Cyber Monday Deal: Up to 60% off InvestingProCLAIM SALE

Britain's Nationwide to close Commercial Real Estate lending business

Published 18/11/2016, 09:04
© Reuters. Pedestrians pass a Nationwide building society in London

LONDON (Reuters) - Britain's Nationwide Building Society said it was closing its Commercial Real Estate (CRE) business after the outlook for the property sector darkened following the vote to leave the European Union.

Nationwide said the CRE business, which accounts for 2.7 billion pounds ($3.35 billion) or around 1 percent of its assets, was no longer key to its strategy and that it had been scaling back the operation before June's Brexit vote.

"Since the EU referendum expectations for commercial property values have moderated and most forecasts are predicting modest falls," Nationwide said. The business which is closing focused largely on lending to low-risk property in Britain.

British property companies have seen the value of their retail and office portfolios slip in the aftermath of the vote to leave the EU, which has increased economic uncertainty.

Nationwide Chief Executive Joe Garner, who took the role earlier this year, said that the closure would result in fewer than 100 jobs being affected, and that the company would try and find new roles for those staff at risk of being cut.

Nationwide said underlying profit fell to 615 million pounds ($762 million) from 801 million a year earlier, as persistently low interest rates bit into returns from its main mortgage lending business.

"Our profit performance has reduced in line with our expectations and reflects continued margin pressure due to the prevailing low interest rate environment," Garner said in the statement.

Nationwide said it had seen little wider impact on business from Britain's vote to leave the European Union, in line with other major British lenders which last month defied expectations of an immediate squeeze on earnings.

© Reuters. Pedestrians pass a Nationwide building society in London

Prime gross mortgage lending in the first half of the year grew by nearly a quarter to a record 14.7 billion pounds, Nationwide said. ($1 = 0.8071 pounds)

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2024 - Fusion Media Limited. All Rights Reserved.