No Bank Of England Rate Hike But Are We Getting Closer?

Published 06/08/2015, 16:16
Updated 09/03/2019, 13:30

The first rate hike of a major global central bank is seemingly approaching. All along the market had been talking about the US Federal Reserve being the first mover, however could it be that it is not the Fed after all, but the Bank of England that is the first to hike? The meeting minutes just released do not appear to suggest that is the case.

The Bank of England again has kept interest rate steady at 0.5%. However, as part of what has been dubbed as “Super Thursday” (and no I am not talking about the cricket, which is also true), the Bank of England has also released the minutes from its meeting at the same time as the monetary policy announcement. The meeting has shown a dissenting voice in the nine voting members.

Ian McCafferty has voted for a 25 basis points rate hike to take rates to 0.75%. However, this is actually a disappointment for the sterling bulls. Consensus had suggested that McCafferty had been expected to be joined by Martin Weale in voting for a rate hike. However, the more optimistic hawks in the market suggested there could have even been three dissenting voices, with David Miles also potentially having voted for a hike in his final meeting. This was not the case though and the fact that only one MPC member was willing to vote for a hike was a significant blow for the hawks. This comes as Martin Weale has consistently been erring towards a possible hike in his recent rhetoric.

It would appear to be inflation that continues to be a drag on a potential rate hike, as real wage growth moves to around 3%, whilst the minutes from the meeting suggest that as much as 1.5% is being taken off CPI due to low levels of food and energy costs. These aspects do remain fairly short term in nature though, with core inflation of around 1% remaining fairly stable, although it is not showing any real signs of picking up quite yet (despite the wage growth that is currently being enjoyed). The minutes also point to the fact that the strength of sterling in recent months has also been disinflationary (whilst the level of spare capacity is still dragging around 0.5% off GDP).

Prior to the decision, the market for Short Sterling Interest Rate futures had been pricing in a rate hike possibly as early as December. However, the market is already reacting to the minutes by pushing back expectations. It would suggest that a Q1 2016 rate hike is still possible.

The recent comments from FOMC members have been mixed, but it still seems as though the Fed is likely to be first mover. It would appear that Atlanta Fed President Dennis Lockhart is moving firmly into the September hike camp, however could the comments from Jerome Powell (Board of Governors) be telling of a more relaxed majority amongst the FOMC? The economic data has been mixed of late and the two Employment Situation reports (Non-farm Payrolls) that come before the September rate decision (the first tomorrow) would need to show big jobs growth (at least over 250,000 if not above 300,000) whilst earnings growth beginning to come through. In the absence of this I feel that it would be unlikely still that the Fed would go before December.

So with the Bank fo England still erring on the side of caution it would seem likely that it would be early 2016 at the very earliest. I think that the Fed will move in 2015 (most probably December), so that means that I still see the Fed as the first mover, with the Bank of England following probably in February with the first inflation report of 2016.

Sterling/Dollar has not taken the dovish news especially well. It has fallen around 100 pips since the announcement. The key near term support remains $1.5450/$1.5470 which could come under pressure now. I have been looking for a catalyst to get Cable moving, perhaps we have now got one.

GBPUSD Hourly Chart

DISCLAIMER: This report does not constitute personal investment advice, nor does it take into account the individual financial circumstances or objectives of the clients who receive it. All information and research produced by Hantec Markets is intended to be general in nature; it does not constitute a recommendation or offer for the purchase or sale of any financial instrument, nor should it be construed as such.

All of the views or suggestions within this report are those solely and exclusively of the author, and accurately reflect his personal views about any and all of the subject instruments and are presented to the best of the author’s knowledge. Any person relying on this report to undertake trading does so entirely at his/her own risk and Hantec Markets does not accept any liability.

Original Post

Latest comments

Loading next article…
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.