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BMO maintains $350 target on Corpay, sees growth into YE24

Published 06/09/2024, 20:42
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On Friday, BMO Capital Markets sustained its optimistic outlook on Corpay (NYSE: CPAY), maintaining an Outperform rating and a $350.00 price target on the company's stock. The firm's continued confidence in Corpay comes after a comprehensive analysis of the company, particularly focusing on its Corporate Payments division.


The research highlighted that the intricacies of Corpay's Cross-border, AP Automation, and Commercial Card services are not yet fully appreciated by the investing community.


The report by BMO Capital Markets addresses a series of inquiries from investors about Corpay's business operations, especially regarding the Corporate Payments sector. The analysis delves into the specific features and products that distinguish Corpay in the competitive market. These offerings are seen as pivotal components of the company's business model, which could drive future growth.


Despite a recent uptick in Corpay's share price, BMO Capital Markets believes that the company's stock still holds potential for investors. The firm anticipates that Corpay will experience an acceleration in both top and bottom-line growth as it approaches the end of the year 2024. This projection is based on the company's current trajectory and market positioning.


The financial institution's reiteration of the Outperform rating signals its belief in Corpay's ability to perform well in the market. BMO Capital Markets' analysis suggests that Corpay's unique product offerings within the Corporate Payments space may lead to significant growth and profitability, which could benefit shareholders.


In summary, BMO Capital Markets has reaffirmed its positive stance on Corpay, with expectations of strong performance and growth for the company leading into the year-end of 2024. The firm's price target of $350.00 remains unchanged, reflecting their confidence in the value and future prospects of Corpay's business.


In other recent news, Corpay Inc. reported its Q2 earnings and revenue, surpassing analyst estimates. The company posted an adjusted earnings per share of $4.55, slightly outperforming the estimated $4.51, and revenue was reported at $975.7 million, marginally above the consensus of $973.6 million.


Despite these positive results, Corpay's Q3 guidance fell below analysts' estimates, expecting an adjusted EPS of $4.90-$5.00, which is lower than the consensus estimate of $5.18. The projected Q3 revenue also fell short, with a guidance of $1.015-1.035 billion against analysts' projection of $1.049 billion.


Corpay has also completed its acquisition of Paymerang, which is anticipated to contribute $25-35 million in revenue for the remainder of 2024. Wolfe Research recently adjusted its rating on Corpay stock from Underperform to Peer Perform, reflecting the firm's recognition of Corpay's sustained long-term growth prospects.


However, the firm also noted potential challenges, including increased competition among B2B payment providers. These are the latest developments for Corpay.


InvestingPro Insights


BMO Capital Markets' bullish stance on Corpay (NYSE: CPAY) is further supported by several key metrics and insights from InvestingPro. Corpay's aggressive share buyback strategy, as noted in one of the InvestingPro Tips, underscores management's confidence in the company's value. Additionally, Corpay's strong return over the last three months, with a 16.55% price total return, aligns with BMO's optimistic outlook for the stock.


InvestingPro data also reveals a solid financial foundation for Corpay, with a gross profit margin of 78.36% for the last twelve months as of Q2 2024, indicating efficient operations and a strong ability to generate earnings. The company's operating income margin of 44.5% during the same period further highlights its profitability potential.


However, investors should be aware of the mixed signals presented by the market. While the company is trading at a high Price / Book multiple of 7.69 and a forward P/E ratio of 21.2, which may suggest overvaluation, analysts predict that Corpay will be profitable this year, which could justify the premium. It's also important to note that 14 analysts have revised their earnings downwards for the upcoming period, indicating potential headwinds or a more conservative outlook on future earnings.


For those interested in a deeper dive, InvestingPro offers additional tips and a comprehensive analysis of Corpay's stock performance and valuation metrics. To explore these insights, visit https://www.investing.com/pro/CPAY.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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