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Wells Fargo sees balanced valuation for Ryan Specialty stock amid slowing rate hikes

EditorEmilio Ghigini
Published 11/07/2024, 11:26
RYAN
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On Thursday, Wells Fargo (NYSE:WFC) adjusted its stance on Ryan Specialty Group (NYSE:RYAN) stock, shifting the rating from Overweight to Equal Weight, while slightly increasing the price target to $60 from the previous $58. The adjustment follows the company's recent inclusion in the S&P 400 index, which led to a notable performance boost for its shares.

The analyst at Wells Fargo stated that the new rating reflects a balanced view of the stock's valuation after considering the slowing pace of property insurance rate increases. Despite the downgrade, the price target was raised based on a valuation multiple of 18.5 times EBITDA.

This represents an 18% premium over Ryan Specialty's peers, fitting between the average and maximum levels at which the company has historically traded relative to the Big 5 brokers, excluding Willis Towers Watson (NASDAQ:WTW).

Wells Fargo has also updated its earnings per share (EPS) estimates for Ryan Specialty for the years 2024, 2025, and 2026. The new EPS forecasts are $1.78, $2.18, and $2.60, respectively, marking slight reductions from the former projections of $1.80, $2.20, and $2.65. These revised estimates take into account modest changes to the company's organic revenue and share count assumptions.

The analyst's commentary highlighted that the new price target is a balance between the average premium of 10% and the maximum of 17% that Ryan Specialty has commanded over its peers in terms of EBITDA multiples. This repositioning by Wells Fargo signals a shift in their outlook on the stock's future performance in light of recent market developments and internal financial forecasts.

In other recent news, Ryan Specialty Holdings announced significant changes to its executive leadership team, which aligns with its growth strategy and leadership succession plan. Edward F. McCormack is slated to become the CEO of RT Specialty, with Brenda Austenfeld and Michael T. VanAcker stepping into the roles of Co-Presidents.

The company also reported a robust Q1 2024, with revenues reaching $552 million, a 20.6% increase year-over-year, and adjusted EBITDAC rising by 25.8% to $157 million.

Ryan Specialty's growth is further bolstered by its ACCELERATE 2025 initiative, expected to yield annual savings of about $60 million by 2025. In terms of analyst coverage, BofA Securities initiated coverage with a buy rating, suggesting the company's valuation does not fully reflect its above-average growth prospects. However, Wolfe Research downgraded the stock from Outperform to Peer Perform, following the company's latest financial guidance and strategic updates.

The recent acquisition of Castel Underwriting Agencies has also expanded Ryan Specialty's presence in the UK and European markets. These are recent developments that investors should pay close attention to as they provide a snapshot of the company's current financial health and future growth prospects.

InvestingPro Insights

Following the Wells Fargo re-rating, investors looking at Ryan Specialty Group (NYSE:RYAN) might consider the latest metrics and analysis from InvestingPro. With a market capitalization of $14.63 billion and a robust revenue growth of 19.42% over the last twelve months as of Q1 2024, Ryan Specialty seems to be on a solid growth trajectory. The company's shares have experienced a significant price uptick, with a 33.82% return over the last six months, reflecting investor optimism.

InvestingPro Tips suggest that Ryan Specialty is expected to be profitable this year, with analysts predicting positive net income growth. However, potential investors should note that the stock is currently trading at high earnings and Price/Book multiples, with a P/E ratio of 71.59 and a Price/Book ratio of 26.39 as of the last twelve months of Q1 2024. These metrics indicate a premium valuation, which aligns with Wells Fargo's raised price target based on an EBITDA multiple of 18.5 times. For those interested in a deeper analysis, InvestingPro offers additional tips for Ryan Specialty, accessible through InvestingPro's platform. Moreover, users can apply the coupon code PRONEWS24 to get up to 10% off a yearly Pro and a yearly or biyearly Pro+ subscription.

Investors may also find the InvestingPro Fair Value estimate of $66.01 USD intriguing, which is above both the analyst target and the current price, potentially indicating room for growth. With 6 more InvestingPro Tips available, investors have ample resources to guide their decision-making process for Ryan Specialty Group.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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