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Ref Finance

Real-time Ref Finance (REF) quotes, volume, change, daily range, market cap, Ref Finance FAQ, circulating and max supply.

Compare rates according to the cryptocurrency exchange list on our Ref Finance Market section, and view live Ref Finance (REF) market exchange data to boost your trading strategy edge.

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1 REF =

$ 0.07317

+0.00431 +6.26%

15:03:27 - Real-time Data

Market Cap:

$6.08M

Circulating Supply:

REF96.00M

Max Supply:

REF99.99M

Vol (24H):

$73.19

Chg (7D):

+42.02%

Day's Range:

0.06871 - 0.07694

USD ALL

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Name	Exchange	Last	High	Low	Chg. %	Vol.	Time
HYPE/USD	CoinW	57.8633	61.9342	56.5200	-1.50%	12.45M	18:47:20
Solana	Investing.com	86.960	87.805	86.360	-0.71%	3.18M	18:47:14
HYPE/USDC	Hyperliquid	57.817	61.893	56.583	-2.07%	3.10M	18:47:16
TON/USD	KuCoin	1.9669	2.0777	1.9492	-3.98%	15.33M	18:47:09
Litecoin	Investing.com	54.30	54.55	53.68	+0.12%	420.87K	18:47:10
Stellar	Investing.com	0.14751	0.15051	0.14591	-0.42%	95.37M	18:47:14
PENGU/USDC	Binance	0.009316	0.009900	0.009216	-1.52%	650.78M	18:47:13
VeChain	Investing.com	0.006712	0.006820	0.006664	+0.03%	539.81M	18:47:06
Bitcoin	Investing.com	76,897.2	77,883.2	76,593.0	-1.24%	40.44K	18:46:58
GRT/USD	Binance	0.02654	0.02782	0.02516	+3.92%	109.09M	18:47:11
Terra Classic	Investing.com	0.0000815	0.0000837	0.0000779	+4.85%	13.36B	18:47:06
HBAR/USD	OKX	0.08983	0.09098	0.08895	-0.29%	6.77M	18:47:03
Ethereum	Investing.com	2,123.61	2,141.25	2,114.11	-1.12%	194.34K	18:47:10
ETH/USD	Binance	2,123.75	2,153.75	2,112.47	-1.12%	162.39K
SPACEX/USD	Biconomy.com	718.09	719.24	715.69	-0.02%	201.00	18:47:10
XMR/USD	HitBTC	384.400	404.691	380.329	-4.64%	301.00	18:47:00
BTC/USD	Bitfinex	76,927.0	77,932.0	76,576.0	-1.24%	1.27K
ASTSON/USD	MEXC	103.54	108.00	92.78	+10.89%	779.00	18:47:06
Bitcoin Euro	Investing.com	66,185.7	67,003.7	65,989.6	-1.13%	552.00
SHIB/USD	HTX	0.00000583	0.00000589	0.00000580	-0.17%	5.88B
XAUT/USD	Bitfinex	4,522.20	4,551.10	4,490.00	-0.59%	185.00	18:47:19
RUP/USD	YoBit	0.001743	0.001743	0.001743	0.00%	1.02K	18:47:11
RUNE/CAD	Synthetic	0.620	8.909	0.485	+4.70%		18:46:38

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Leading Cryptocurrencies

Bitcoin $76,895.0 BTC -1.25%
Ethereum $2,123.61 ETH -1.12%
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FAQ

What Is Cryptocurrency?
Cryptocurrency is a type of digital or virtual currency that uses cryptography for security. Unlike traditional currencies issued by governments (like the US Dollar or Euro), cryptocurrencies are typically decentralised and operate on technology called blockchain, which is a distributed ledger enforced by a network of computers (nodes).

Cryptocurrencies such as Bitcoin, Litecoin, Solana and hundreds more can be used as a store of value, unit of account and/or medium of exchange.

Readers who are keen to learn the answer to what is crypto, and how it works should read our full Investing Academy article.
How to Buy Cryptocurrency
You can buy cryptocurrency in several ways. The most popular is to buy cryptocurrency on a regulated cryptocurrency exchange like Coinbase, Binance, Kraken, or Gemini. This method is usually the most convenient, but you might have to go through an extensive know-your-customer (KYC) process before accessing your chosen platform.

The steps are generally the same for each platform: Create an account by signing up on the exchange's website and completing the required identity verification process. Once your account is set up, link a payment method such as a bank account, credit card, or debit card. Deposit funds into your exchange account and navigate to the trading section. Select the cryptocurrency you wish to buy, enter the amount, and complete the purchase.

Another method is to buy cryptocurrencies like Bitcoin via a cryptocurrency automated teller machine (ATM) if there are any in your area.

Remember, regardless of the method used to buy Crypto, it's important to transfer your purchased cryptocurrency to a secure digital wallet for safekeeping.
How Does Cryptocurrency Work?
Cryptocurrency operates on blockchain technology, which is a decentralised ledger that records all transactions across a network of computers. Each cryptocurrency, like Bitcoin or Ethereum, is a digital asset secured by cryptography, making it resistant to counterfeiting and fraud.

Transactions are verified by competing network validator nodes through cryptographic processes, and once the 'puzzle' is solved, the transaction is then recorded on the blockchain. This system ensures transparency and security without the need for a central authority.

Users store their cryptocurrencies in digital wallets and can transfer them directly to others, enabling peer-to-peer transactions that are fast, secure, and often lower in fees compared to traditional financial systems.
What Is Crypto Mining?
Crypto mining is the process of validating and recording transactions on a blockchain network.

Miners use powerful computers to solve complex mathematical problems, which verify transactions and add them to the blockchain. This process ensures the integrity and security of the network. In return for their work, miners are rewarded with newly created cryptocurrency coins, like Bitcoin or Ethereum.

Unfortunately, mining continues to require significant computational power and energy, making it a competitive and resource-intensive activity. However, it's a crucial component of many cryptocurrencies, maintaining decentralisation and encouraging network participation.
What Is Staking Crypto?
Crypto staking is a way to earn rewards by participating in the maintenance and security of a blockchain network using a method called Proof of Stake (PoS).

Unlike mining, which requires powerful computers to solve complex problems, staking involves holding and "staking" (locking up) your cryptocurrency in a wallet to support the network. When you stake your cryptocurrency, you pledge it to help validate transactions on the blockchain, contributing to the network's smooth and secure operation. In return, you earn rewards, typically in the form of additional cryptocurrency, similar to earning interest on a savings account but with cryptocurrencies. The more you stake, the higher your potential rewards.

Cryptocurrencies that support staking include Ethereum 2.0, Cardano, or Polkadot. Staking is less resource-intensive than mining and due to its consistent yields and low barrier to entry, many crypto exchanges now offer Staking-as-a-Service (SaaS) to their users.
How Does Cryptocurrency Gain Value?
Cryptocurrency gains value through several factors that influence its demand and supply.

Firstly, utility plays a crucial role; if a cryptocurrency solves real-world problems or offers unique functionalities, it attracts users and investors, boosting its value. Scarcity is another key factor; limited supply (like Bitcoin's 21 million cap) can drive up value as demand increases. Market demand driven by investor interest, media coverage, and public adoption also affects value. Security and trust in the cryptocurrency's technology and network are essential, as secure and reliable systems foster confidence among users. Finally, regulation and legal status can impact value, with favorable regulations often leading to increased adoption and higher prices.