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Jefferies sees First Citizens BancShares stock undervalued with growth potential

EditorEmilio Ghigini
Published 09/07/2024, 10:46
FCNCA
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On Tuesday, Jefferies began coverage on First Citizens BancShares stock with a Buy rating. The firm highlighted the bank's position as a valuable investment based on its involvement in innovation markets and potential for capital return.

First Citizens' stock is currently trading at a modest discount compared to Category IV peers, despite having a similar return on tangible common equity (ROTCE) and better prospects for organic growth and capital strength.

According to Jefferies, the valuation gap between First Citizens BancShares and its counterparts is expected to narrow. This change is anticipated as the bank increases its capital returns in the second half of 2024 and as venture capital flows pick up pace.

The financial institution's shares are seen as undervalued given their financial performance and growth potential. Jefferies' outlook suggests that as First Citizens BancShares begins to return more capital to shareholders and venture capital activity increases, the stock's valuation will align more closely with that of its peers.

The coverage initiation by Jefferies reflects a positive outlook for First Citizens BancShares, indicating that the bank is well-positioned in the market. Investors are watching closely as the bank prepares to enhance shareholder returns later in the year.

The assessment by Jefferies provides investors with a perspective on First Citizens BancShares' market value and future financial strategies. As the bank gears up for increased capital distribution and a resurgence in venture capital, it may present an appealing opportunity for investors seeking growth in the financial sector.

In other recent news, First Citizens BancShares has been the subject of several analysts' reports. DA Davidson revised its price target to $1,850, citing the company's solid core pre-provision net revenue and earnings per share, which exceeded expectations due to lower credit costs. The firm also noted a net interest margin contraction, but this was offset by a 6% and 10% increase in loans and deposits, respectively.

Keefe, Bruyette & Woods also lifted the company's stock target to $2,100, recognizing the bank's strong performance and the positive impact of its capital return strategy. The firm upgraded its earnings estimates for First Citizens BancShares for the years 2024 and 2025, reflecting confidence in the bank's continued performance.

However, Piper Sandler downgraded First Citizens BancShares from Overweight to Neutral, following the announcement of a share repurchase plan. The firm's analysis suggests that the potential for significant gains following this announcement has largely diminished, despite positive trends in the bank's performance.

Meanwhile, DA Davidson increased the bank's price target to $1,650, acknowledging the transformative growth following the acquisition and integration of SIVB. Despite potential challenges such as possible rate cuts and increased credit costs, the firm maintains a Neutral stance on the stock.

Lastly, Barclays (LON:BARC) initiated coverage on First Citizens BancShares with an Equalweight rating and a price target of $1,850, recognizing the bank's strategic focus on book value growth and the advantages from recent acquisitions. However, the firm is closely monitoring potential net interest income headwinds and the need for new regulatory capabilities.

InvestingPro Insights

As Jefferies initiates coverage on First Citizens BancShares with a positive outlook, real-time data from InvestingPro complements this perspective with key financial metrics. The company's market capitalization stands at an impressive $24.33 billion, and a P/E ratio of 9.4, which further adjusts to 8.02 for the last twelve months as of Q1 2024, highlights the company's earnings relative to its share price. Additionally, the substantial revenue growth of 142.99% over the last twelve months as of Q1 2024 underscores First Citizens BancShares' expanding financial footprint in the banking sector.

InvestingPro Tips offer additional insights, revealing that First Citizens BancShares has a track record of raising its dividend for seven consecutive years and has maintained its dividend payments for an impressive 39 years. While the company faces challenges with weak gross profit margins, analysts remain optimistic about its profitability this year. Investors looking for further guidance can find additional tips on InvestingPro, with a total of 8 tips available to help make informed decisions. For those interested in a deeper analysis, use the coupon code PRONEWS24 to get up to 10% off a yearly Pro and a yearly or biyearly Pro+ subscription.

These financial indicators and expert tips provide a comprehensive view of First Citizens BancShares' current market position and future potential, aligning with Jefferies' assessment and offering valuable information for investors considering this stock.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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