IDFC First Bank Ltd (IDFB)

Currency in INR
80.39
-1.05(-1.29%)
Closed·
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Fair Value
Day's Range
79.5381.38
52 wk Range
58.0889.61
Key Statistics
Bid/Ask
80.39 / 80.40
Prev. Close
81.44
Open
80.95
Day's Range
79.53-81.38
52 wk Range
58.08-89.61
Volume
24.43M
Average Volume (3m)
20.21M
1-Year Change
16.4735%
Fair Value
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Fair Value Upside
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Company’s Health
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Analysts Sentiment
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Members' Sentiments
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Quickly burning through cash

IDFC First Bank Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Hold80.00-0.49%75.00Maintain31/08/2026
Goldman Sachs
Hold92.00+14.44%-New Coverage21/08/2026
Nomura/Instinet
Buy95.00+18.17%85.00Maintain28/07/2026
ICICI Securities
Buy100.00+24.39%77.00Maintain27/07/2026
JPMorgan
Buy90.00+11.95%84.00Maintain27/07/2026

IDFC First Bank Ltd Earnings Call Summary for Q1/2027

  • IDFC FIRST Bank reported record Q1 FY2027 net profit of INR 1,075 crore, up 132% YoY, crossing INR 1,000 crore for the first time.
  • Asset quality improved with gross NPA at 1.51% and net NPA at 0.44%; credit cost guidance lowered to 150-160 bps from 170-180 bps.
  • Net interest income rose 21.1% YoY while fee income climbed 22.9%; NIM guidance raised to 5.8% from 5.75% for FY2027.
  • Loan book grew 20.6% YoY to INR 3.05 lakh crore; deposits rose 16.6% with CASA ratio improving to 50.8%.
  • Bank targets 1.0% ROA for FY2027, maintains 20%+ loan growth guidance, and continues investing in AI and cloud-native technology.
Last Updated: 25/07/2026, 14:30
Read Full Transcript

Earnings

Latest Release
25/07/2026
EPS / Forecast
1.25 / 0.74
Revenue / Forecast
82.81B / 80.11B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.60%
Dividend Yield
0.31%
Industry Median 1.25%
Annualised payout
0.25
Paid annually
5-Years Growth
-
Growth Streak

Compare IDFB to Peers and Sector

Metrics to compare
IDFB
Peers
Sector
Relationship
P/E Ratio
30.0x14.1x9.3x
PEG Ratio
0.630.570.03
Price/Book
1.4x1.4x1.0x
Price / LTM Sales
2.7x4.0x2.9x
Upside (Analyst Target)
13.2%21.2%19.8%
Fair Value Upside
Unlock7.1%3.4%Unlock

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer’s credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is based in Mumbai, India.

Sector
Financial
Employees
43059
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.30B26.66%184.71B
Other Institutional Investors
3.38B39.19%271.47B
Public Companies & Retail Investors
2.94B34.15%236.53B
Total
8.62B100.00%692.71B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Currant Sea Investments B.V.9.43%812,694,72265,332,529
India7.74%666,570,00053,585,562

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FAQ

What Is the IDFC First Bank (NSE: IDFB) Share Price Today?

The IDFC First Bank stock price today is 80.39 INR.

What Stock Exchange Does IDFC First Bank (IDFB) Trade On?

IDFC First Bank is listed and trades on the India National Stock Exchange.

What Is the Ticker (Stock Symbol) for IDFC First Bank?

The stock symbol (also called a 'ticker') for IDFC First Bank is "IDFB."

Does IDFC First Bank Pay Dividends? What’s The Current IDFB Dividend Yield?

Yes, IDFB Pays Dividends to its Shareholders. The current IDFC First Bank dividend yield is 0.31%.

What Is the Current IDFC First Bank Market Capitalisation?

As of today, IDFC First Bank (NSE: IDFB) market cap is 692.11B INR.

What Is IDFC First Bank's (IDFB) Earnings Per Share (TTM)?

The IDFC First Bank EPS is currently 2.60 (Trailing Twelve Months).

When Is the Next IDFC First Bank Earnings Date?

IDFC First Bank's next earnings report will be released on 24/10/2026.

Is IDFB a Buy or Sell From a Technical Analyst Perspective?

Based on today's IDFC First Bank moving averages and other technical indicators, the daily buy/sell signal for IDFB stock is Strong Sell.

How Many Times Has IDFC First Bank Stock Split?

IDFC First Bank has split 0 times. (See the IDFB stock split history page for full effective split date and price information.)

How Many Employees Does IDFC First Bank Have?

IDFC First Bank has 43059 employees, based on their latest Companies House report.

What is the current trading status of IDFC First Bank (NSE: IDFB)?

As of 03/10/2026, IDFC First Bank (IDFB) is trading at a share price of 80.39 INR, with a previous close of 81.44 INR. The stock has fluctuated within a day range of 79.53 INR to 81.38 INR, while its 52-week range spans from 58.08 INR to 89.61 INR.
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