PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Strategic Pivot | Explore PayPal's bold shift from payments to commerce, expanding its addressable market and creating new revenue streams amid evolving fintech landscape |
AI Integration | Discover how PayPal leverages AI to enhance operational efficiency, from fraud detection to personalized recommendations, potentially driving higher margins |
Competitive Landscape | Learn about PayPal's strategies to maintain its edge against tech giants and traditional payment processors in the fiercely competitive digital payments space |
Financial Outlook | Analyst projections suggest EPS growth from $4.78 in FY2025 to $5.50 in FY2026, with an average price target around $103, indicating potential upside |
Metrics to compare | PYPL | Sector Sector - Average of metrics from a broad group of related Industrials sector companies | Relationship RelationshipPYPLPeersSector | |
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P/E Ratio | 15.4x | 3.2x | 8.9x | |
PEG Ratio | 1.31 | 0.04 | 0.03 | |
Price/Book | 3.5x | 2.4x | 1.0x | |
Price / LTM Sales | 2.2x | 3.5x | 2.7x | |
Upside (Analyst Target) | 10.8% | 9.7% | 11.9% | |
Fair Value Upside | Unlock | 18.7% | 3.1% | Unlock |