Black Friday is Now! Don’t miss out on up to 60% OFF InvestingProCLAIM SALE

Brexit must not mean return to 'lite touch' regulation - UK watchdog

Published 02/10/2018, 11:42
© Reuters. FILE PHOTO: Financial Conduct Authority Chairman Charles Randell
PRU
-

By Huw Jones

LONDON (Reuters) - Britain's departure from the European Union next year should not be seen as triggering a "race to the bottom" in regulatory standards, a top UK regulator said on Monday.

Brexit supporters say Britain should ditch some EU financial rules, such as caps on banker bonuses, to help keep the City of London competitive as a global financial centre.

Paris, Frankfurt, Dublin and Luxembourg are vying to attract financial firms from Britain, though the number of job moves so far is modest.

Charles Randell, chair of the Financial Conduct Authority, said Britain may have choices to make about regulation after Brexit, but there was a need to break the "damaging cycle" of deregulation, a crisis and new rules.

"The FCA does not see the UK's withdrawal from the European Union as an opportunity to join a race to the bottom in regulatory standards – quite the contrary," Randell told a conference held by AFME, a banking industry body.

Some UK lawmakers have said the FCA and its sister regulator, the Prudential (LON:PRU) Regulation Authority (PRA) at the Bank of England, should have a formal objective of maintaining competitiveness, meaning new financial rules must not be overly burdensome.

UK regulators had a competitiveness remit in the run up to the 2007-09 financial crisis, and Randell said restoring this objective could imply some very difficult trade-offs with its existing objectives.

"How much loss of competition should we tolerate to ensure that a sector is competitive? How much loss of consumer protection? How much loss of market integrity?"

"I believe that if we deliver our existing statutory objectives of making our markets work well, consumer protection, competition and market integrity, then there should be nothing to stop the firms we regulate from making money and growing in global markets."

It was easy to underestimate the huge advantages London has in strength and depth in a wide variety of specialist markets, Randell said.

The watchdog has already said it will review its rules "handbook", but Randell said this would only happen once the "post-Brexit landscape" is clear.

Britain may have to rely on the EU's "equivalence" system for access to the bloc's financial market, which hinges on avoiding diverging from the continent's rules.

© Reuters. FILE PHOTO: Financial Conduct Authority Chairman Charles Randell

The PRA disappointed insurers by deciding not to ease an EU capital rule, and the FCA is under pressure from the asset management sector to rewrite EU rules on disclosures to investors.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2024 - Fusion Media Limited. All Rights Reserved.