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Citi hikes Morgan Stanley stock target on Basel III optimism, stays cautious

EditorEmilio Ghigini
Published 25/11/2024, 10:36
MS
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On Monday, Citi has updated its outlook on Morgan Stanley (NYSE:MS) stock , raising the price target on the investment bank's shares to $135 from $105, while retaining a Neutral stance. The adjustment reflects a positive market response to the company's performance and future prospects, with shares climbing 44% year-to-date. This increase is consistent with the performance of the Bank Index (BKX).

The price target hike is attributed to the expansion of Morgan Stanley's multiple from 2.3 times tangible book value (TBV) to approximately 3 times TBV. Citi analysts believe this change is driven by the market's optimism regarding a potential rebound in capital markets and anticipated capital relief from the Basel III regulatory framework's final phase, known as the "B3 endgame."

Citi has also revised its estimates based on early-cycle cost of equity (CoE) adjustments and an updated view on the normalized return on tangible common equity (ROTCE). The firm's new ROTCE assumption for Morgan Stanley is now set at 21%, which is slightly above the management's target of 20% and an increase from Citi's previous estimate of 19%. This revision comes after considering the removal of Basel III risk-weighted assets (RWA) inflation from their calculations.

The analyst from Citi noted that while Morgan Stanley's stock price currently reflects a lot of positive expectations, they maintain a Neutral rating. The rationale behind this stance is the belief that there are more attractive risk/reward opportunities available in the market. This suggests that while acknowledging Morgan Stanley's solid performance and improved financial metrics, Citi sees greater potential for investors elsewhere.

In other recent news, Morgan Stanley Capital Partners (WA:CPAP) (MSCP) has agreed to sell Sila Services to Goldman Sachs (NYSE:GS) Alternatives' Private Equity business. This transaction marks MSCP's first exit in the distributed field services sector and is subject to customary closing conditions and regulatory approvals. Sila's management will retain a significant minority stake and continue to lead the company.

In the financial sector, major institutions such as J.P.Morgan, Barclays (LON:BARC), and Goldman Sachs are forecasting a 25-basis-point interest rate cut by the U.S. Federal Reserve in December. However, Citigroup (NYSE:C) diverges with a projection of a 50-bps reduction. These projections are part of recent developments in the financial landscape.

Following the recent election victory of Donald Trump, Wall Street firms are reassessing their operations in China due to potential increased trade disputes and geopolitical tensions. This reassessment could lead to changes in expansion strategies and investments.

Additionally, Morgan Stanley has secured a futures business license in China, marking its entry into the country's derivatives market. This development allows the bank to provide services to domestic clients and meet the needs of offshore investors.

Finally, analysts from UBS, Goldman Sachs, Morgan Stanley, Deutsche Bank (ETR:DBKGn), Beacon Policy Advisors, and Larry Sabato's Crystal Ball (NYSE:BALL) have identified key U.S. counties that may serve as early indicators of the election outcome. These counties are poised to offer insights into the potential victor in the tight presidential race.

InvestingPro Insights

Recent data from InvestingPro adds further context to Citi's analysis of Morgan Stanley (NYSE:MS). The company's market capitalization stands at an impressive $216.99 billion, reflecting its significant position in the financial sector. Morgan Stanley's P/E ratio of 20.17 aligns with Citi's observation of an expanded multiple, now trading at approximately 3 times tangible book value.

InvestingPro Tips highlight Morgan Stanley's strong financial performance and market position. The company has raised its dividend for 11 consecutive years, demonstrating a commitment to shareholder returns. This is particularly noteworthy given Citi's positive outlook on the company's normalized return on tangible common equity (ROTCE).

Additionally, Morgan Stanley's stock is trading near its 52-week high, with a robust 77.49% total return over the past year. This performance supports Citi's decision to raise the price target and reflects the market's optimism about the company's prospects in light of potential capital market rebounds and regulatory changes.

For investors seeking a deeper understanding of Morgan Stanley's financial health and market position, InvestingPro offers 14 additional tips, providing a comprehensive analysis to inform investment decisions.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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