Fed withdraws crypto-asset and dollar token guidance for banks

EditorLuke Juricic
Published 24/04/2025, 22:58
Fed withdraws crypto-asset and dollar token guidance for banks

Investing.com -- The Federal Reserve Board announced on Thursday the withdrawal of its guidance for banks concerning their activities with crypto-assets and dollar tokens. The Board has made this decision to ensure its expectations align with the evolving risks and to further support innovation in the banking system.

The Board is revoking its 2022 supervisory letter, which had previously established an expectation that state member banks would provide advance notification of planned or current crypto-asset activities. As a result of this decision, the Board will no longer expect banks to provide such notifications. Instead, the Board will monitor banks’ crypto-asset activities through its regular supervisory process.

In addition to this, the Board is also revoking its 2023 supervisory letter related to the supervisory nonobjection process for state member bank engagement in dollar token activities.

The Board, in collaboration with the Federal Deposit Insurance Corporation, is joining the Office of the Comptroller of the Currency in withdrawing from two 2023 statements. These statements were jointly issued by the federal bank regulatory agencies regarding banks’ crypto-asset activities and exposures. The Board will collaborate with these agencies to consider if additional guidance to support innovation, including crypto-asset activities, is needed.

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