Selloff or Market Correction? Either Way, Here's What to Do NextSee Overvalued Stocks

Citigroup profit beats on consumer banking strength

Published 13/07/2018, 13:47
© Reuters. FILE PHOTO: People walk beneath a Citibank branch logo in the financial district of San Francisco, California
C
-
JPM
-
BKX
-

(Reuters) - Citigroup Inc's (N:C) quarterly profit topped Wall Street estimates on Friday, helped by strength in its consumer banking business in Mexico, North America and Asia.

The third-largest U.S. bank by assets, like its peers, also benefited from a cut in income tax rates and an expanding U.S. economy that fueled demand for loans.

Net income rose to $4.49 billion in the second quarter ended June 30, from $3.87 billion a year earlier, driven by a 14 percent jump in net income for its global consumer banking.

Pretax profit from continuing operations increased 5 percent.

Earnings per share rose to $1.63 from $1.28 and topped analysts' average estimate of $1.56, according to Thomson Reuters I/B/E/S.

The bank's provision for income tax fell by $351 million, following President Donald Trump's corporate tax rate cuts.

Buybacks reduced shares outstanding by 8 percent from a year earlier, further boosting earnings per share.

Revenue rose about 2 percent to $18.47 billion but came in slightly below the average expectation of $18.51 billion as revenue from its investment banking business fell 7 percent.

The bank's fixed income trading revenue fell 6 percent, while equity trading revenue rose 19 percent. Total markets and securities services revenue fell 1 percent.

Last month, Chief Financial Officer John Gerspach said he expected trading revenue to be "flattish" compared with a year earlier.

Through Thursday, Citigroup shares are down 7.9 percent for the year, compared with the 1 percent drop in the broader KBW Bank Index (BKX).

© Reuters. FILE PHOTO: People walk beneath a Citibank branch logo in the financial district of San Francisco, California

JPMorgan Chase & Co's (N:JPM) quarterly profit topped Wall Street's expectations on Friday, as trading revenue came in much higher than expected and demand for loans increased on the back of a strengthening U.S. economy. [L4N1U943V]

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2024 - Fusion Media Limited. All Rights Reserved.