Personal Group Holdings PLC is an employee benefits and services provider. The Company is principally engaged in providing employee services, including short-term accident and health insurance, pay and reward consultancy and the provision of salary sacrifice technology products in the United Kingdom. The Pay & Reward segment is engaged in the provision of a full reward service to employers through the Company’s pay and reward subsidiary, Innecto People Consulting Limited. The Benefits Platform segment is engaged in the provision of a benefits platform namely, Hapi to employers both directly and through channel partners, Sage Employee Benefits. The Affordable Insurance segment is engaged in the provision of simple insurance products underwritten by Company’s subsidiaries. Its Other Owned Benefits segment is engaged in the sale of technology and other products to employers as part of their employee benefit provision through the Company’s subsidiary, Let’s Connect IT Solutions Limited.