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A good weighting between risk and return is important in long-term savings. DNB Liv's investment profiles have a long-term facility and robust composition. Differentiation of holdings of equities in the various profiles contributes to different risk levels and return expectations. Equities are expected to give somewhat higher risk and thus higher returns over time than is the case for bonds and money market papers. The profile currently has 4 underlying investment portfolios; Norwegian equities, global equities, emerging market equities and alternative investments (private equity). All investments outside Norway are subject to currency hedging, with the exception of equities in emerging markets.
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