Kaspi Bank Joint Stock Company provides financial services primarily through the online mobile app in the Republic of Kazakhstan. The company operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment connects its customers, which consists consumer and merchants to facilitate cashless and digital payment transactions. This segments also offers a technology platform to pay and receive payments for goods and services, as well as to transfer and withdraw money. The Marketplace Platform segment connects merchants and consumers, which enables merchants to enhance its sales and enable consumers to buy various products and services from various merchants. The Fintech Platform segment enables its customers to manage their personal finance online and access consumer finance and deposit products through Kaspi.kz Super App. It is also involved in real estate business; and provision of online travel services. The company was incorporated in 1997 and is based in Almaty, the Republic of Kazakhstan.