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Capital One, Walmart end consumer card exclusivity deal

Published 24/05/2024, 18:06
© Reuters
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MCLEAN, Va. - Capital One Financial Corporation (NYSE: NYSE:COF) and Walmart Inc. (NYSE: NYSE:WMT) have announced the termination of their exclusive partnership regarding the Walmart Consumer Credit Cards.

The collaboration, which began in 2019 with the launch of the Capital One Walmart Rewards Credit Card Program, allowed Capital One to be the sole issuer of the retail giant's consumer credit cards.

Despite the end of this exclusivity agreement, there will be no immediate changes for existing cardholders. Customers can still use their Capital One Walmart Rewards Card and the Walmart Rewards Card as they currently do, earning and redeeming rewards on purchases. Capital One has confirmed that it will maintain ownership and continue servicing the accounts, and cardholders will be updated with new information in the upcoming months.

Capital One, a financial holding company with $351.0 billion in deposits and $481.7 billion in total assets as of March 31, 2024, is headquartered in McLean, Virginia. The company provides a wide range of financial services and has a significant presence in the United States.

Walmart, a leading omnichannel retailer, operates over 10,500 stores and various eCommerce websites across 19 countries. The company reported revenues of $648 billion in the fiscal year 2024 and employs about 2.1 million associates globally.

The news of this partnership dissolution comes directly from a press release statement issued by Capital One.

InvestingPro Insights

As Capital One Financial Corporation (NYSE: COF) navigates the end of its exclusive partnership with Walmart for consumer credit cards, it's worth noting some key financial metrics and expert analysis from InvestingPro. The company maintains a strong market capitalization of $52.54 billion and exhibits a price-to-earnings (P/E) ratio of 10.72. This P/E ratio, which is slightly adjusted to 10.73 for the last twelve months as of Q1 2024, suggests that the company is potentially undervalued relative to its earnings. Moreover, Capital One has demonstrated solid revenue growth on a quarterly basis, with a 10.0% increase in Q1 2024. This indicates a robust short-term financial performance that investors may find reassuring amidst the recent news.

From an investment standpoint, an InvestingPro Tip highlights that Capital One's valuation implies a strong free cash flow yield, which could be appealing for those looking for potential income or value investment opportunities. Additionally, another InvestingPro Tip points out that Capital One has maintained dividend payments for 30 consecutive years, underscoring its commitment to returning value to shareholders. This consistent dividend history may be particularly attractive to income-focused investors.

For further analysis and additional InvestingPro Tips, interested readers can explore the full suite of insights on Capital One at Investing.com/pro/COF. There are 5 more tips available, providing a comprehensive view of the company's financial health and market position. To gain access to these insights, users can take advantage of the special offer by using the coupon code PRONEWS24 to get an additional 10% off a yearly or biyearly Pro and Pro+ subscription.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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