.0%Unlock

Analyst Ratings

11 Buy
7 Hold
2 Sell
Ratings:
20 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 14.55
(+19.84% Upside)

Earnings

Latest Release
May 13, 2025
EPS / Forecast
0.1139 / 0.12
Revenue / Forecast
3.25B / 2.64B
EPS Revisions
Last 90 days

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FAQ

What Is the Nu Holdings (NU) Share Price Today?

The live Nu Holdings share price today is 12.14.

What Stock Exchange Does Nu Holdings (NU) Trade On?

Nu Holdings is listed and trades on the New York Stock Exchange stock exchange.

What Is the Ticker (Stock Symbol) for Nu Holdings?

The stock symbol (also called a 'ticker') for Nu Holdings is "NU."

What Is the Current Nu Holdings Market Cap?

As of today, Nu Holdings market capitalisation is 58.57B.

What Is Nu Holdings's (NU) Earnings Per Share (TTM)?

The Nu Holdings EPS 0.45 (Trailing Twelve Months).

When Is the Next Nu Holdings Earnings Date?

Nu Holdings's next earnings report will be released on 13 Aug 2025.

Is NU a Buy or Sell From a Technical Analyst Perspective?

Based on today's Nu Holdings moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Nu Holdings Stock Split?

Nu Holdings has split 0 times. (See the NU stock split history page for full effective split date and price information.)

How Many Employees Does Nu Holdings Have?

Nu Holdings currently has 0 employees.

What is the current trading status of Nu Holdings (NU)?

As of 23 Jun 2025, Nu Holdings (NU) is trading at a price of 12.14, with a previous close of 12.24. The stock has fluctuated within a day range of 12.11 to 12.43, while its 52-week range spans from 9.01 to 16.15.

What Is Nu Holdings (NU) Price Target According to Analysts?

The average 12-month price target for Nu Holdings is USD14.5485, with a high estimate of USD18.9 and a low estimate of USD9. 11 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Buy. The stock has an +19.84% Upside potential.
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