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Investec to exit retail structured products market in Britain

Published 10/02/2021, 13:52
Updated 10/02/2021, 13:55

JOHANNESBURG (Reuters) - South Africa's Investec said on Wednesday it would stop issuing retail structured products in the United Kingdom after last year signalling it would cut back its business in the asset class.

Structured products typically offer investors a return linked to the performance of an underlying asset, such as a equities, commodities or interest rates.

Investec, one of the biggest issuers of retail structured products in the United Kingdom, said in November that it planned to wind down the issuance of some structured products after reporting high costs related to hedging on some instruments.

While it said it no longer had the appetite for this kind of risk, it was not clear at the time which products exactly it would exit.

"From April 2021, Investec Bank plc will not launch any further retail structured product plans in the UK retail market," it said in a statement on Wednesday, adding it would issue one final tranche later this month.

Existing plans would not be affected and Investec would continue to manage these until their maturity, it said.

It said its decision reflected a shift in to other core services.

The bank has reported 82 million pounds in hedging costs related to derivatives attached to some of its structured products since May 2020, and has warned it will incur at least another 53 million pounds, with costs reducing after that.

Investec has particularly dominated issuance of a specific instrument called a structured deposit in the UK, according to a review of the sector by financial advisor Lowes.

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