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Loop Capital reaffirms Buy on First Cash Financial stock ahead of earnings report

Published 12/07/2024, 15:10
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On Friday, Loop Capital sustained its Buy rating and $140.00 price target for First Cash Financial (NASDAQ:FCFS). The firm anticipates the company to unveil its second-quarter earnings for 2024 on July 25, before the market opens.

Loop Capital's updated earnings per share (EPS) estimate for the second quarter is $0.04 higher than the consensus, reflecting a marginally more optimistic view of revenue growth and profitability. Moreover, the firm's full-year 2024 EPS forecast surpasses the consensus by $0.21.

The analysis by Loop Capital suggests that investors will likely concentrate on key performance indicators such as same-store pawn loan fee growth, merchandise sales growth, and the gross transaction volume (GTV) growth of American First Finance (AFF). These metrics are seen as critical gauges of the company's performance.

First Cash Financial, which operates in the small to mid-cap (SMID) sector, is positioned by Loop Capital as a top growth at a reasonable price (GARP) investment. The firm's stance is based on expectations of robust growth prospects for First Cash Financial, which is poised to report its quarterly financial outcomes later in the month.

The financial services provider is expected to share details on its performance, particularly in the areas of pawn loan fees and merchandise sales, which are integral to its revenue stream. Additionally, the growth in transaction volume for AFF, a subsidiary of First Cash Financial, will be another focal point for assessing the company's financial health and expansion trajectory.

Investors and market watchers are directed to look toward the upcoming earnings report for confirmation of Loop Capital's projections and to gauge the company's current financial standing and future outlook.

In other recent news, FirstCash (NASDAQ:FCFS) Holdings, Inc. saw significant developments during its Annual Meeting of Stockholders, with the election of directors, ratification of RSM LLP as the independent auditor, and approval of executive compensation.

The company, known for its strong presence in the retail and financial services sector, also attracted considerable attention from analysts. BTIG initiated coverage on FirstCash with a Neutral rating, highlighting the company's consistent growth and expanding margins in its pawn business.

TD Cowen, however, reduced the company's stock price target, despite maintaining a Buy rating, following an earnings report that surpassed the firm's expectations but fell short of the consensus revenue forecast.

These are recent developments that provide investors with an understanding of FirstCash's current position.

InvestingPro Insights

In anticipation of First Cash Financial's upcoming earnings report, real-time data and insights from InvestingPro can provide investors with additional context. According to the latest metrics, First Cash Financial has a market capitalization of $4.71 billion and a Price/Earnings (P/E) ratio of 20.11, which adjusts to 18.84 when looking at the last twelve months as of Q1 2024. This valuation comes in the wake of a 13.9% revenue growth over the same period, confirming the company's upward trajectory that Loop Capital has highlighted.

InvestingPro Tips indicate that First Cash Financial has a track record of increasing its dividend for 8 consecutive years and maintaining dividend payments for 9 years, underscoring a commitment to shareholder returns. Furthermore, the company's liquid assets surpass its short-term obligations, suggesting financial stability. While two analysts have revised their earnings downwards for the upcoming period, it's worth noting that the company has been profitable over the last twelve months, and analysts predict profitability will continue this year.

For investors seeking deeper analysis and more such tips, InvestingPro offers additional insights on First Cash Financial, which can be accessed via their platform. There are 4 more InvestingPro Tips available for those looking to make a well-informed investment decision. Don't forget to use the coupon code PRONEWS24 to get up to 10% off a yearly Pro and a yearly or biyearly Pro+ subscription, providing access to a comprehensive suite of investment tools and data.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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