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Bill.com stock beats Q4 expectations, but BTIG maintains 'Neutral'

EditorEmilio Ghigini
Published 23/08/2024, 10:42
BILL
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On Friday, Bill.com Holdings Inc. (NYSE: NYSE:BILL) stock received a continued Neutral rating from BTIG after reporting fourth-quarter earnings that surpassed expectations.

The company announced revenue of $343.7 million, a 16.1% year-over-year increase, which was approximately $14 million higher than their guidance. Additionally, Bill.com's non-GAAP earnings per share (EPS) of $0.57 exceeded both BTIG's and the Street's estimates of $0.44 and $0.46, respectively.

The revenue growth was primarily fueled by a strong performance in Core revenue, which also saw a 16.1% rise. Management emphasized the contribution from the Spend & Expense segment, formerly known as Divvy, which experienced a 26% year-over-year increase this quarter.

This growth was largely attributed to an expansion in card usage. Moreover, Bill.com added over 300 net new businesses to its Spend & Expense services during the quarter.

Bill.com's joint customer base, which utilizes both core solutions and Spend & Expense services, has seen significant growth, reaching 11,500—a 60% increase from the previous year. These joint customers tend to be more loyal and demonstrate higher net dollar retention, according to the company's management.

The company's operating margin stood at 17.5%, up 320 basis points from the previous year, surpassing both BTIG's and the Street's expectations of 15.1% and 16.6%. This improvement underscores the business model's ongoing operational leverage.

Looking to the future, Bill.com plans to increase hiring within its Research & Development (R&D) and Go-To-Market (GTM) teams. This move is part of a multi-year growth strategy aimed at achieving a core growth rate of at least 20% by 2026.

Despite the strong quarter and management's confidence in the stabilization of customer trends, BTIG remains Neutral on the stock. The firm awaits stronger momentum and clearer signs of sustainable growth beyond the 20% target before changing its stance.

In other recent news, Bill.com Holdings Inc. reported Q4 results surpassing expectations, with adjusted earnings per share of $0.57, exceeding the analyst consensus of $0.46. Revenue rose 16% YoY to $343.7 million, surpassing the projected $328.06 million.

The company also provided Q1 revenue guidance between $346-351 million, which is above the analyst consensus of $337 million. However, their Q1 EPS guidance of $0.48-$0.51 fell short of the $0.51 estimate.

In additional developments, the company's full-year fiscal 2025 outlook was mixed, with revenue forecasts in line with consensus, but EPS estimates falling below expectations. The company has also initiated a new $300 million share repurchase program, indicating confidence in its future growth strategy.

Furthermore, Bill.com reported that it served 474,600 businesses at the end of Q4 and processed $76 billion in total payment volume, a 10% YoY increase. These are among the recent developments concerning Bill.com.

InvestingPro Insights

Bill.com Holdings Inc. (NYSE: BILL) has shown a robust performance with a notable revenue increase in the latest quarter. Delving into the financial health and market performance of Bill.com, InvestingPro data highlights a market capitalization of approximately $5.33 billion, underscoring the company's substantial presence in the market. The company's impressive gross profit margin stands at 85.76% for the last twelve months as of Q3 2024, which is reflective of its efficient cost management and strong pricing power.

Despite not being profitable over the last twelve months, with a negative P/E ratio, analysts are optimistic about Bill.com's path ahead. An InvestingPro Tip points out that management expects net income to grow this year, which may signal a turning point for profitability. Additionally, Bill.com has been recognized for its strong balance sheet, holding more cash than debt, an InvestingPro Tip that indicates financial stability and resilience. For investors seeking more detailed analysis and additional insights, InvestingPro offers a total of 9 tips for Bill.com, available at https://www.investing.com/pro/BILL.

While the stock price has experienced significant volatility and a notable decline over the past year, the company's strategic investments in R&D and GTM teams could be a catalyst for future growth, aligning with the management's aggressive share buyback strategy. With the next earnings date on August 22, 2024, investors and analysts alike will be watching closely to see if these strategic initiatives translate into sustained growth and profitability.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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