Unicaja Banco SA (UNI)

Real-time derived
Currency in EUR
2.086
-0.020(-0.95%)
Closed·
UNI Scorecard
Full Analysis
High shareholder yield
High dividend Yield
Fair Value
Day's Range
2.0802.110
52 wk Range
1.0492.124
Key Statistics
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Prev. Close
2.086
Open
2.11
Day's Range
2.08-2.11
52 wk Range
1.049-2.124
Volume
3M
Average Volume (3m)
6.01M
1-Year Change
59.6%
Book Value / Share
-
Fair Value
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Fair Value Upside
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UNI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
1.841
Downside
-11.75%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 4 consecutive years

Unicaja Banco SA News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Unicaja Banco Company Profile

Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments; POS products; short-term and medium/long-term financing; ATM, foreign trade facility, and currency management and exchange services; private and personal banking services; and digital and mobile banking services. The company was founded in 1991 and is headquartered in Málaga, Spain.

Sector
Financial
Employees
7513
Market
Spain

Unicaja Banco SA Earnings Call Summary for Q1/2025

  • Net income surged 43% YoY to €158M; Return on Tangible Equity improved to 11% from 6% in 2024
  • Cost-to-income ratio improved to 46%; performing loans grew 0.3% QoQ despite slight NII decline
  • Bank targets over €1.4B in net interest income for 2025, focusing on SME deployment and consumer lending
  • CFO confident in meeting NII targets, citing strong Spanish economy and bank's enhanced profitability
  • Stock price rose 0.89% post-earnings; analysts maintain strong buy consensus despite undervaluation
Last Updated: 28/04/2025, 09:38
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Compare UNI to Peers and Sector

Metrics to compare
UNI
Peers
Sector
Relationship
P/E Ratio
0.0x9.3x9.5x
PEG Ratio
0.000.120.03
Price/Book
0.0x1.1x1.0x
Price / LTM Sales
0.0x2.7x2.8x
Upside (Analyst Target)
0.0%6.2%8.6%
Fair Value Upside
Unlock−9.6%1.6%Unlock

Analyst Ratings

4 Buy
10 Hold
3 Sell
Ratings:
17 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 1.841
(-11.75% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.24%
Dividend Yield
5.20%
Annualised payout
0.11
Paid annually
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jun 17, 2025
EPS / Forecast
0.06 / --
Revenue / Forecast
610.00M / --
EPS Revisions
Last 90 days

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FAQ

What Is the Unicaja Banco (UNI) Share Price Today?

The live Unicaja Banco share price today is 2.09.

What Stock Exchange Does Unicaja Banco (UNI) Trade On?

Unicaja Banco is listed and trades on the Madrid Stock Exchange stock exchange.

What Is the Ticker (Stock Symbol) for Unicaja Banco?

The stock symbol (also called a 'ticker') for Unicaja Banco is "UNI."

Does Unicaja Banco Pay Dividends? What’s The Current UNI Dividend Yield?

Yes, UNI Pays Dividends to its Shareholders. The current Unicaja Banco dividend yield is 5.2%.

What Is the Current Unicaja Banco Market Cap?

As of today, Unicaja Banco market capitalisation is 5.36B.

What Is Unicaja Banco's (UNI) Earnings Per Share (TTM)?

The Unicaja Banco EPS 0.24 (Trailing Twelve Months).

When Is the Next Unicaja Banco Earnings Date?

Unicaja Banco's next earnings report will be released on 28 Jul 2025.

Is UNI a Buy or Sell From a Technical Analyst Perspective?

Based on today's Unicaja Banco moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Unicaja Banco Stock Split?

Unicaja Banco has split 0 times. (See the UNI stock split history page for full effective split date and price information.)

How Many Employees Does Unicaja Banco Have?

Unicaja Banco currently has 7513 employees.

What is the current trading status of Unicaja Banco (UNI)?

As of 11 Jul 2025, Unicaja Banco (UNI) is trading at a price of 2.09, with a previous close of 2.09. The stock has fluctuated within a day range of 2.08 to 2.11, while its 52-week range spans from 1.05 to 2.12.

What Is Unicaja Banco (UNI) Price Target According to Analysts?

The average 12-month price target for Unicaja Banco is EUR1.84088, with a high estimate of EUR2.8 and a low estimate of EUR1.55. 4 analysts recommend buying the stock, while 3 suggest selling, leading to an overall rating of Neutral. The stock has an -11.75% Downside potential.
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